Dreamplug Technologies Private Limited - Due diligence report

A 360° intelligence report on Cred: trust score, financial health, credit view, compliance, directors, growth and distress signals - generat…

2018-04-19 Mumbai, Maharashtra Active Unlisted
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Cred — 360° Intelligence Report

Generated from MCA filings & public records
69/100
Trust Score
Moderate

Cred is assessed as Moderate with a Trust Score of 69/100. Cred is an active private limited indian non-government company incorporated in 2018, operating in the Financial Services sector. The company has shown revenue growth across its recent filed years. It reported a loss in its latest filed year. Based on MCA filings and public records, it currently shows a moderate compliance risk and moderate financial risk profile.

Report generated on 10 Jul 2026 from the latest processed filings. Dreamplug Technologies Private Limited snapshot & full profile →

Financial Health › Good
Overall Assessment CautionWeakNeutralGoodStrong Good
Compliance › Good

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreModerate
69/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreModerate
60/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreModerate
60/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreCaution Indicated
45/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
90/100
Board strength, DIN status, churn and network.
Growth ScoreLow Risk
90/100
Revenue, profit, asset and hiring momentum.
Distress ScoreModerate
65/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Consolidated · 2 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

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Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 45/100 Caution Indicated
  • Negative operating earnings - debt service depends on external support.
  • Working-capital cover adequate.

Charges position: 4 open (470.00 cr) · 3 satisfied (108.50 cr).

Banking relationships (from registered charges)
LenderChargesAmount
Standard Chartered Bank1 48.0 cr
Others5 48.0 cr
Hdfc Bank Limited1 48.0 cr
Compliance Score: 60/100 Moderate
  • Company status is Active as per MCA.
  • Balance sheet slightly behind (Mar 2024).
  • Litigation present in 3 court forum(s).
  • Delayed payments to MSME suppliers disclosed (13 disclosure(s)).
  • 35 active GST registration(s).
Legal cases on record (3)
05

Director Intelligence

Stability score: 90/100
NameDIN / PANDesignationAppointedTenureDIN status
KUNAL NARESH SHAH 01234567 Director 01/04/2018 6 yrs Approved
MEYER MALKA 01234567 Director 01/04/2018 6 yrs Approved
PRITI HARISH MANYAL 01234567 Director 01/04/2018 6 yrs Approved
ROHAN SHAH NARESH 01234567 Director 01/04/2018 6 yrs Approved
SANDEEP TANDON 01234567 Director 01/04/2018 6 yrs Approved
  • 5 directors on the board.
  • No disqualified or deactivated DINs.
  • 2 director exit(s) in the last 3 years.
  • Average tenure above 5 years.
Director & KMP remuneration (FY 2022)
NameDesignationTotal remuneration
A K SharmaManaging Director2.4 cr
R MehtaWhole-time Director1.6 cr
S IyerCFO95.0 L

Remuneration is disclosed in the latest annual return. Unlock full report

06

Ownership & Group Intelligence

As per FY 2022 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
4
Group entities
5
Capital events
25 allotment(s) · 8 transfer(s)

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Group entityRelationship% held
Dreamplug Aa Tech Solutions Private Limited Subsidiary Company 74.00%
Dreamplug Advisory Solutions Private Limited Subsidiary Company 74.00%
Dreamplug Paytech Solutions Private Limited Subsidiary Company 74.00%
Dreampurse Technologies Private Limited Subsidiary Company 74.00%
Parfait Finance And Investments Private Limited Associate Company 74.00%

Key managerial personnel: KUNAL NARESH SHAH (Whole-time director)

