Uc Inclusive Credit Private Limited - Company overview

Ucinclusive is an active private limited company registered with ROC Bangalore on 17 June 2016, about 10 years ago.

2016-06-17 Bangalore North, Karnataka Active Unlisted Active Compliant
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Key Metrics Public MCA facts are exact. Revenue, profit, assets, and employee figures may show as ranges until unlocked.

REVENUE
₹100–500 Cr
▼ -17.8%
FY 2026
PROFIT / LOSS
₹5–10 Cr
▼ -57.6%
FY 2026
EBITDA
₹50–100 Cr
▼ -27.7%
FY 2026
NET WORTH
₹100–500 Cr
▲ 16.3%
FY 2026
TOTAL ASSETS
₹500–1000 Cr
▼ -22.6%
FY 2026
EMPLOYEE COUNT
21–30
OPEN CHARGES
56
598.08 cr
PAID-UP CAPITAL
85.65 cr
AUTHORISED CAPITAL
104.00 cr
COMPANY AGE
10 Years 4 Months
since 2016-06-17
LAST FILING WITH ROC
2026-03-31
Last AGM: 2026-07-01
ACTIVE GST
1
Updated: 2023-02-21 15:50:53
TOTAL MONEY RAISED
₹100–500 Cr
SATISFIED CHARGES
112
318.00 cr

Company Health Scores Scores from 0–100 based on filings, compliance signals, financials, and board history on this profile.

Health scores for Ucinclusive covering vendor trust, statutory compliance, financial health and director risk - derived from MCA filings, GST and EPFO records, financial statements and the company's board history.

Vendor Trust Score Low risk
75/100
Overall counterparty comfort for vendors and customers.
  • Blend of compliance (63), financial health (70), director (90) and company-foundation signals.
  • Operating for 10+ years.
Compliance Score Moderate
63/100
Statutory filings, status and regulatory flags.
  • Company status is Active as per MCA.
  • Annual filings up to date (balance sheet as of Mar 2026).
Financial Health Score Moderate
70/100
Profitability, leverage and liquidity from filed statements.
  • Profitable in FY 2026.
  • Positive net worth.
Director Risk Score Low risk
90/100
Board strength, DIN status and churn.
  • 6 directors on the board.
  • No disqualified or deactivated DINs on the current board.
Scores are derived from MCA filings, financial statements and public records on this page. Higher is safer. They are indicative, not a credit rating.
360° Intelligence Report: trust score, financial health, credit risk, growth & distress signals - auto-generated from filings. View report →

About Ucinclusive Company identity, industry, contact, and registration details from MCA and company records.

Ucinclusive is an active private limited company registered with ROC Bangalore on 17 June 2016, about 10 years ago. The registered office is at Prestige Towers, Bangalore North, Karnataka.

In its MCA filings the main business is listed as other financial activities, which made up 94.64% of turnover.

It has six directors: Eric Savage, Sandhya Vasudevan, Abhijit Ray and 3 others. The longest-serving is Abhijit Ray, on the board since 2016; the most recent to join is Kajal Kapoor, appointed in November 2025. Abhijit Ray is the managing director. Four former directors are on record; the most recent to leave was Padmaja Nair in August 2026. Between them, the directors also sit on the boards of 10 other companies, including Unitus Capital Private Limited and Ascorb Technologies Private Limited.

₹85.65 crore of its ₹104 crore authorised capital is paid up (about 82%). Its latest balance sheet on MCA is for the year ending 31 March 2026, and the last AGM was on 1 July 2026. 56 charges (secured loans) are still open, with Idbi Trusteeship Services Limited among the lenders, and 112 more have been paid off.

Financial Services •••••••• ••••••••
  • Location Prestige Towers, Bangalore North, Karnataka - 560025
  • Website ucinclusive.in
LinkedIn
Legal NameUc Inclusive Credit Private Limited
CIN / LLPINU65929KA2016PTC094208
Company No.094208
ClassificationPrivate Limited Indian Non-Government Company
Incorporation Date2016-06-17
Date of AGM2026-07-01
Date of Balance Sheet2026-03-31
Listing StatusUnlisted
ROC CodeRoc Bangalore
PAN
LEI Number
Active ComplianceActive Compliant

Current Directors of Ucinclusive (6) Current board members from MCA filings, including designation and appointment details.

