Cred - Company overview

Cred (legal name: Dreamplug Technologies Private Limited) is an MCA-registered Indian company: a Private Limited Indian Non-Government Compa…

2018-04-19 Mumbai, Maharashtra Active Unlisted
Connect MCP
CR Cred

Key Metrics Public MCA facts are exact. Revenue, profit, assets, and employee figures may show as ranges until unlocked.

REVENUE
₹1000+ Cr
▲ 251.3%
FY 2023
PROFIT / LOSS
Loss · ₹1000+ Cr
▼ -5.3%
FY 2023
EBITDA
Loss · ₹1000+ Cr
▼ -6.0%
FY 2023
NET WORTH
₹1000+ Cr
▲ 39.9%
FY 2023
TOTAL ASSETS
₹1000+ Cr
▲ 55.0%
FY 2023
EMPLOYEE COUNT
951–960
OPEN CHARGES
4
1.50 cr
PAID-UP CAPITAL
25.89 cr
AUTHORISED CAPITAL
30.82 cr
COMPANY AGE
8 Years 5 Months
since 2018-04-19
LAST FILING WITH ROC
2024-03-31
Last AGM: 2024-09-30
ACTIVE GST
35
Updated: 2024-03-19 16:00:27
TOTAL MONEY RAISED
₹1000+ Cr
SATISFIED CHARGES
3
88.50 cr

Company Health Scores Scores from 0–100 based on filings, compliance signals, financials, and board history on this profile.

Health scores for Cred covering vendor trust, statutory compliance, financial health and director risk - derived from MCA filings, GST and EPFO records, financial statements and the company's board history.

Vendor Trust Score Moderate
72/100
Overall counterparty comfort for vendors and customers.
  • Blend of compliance (68), financial health (60), director (90) and company-foundation signals.
  • Operating for 8 years.
Compliance Score Moderate
68/100
Statutory filings, status and regulatory flags.
  • Company status is Active as per MCA.
  • Last balance sheet filed for Mar 2024 - slightly behind.
Financial Health Score Moderate
60/100
Profitability, leverage and liquidity from filed statements.
  • Loss-making in FY 2023.
  • Positive net worth.
Director Risk Score Low risk
90/100
Board strength, DIN status and churn.
  • 5 directors on the board.
  • No disqualified or deactivated DINs on the current board.
Scores are derived from MCA filings, financial statements and public records on this page. Higher is safer. They are indicative, not a credit rating.
360° Intelligence Report: trust score, financial health, credit risk, growth & distress signals - auto-generated from filings. View report →

About Cred Company identity, industry, contact, and registration details from MCA and company records.

Cred (legal name: Dreamplug Technologies Private Limited) is an MCA-registered Indian company: a Private Limited Indian Non-Government Company (CIN U93090MH2018PTC308253). Business overview includes Financial Services (Online Payment Gateways), incorporated on April 19, 2018 (8+ years old), based in Mumbai. The company is currently Active. Public MCA filings list 5 current director record(s) on this profile.

Financial Services ••••••••
  • Location 404, Uphar Ii Chs Ltd, Plot No.5 Bhd, Sanjeeva Encl 7 Bunglows,Near Juhucircle, Mumbai, Maharashtra - 400061
  • Website cred.club
Legal NameDreamplug Technologies Private Limited
CIN / LLPINU93090MH2018PTC308253
Company No.308253
ClassificationPrivate Limited Indian Non-Government Company
Incorporation Date2018-04-19
Date of AGM2024-09-30
Date of Balance Sheet2024-03-31
Listing StatusUnlisted
ROC CodeRoc Mumbai
PAN
LEI Number
Active Compliance-

Current Directors of Cred (5) Current board members from MCA filings, including designation and appointment details.

K
Whole-time director | Since 2018-04-19 | DIN: 01653176
M
Director | Since 2019-02-22 | DIN: 08277445
P
Priti Harish Manyal
Company Secretary | Since 2019-06-20 | BBSPM1801K
R
Director | Since 2018-04-19 | DIN: 07878167
S
Nominee Director | Since 2018-11-19 | DIN: 00054553

Financial Performance of Cred Bands and Low / Medium / High trend shape. Exact figures unlock with your report.

Estimated bands · FY 2023
Revenue ₹1000+ Cr ▲ 251.3%
P&L Loss · ₹1000+ Cr ▼ -5.3%
EBITDA Loss · ₹1000+ Cr ▼ -6.0%
Net worth ₹1000+ Cr ▲ 39.9%

Charges of Cred Open and satisfied charges registered against the company with MCA.

Standard Chartered Bank : 400.00 cr
Others : 90.00 cr
Open Charges: 4 Satisfied Charges: 3
Open 1.50 cr
Satisfied 88.50 cr
LenderAmountStatus
Standard Chartered Bank
Creation Date: 10 Jan 2025
400.00 cr Open
Others
Creation Date: 11 Apr 2023
20.00 cr Open
Others
Creation Date: 24 Nov 2022
20.00 cr Open

Business Activity Principal business activity and turnover mix from MCA filings.

