Key Metrics
AUTHORISED CAPITAL
30.82 cr
PAID-UP CAPITAL
25.89 cr
COMPANY AGE
8 Years 0 Months
since 2018-04-19
LAST FILING WITH ROC
2024-03-31
Last AGM: 2024-09-30
OPEN CHARGES
4
1.50 cr
SATISFIED CHARGES
3
88.50 cr
ACTIVE GST
35
Updated: 2024-03-19 16:00:27
About Cred
Cred is an MCA-registered Indian company: a Private Limited Indian Non-Government Company (CIN U93090MH2018PTC308253). Business overview includes Financial Services (Online Payment Gateways), incorporated on April 19, 2018 (8+ years old), headquartered in Mumbai, Maharashtra, India. The company is currently Active. For FY 2023, the company reported revenue of ₹1.35 Kharab with a loss of ₹1.23 Kharab. It has 5 active directors. The company employs approximately 950 people.
Online Payment Gateways
- Location 404, Uphar Ii Chs Ltd, Plot No.5 Bhd, Sanjeeva Encl 7 Bunglows,Near Juhucircle, Mumbai, Maharashtra - 400061
- Website cred.club
CIN / LLPINU93090MH2018PTC308253
Company No.308253
ClassificationPrivate Limited Indian Non-Government Company
Incorporation Date2018-04-19
Date of AGM2024-09-30
Date of Balance Sheet2024-03-31
Listing StatusUnlisted
ROC CodeRoc Mumbai
PAN
LEI Number
Active Compliance-
Financial Performance of Cred
Revenue Over The Year
2019 · 2020 · 2021 · 2022 · 2023 · 2024 · 2025
Growth (7 Year) ▲ 38.3%
Growth (3 Year) ▼ -9.9%
Profit/Loss Over The Year
2019 · 2020 · 2021 · 2022 · 2023 · 2024 · 2025
Growth (7 Year) ▼ 65.1%
Growth (3 Year) ▼ 60.7%
Values are in Mixed (K, L, Cr)
| Metrics | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|---|---|
| Revenue | 2,20,083.04 cr | 2,35,431.21 cr | 2,51,890.00 cr | 2,18,400.00 cr | 1,95,200.00 cr | 1,72,000.00 cr | 1,59,000.00 cr |
| Profit/Loss | 13,969.70 cr | 4,810.00 cr | 12,200.00 cr | 9,100.00 cr | -8,200.00 cr | 3,200.00 cr | 5,100.00 cr |
| Cash & Bank Balance | 38,200.00 cr | 35,100.00 cr | 32,000.00 cr | 28,500.00 cr | 25,200.00 cr | 22,000.00 cr | 19,800.00 cr |
| Net Worth | 1,26,731.94 cr | 1,37,500.00 cr | 1,40,200.00 cr | 1,28,000.00 cr | 1,15,000.00 cr | 1,02,000.00 cr | 95,000.00 cr |
| EBITDA | 27,865.49 cr | 29,800.00 cr | 30,200.00 cr | 27,000.00 cr | 24,500.00 cr | 22,000.00 cr | 20,100.00 cr |
Financial Ratios
■ Revenue ■ P/L ■ EBITDA
Values in Crores (Cr) - illustrative trend
FY 2021 - FY 2025
Key Insights (FY 2025)
Revenue2,20,083.04 cr ▼ 6.5%
Profit/Loss13,969.70 cr ▲ 190.6%
EBITDA27,865.49 cr
Net Profit Margin10.54%
Debt/Equity0.47
Current Ratio0.88
Return on Equity12.3%
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Net Profit Margin | 10.54 | 3.20 | 2.10 | 1.80 | 0.50 |
| Debt to EBITDA | 2.14 | 1.90 | 1.70 | 1.50 | 1.20 |
| Interest Coverage Ratio | 0.47 | 0.50 | 0.45 | 0.40 | 0.35 |
| Debt to Equity | 0.88 | 0.90 | 0.85 | 0.80 | 0.75 |
| Return on Equity | 12.10 | 3.00 | 2.00 | 1.50 | 0.20 |
| Current Ratio | 1.20 | 1.15 | 1.10 | 1.05 | 0.99 |
| Quick Ratio | 0.95 | 0.92 | 0.88 | 0.85 | 0.80 |
| EBITDA Margin | 12.00 | 10.00 | 8.00 | 7.00 | 5.00 |
| Return on Capital Employed | 8.00 | 2.00 | 1.00 | 0.20 | 0.00 |
| Earning Per Share | 4.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EPFO Establishments (1)
MRNOI0019835000
Closed/All Member Excluded
StatusCode No Allotted Was Before Online Registration Started.