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 90 · Distress 65
Growth signals & trust indicators
Revenue acceleration: +38% over 1 year(s).
Latest year revenue grew 1.42.
Asset base grew 2.1x - capacity expansion.
EPFO headcount growing - hiring signal.
Operating for 8 years.
Active EPFO - real payroll on record.
Active GST registration(s).
Distress signals & risk flags
Losses deepening year-on-year.
Outside liabilities up 24% in a year.
4 open charge(s) registered - assets are encumbered.
MSME payment delays disclosed - latest outstanding 3.27 cr.
3 court case(s) on record - see the legal section for details.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence64/100
Review suggested
Suitability as a supplier / customer counterparty.
  • Check the compliance flags before onboarding.
  • 2 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment53/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • 4 open charge(s) of 470.00 cr already registered.
  • Compliance gaps should be priced into terms.
Investor view74/100
Positive growth indicators
Growth quality and scalability through an investor lens.
  • 4 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 15 events
27 Jun 2025
Director ceased
BALASUBRAMANYAM SRIRAM
28 Apr 2025
Charge satisfied
Others
10 Jan 2025
Charge created
Standard Chartered Bank - 400.00 cr
30 Sep 2024
Last AGM held
Annual general meeting
23 Jul 2024
Director ceased
KUNAL NARESH SHAH
31 Mar 2024
Latest balance sheet
Filed with ROC
11 Apr 2023
Charge created
Others - 20.00 cr
19 Dec 2022
Securities allotted
6364 Equity Shares - 45.63 cr raised
Securities allotted
31437 Equity Shares - 3.14 Lakh raised
02 Dec 2022
Securities allotted
15886 Equity Shares - 1.59 Lakh raised
24 Nov 2022
Charge created
Others - 20.00 cr
11 Oct 2022
Charge created
Others - 20.00 cr
24 Jun 2022
Securities allotted
3435 Preference Shares - 50.10 cr raised
18 Jun 2022
Securities allotted
38873 Preference Shares - 566.95 cr raised
03 Jun 2022
Securities allotted
6364 Equity Shares - 45.63 cr raised
10

Key Observations

Auto-generated from the data above
Revenue grew 0.86 over the last 1 financial year(s).
Net profit margin moved from 61% to 38%.
Net worth is positive.
5 active director(s) / partner(s); board looks stable and experienced.
35 active GST registration(s) indicate ongoing business operations.
Operates a group structure with 4 subsidiary(ies) - assess on a consolidated basis.
EPFO-registered employer - verifiable payroll history exists.
Promoters hold a dominant controlling stake as per the FY 2022 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
Capital has been raised through 25 security allotment(s) - amounts available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Huawei U64202HR2002FTC034937 Gurugram, Haryana, India
Veritas U72200PN2015FTC154978 Pune City, Maharashtra, India
Pinelabs L67100HR1998PLC113312 Dlf Qe, Haryana, India
Cargill U74140DL2010PTC308278 New Delhi, Delhi, India
Verdant Environmental Technologies U29190MH1995PTC087858 Mumbai, Maharashtra, India
Transunioncibil U72300MH2000PLC128359 Mumbai, Maharashtra, India
Ntt India Private Limited U72200MH1994PTC083713 Mumbai, Maharashtra, India
Marvell India Private Limited U72100PN2006PTC188891 Pune, Maharashtra, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Cred before audits and certifications: compliance score 60/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Cred: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 45/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Positive growth indicators. Growth score 90/100, margin trends, ownership structure and peer set for Cred - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Review suggested. Trust score 69/100, distress signals and MSME payment-delay disclosures - know whether Cred pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (3 case(s) on record), regulatory flags, charge documents trail and director networks for Cred - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Cred an active company?

Cred has MCA status “Active” with a compliance score of 60/100 (Moderate).

Is Cred financially healthy?

Cred has a Financial Health Score of 60/100 (Moderate) based on its filed financial statements.

Should I do business with Cred?

Its overall Trust Score is 69/100 (Moderate). Vendor verdict: Review suggested. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Cred?

Promoters hold a dominant controlling stake - exact percentages are in the full report. 5 active director(s) are on record.

Does Cred have loans or charges against its assets?

4 open charge(s) are registered against its assets, and 3 earlier charge(s) stand satisfied.

Is Cred up to date with its ROC filings?

Balance sheet slightly behind (Mar 2024). Overall compliance score: 60/100 (Moderate).

Is it risky to lend to Cred?

Its Credit Risk Score is 45/100 (Caution Indicated). Banker verdict: Mixed indicators - deeper appraisal suggested.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.