Activity GroupDescriptionTurnover %
Information and communicationOther information & communication service activities100

Financial Ratios of Cred Profitability, leverage, and liquidity ratios from filed statements. Exact values unlock with your report.

5 years of ratios on record

Profitability, leverage and liquidity ratios require an active report plan.

Net profit margin Debt / Equity Current ratio ROE

Shareholding Pattern of Cred Ownership and contribution detail from filings. Full breakdown unlocks with your report.

4 shareholder categories on record

Ownership mix and contribution history require an active report plan.

Ownership mix Category breakdown Year-wise pattern Promoter holding

Employees and EPFO Compliance at Cred EPFO establishments, contributions, and headcount history. Full records unlock with your report.

1 establishment linked

Monthly headcount, contribution history, establishment records, and filing compliance require an active report plan.

Monthly headcount PF contributions ECR filing status Establishment history

GST Compliance of Cred GST registrations and filing status by state. Full compliance detail unlocks with your report.

State-wise registrations, return filing status, HSN and SAC details, and jurisdiction records require an active report plan.

GSTIN registrations State-wise filing status HSN and SAC details Tax jurisdiction records

Credit Ratings, Litigation & Regulatory Alerts for Cred Ratings, court records, and regulatory alerts. Full risk detail unlocks with your report.

Agency ratings, court records, regulatory events, and entity-specific compliance alerts require an active report plan.

Rating history Court and tribunal cases Regulatory alerts Director-linked violations

MSME Payment Delays by Cred MSME supplier payment delays and filing history. Full amounts unlock with your report.

Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.

Outstanding amounts Delay periods and reasons MSME-1 filing history Vendor payment signals

Subsidiaries & Group Companies of Cred Parent, subsidiary, and related group entities. Full ownership map unlocks with your report.

4 subsidiaries on record

Parent, subsidiary, associate, joint venture, and ownership records require an active report plan.

Parent company Subsidiaries and ownership Associates and joint ventures Entity investments

MCA Filings & Documents of Cred Official MCA forms, returns, and filing index. Document access unlocks with your report.

Official forms, annual returns, financial statements, charge filings, and document dates require an active report plan.

Incorporation documents Annual returns and statements Charge filings Complete filing index
Frequently Asked Questions about Cred Common questions about this company from MCA and profile data. Some answers are limited until unlocked.
What is CIN of Cred?
The Corporate Identification Number (CIN) for Cred is U93090MH2018PTC308253. CIN is a distinct identification code allotted by the Registrar of Companies (ROC) under the Ministry of Corporate Affairs (MCA). The company registration number is 308253 as per MCA.
When was Cred incorporated?
Cred was incorporated 8 years 5 months ago on 19 Apr 2018.
Who are the current board members and directors of Cred?
Cred shows 5 current director record(s) in this profile. Open the People tab for names, DIN, and designations.
What is the registered address of Cred?
Cred is registered in Mumbai, Maharashtra as per MCA records. Full street address is available after unlock.
What is the official website of Cred?
The official website of Cred is https://cred.club.
What is the ROC code of Cred?
Cred ROC code is Roc Mumbai.
What is the company classification of Cred?
Cred is classified as Private Limited Indian Non-Government Company.
Cred - is it listed or unlisted?
Cred is a Unlisted company.
Does Cred have subsidiaries?
Cred has 4 subsidiary record(s) in available group structure data. See the Ownership section for group structure detail.
What is the current status of Cred?
Cred is currently Active and registered in Mumbai, Maharashtra, India.
What industry or business activity is Cred associated with?
Cred lists activity aligned with: Financial Services - Online Payment Gateways - Other information & communication service activities. See the Overview and Competition sections for fuller industry context.
Does Cred have GST registrations on file?
Cred shows 35 active GST registration signal(s) in compliance overview data. Open the Compliance tab for GSTIN and filing context when your plan allows.
Where can I see charges and lenders for Cred?
Use the Charges tab for MCA charge filings, charge holders, and open versus satisfied charges for Cred.
How do I contact Cred?
Use the official website at https://cred.club and the registered office address on this profile for corporate contact. Infyner does not publish personal customer-care numbers unless they appear in sourced company records.
What is the turnover or revenue of Cred?
Turnover and revenue appear in filed financial statements when available. Open the Financial tab on this profile for revenue, profit or loss, balance sheet metrics, and related MCA filings - not headline estimates.
How can I get the financial details of Cred?
You can view revenue, profit or loss, balance sheet metrics, and related filings on the Financial tab of this company profile.

Disclaimer: Data on this page is compiled from public sources as available in our system at the time of the last update and is for general information only. Scores are derived indicators, not credit ratings or advice - please verify from official sources and consult a professional before making any business or financial decision.