ActivityPaper
StateUttar Pradesh
Coverage07-JUN-1995
Current Directors (5)
Charges Overview
Standard Chartered Bank : 400.00 cr
Others : 90.00 cr
Open Charges: 4
Satisfied Charges: 3
| Lender | Amount | Status |
|---|---|---|
|
Standard Chartered Bank
Creation Date: 10 Jan 2025
|
400.00 cr | Open |
|
Others
Creation Date: 11 Apr 2023
|
20.00 cr | Open |
|
Others
Creation Date: 24 Nov 2022
|
20.00 cr | Open |
Business Activity
| Activity Group | Description | Turnover % |
|---|---|---|
| Information and communication | - | 100.00 |
Flagged By Authority
Regulatory and exchange flags (preview)
Legal Cases
District Court
Cases Found
High Court
Cases Found
Supreme Court
Cases Found
NCLT
Cases Found
NCLAT
Cases Found
View Details →
Frequently Asked Questions about Cred
What is CIN of Cred?
The Corporate Identification Number (CIN) for Cred is U93090MH2018PTC308253. CIN is a distinct identification code allotted by the Registrar of Companies (ROC) under the Ministry of Corporate Affairs (MCA). The company registration number is 308253 as per MCA.
When was Cred incorporated?
Cred was incorporated 8 years 24 days ago on 19 Apr 2018.
What is paid-up capital and authorised share capital of Cred?
The paid-up capital of Cred is ₹ 258,943,520.00 and authorised share capital is ₹ 308,180,000.00.
Who are the current board members and directors of Cred?
Currently 5 directors are associated with Cred: Kunal Naresh Shah, Meyer Malka, Priti Harish Manyal, Rohan Shah Naresh, Sandeep Tandon.
- Kunal Naresh Shah
- Meyer Malka
- Priti Harish Manyal
- Rohan Shah Naresh
- Sandeep Tandon
What is the registered address of Cred?
As per Ministry of Corporate Affairs (MCA), the registered address of Cred is 404, Uphar Ii Chs Ltd, Plot No.5 Bhd, Sanjeeva Encl 7 Bunglows,Near Juhucircle, Mumbai, Maharashtra, 400061, India.
What is the official website of Cred?
The official website of Cred is https://cred.club.
What is the ROC code of Cred?
Cred ROC code is Roc Mumbai.
What is the company classification of Cred?
Cred is classified as Private Limited Indian Non-Government Company.
Cred - is it listed or unlisted?
Cred is a Unlisted company.
Does Cred have subsidiaries?
Cred has 4 subsidiary record(s) in available group structure data. See the Ownership section for group structure detail.
What is the current status of Cred?
Cred is currently Active and registered in Mumbai, Maharashtra, India.
What industry or business activity is Cred associated with?
Cred lists activity aligned with: Financial Services - Online Payment Gateways - Information and communication. See the Overview and Competition sections for fuller industry context.
How many employees does Cred have?
Available records indicate roughly 950 employees for Cred. Confirm against filings and EPFO-related signals on the profile where shown.
Does Cred have GST registrations on file?
Cred shows 35 active GST registration signal(s) in compliance overview data. Open the Compliance tab for GSTIN and filing context when your plan allows.
Where can I see charges and lenders for Cred?
Use the Charges tab for MCA charge filings, charge holders, and open versus satisfied charges for Cred.
How do I contact Cred?
Use the official website at https://cred.club and the registered office address on this profile for corporate contact. Infyner does not publish personal customer-care numbers unless they appear in sourced company records.
What is the turnover or revenue of Cred?
Turnover and revenue appear in filed financial statements when available. Open the Financial tab on this profile for revenue, profit or loss, balance sheet metrics, and related MCA filings - not headline estimates.
How can I get the financial details of Cred?
You can view revenue, profit or loss, balance sheet metrics, and related filings on the Financial tab of this company profile.
What is the net worth of Cred (last filed snapshot)?
As per the latest financial snapshot on file for FY 2023, net worth is about ₹ 3,926.44 Cr. Verify figures on the Financial tab and supporting filings.