E
Eric Savage
Nominee Director | Since 2021-06-30 | DIN: 02317159
S
Sandhya Vasudevan
Director | Since 2023-09-20 | DIN: 00372405
A
Abhijit Ray
Managing Director | Since 2016-06-17 | DIN: 02315177
S
Shekhar Shukla
Company Secretary | Since 2022-11-03
N
Narayan Ramachandran
Director | Since 2016-09-16 | DIN: 01873080
K
Kajal Kapoor
Company Secretary | Since 2025-11-07

Financial Performance of Ucinclusive Bands and Low / Medium / High trend shape. Exact figures unlock with your report.

Estimated bands · FY 2026
Revenue ₹100–500 Cr ▼ -17.8%
P&L ₹5–10 Cr ▼ -57.6%
EBITDA ₹50–100 Cr ▼ -27.7%
Net worth ₹100–500 Cr ▲ 16.3%

Exact figures and labelled charts require an active report plan.

Verified entity values are shown only after access is granted.

Charges of Ucinclusive Open and satisfied charges registered against the company with MCA.

Others : 58.00 cr
Idbi Trusteeship Services Limited : 10.00 cr
Open Charges: 56 Satisfied Charges: 112
Open 598.08 cr
Satisfied 318.00 cr
LenderAmountStatus
Others
Creation Date: 28 Jul 2026
 18.00 cr Open
Idbi Trusteeship Services Limited
Creation Date: 15 Jun 2026
 10.00 cr Open
Others
Creation Date: 31 Mar 2026
 5.00 cr Open

Business Activity Principal business activity and turnover mix from MCA filings.

Activity GroupDescriptionTurnover %
Financial and insurance ServiceOther financial activities94.64

Companies With Common Directors Of Ucinclusive Other companies that share directors with this entity, based on MCA and compliance network data.

Board Overlap From MCA / Compliance Filings

Unitus Capital Private Limited 2 Shared Directors
Ascorb Technologies Private Limited 1 Shared Director
Electronica Finance Limited 1 Shared Director
Greaves Electric Mobility Limited 1 Shared Director
Himatsingka Seide Limited 1 Shared Director
Prabodh Sudhakara Llp 1 Shared Director
Swara Fincare Limited 1 Shared Director
Triveni Power Transmission Limited 1 Shared Director
Ttk Prestige Limited 1 Shared Director
Uc Investment Management Llp 1 Shared Director

Financial Ratios of Ucinclusive Profitability, leverage, and liquidity ratios from filed statements. Exact values unlock with your report.

10 years of ratios on record

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Net profit margin Debt / Equity Current ratio ROE

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Shareholding Pattern of Ucinclusive Ownership and contribution detail from filings. Full breakdown unlocks with your report.

9 shareholder categories on record

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Ownership mix Category breakdown Year-wise pattern Promoter holding

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Employees and EPFO Compliance at Ucinclusive EPFO establishments, contributions, and headcount history. Full records unlock with your report.

1 establishment linked

Monthly headcount, contribution history, establishment records, and filing compliance require an active report plan.

Monthly headcount PF contributions ECR filing status Establishment history

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GST Compliance of Ucinclusive GST registrations and filing status by state. Full compliance detail unlocks with your report.

State-wise registrations, return filing status, HSN and SAC details, and jurisdiction records require an active report plan.

GSTIN registrations State-wise filing status HSN and SAC details Tax jurisdiction records

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Credit Ratings, Litigation & Regulatory Alerts for Ucinclusive Ratings, court records, and regulatory alerts. Full risk detail unlocks with your report.

1 regulatory flag on record

Agency ratings, court records, regulatory events, and entity-specific compliance alerts require an active report plan.

Rating history Court and tribunal cases Regulatory alerts Director-linked violations

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MSME Payment Delays by Ucinclusive MSME supplier payment delays and filing history. Full amounts unlock with your report.

Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.

Outstanding amounts Delay periods and reasons MSME-1 filing history Vendor payment signals

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MCA Filings & Documents of Ucinclusive Official MCA forms, returns, and filing index. Document access unlocks with your report.

Official forms, annual returns, financial statements, charge filings, and document dates require an active report plan.

Incorporation documents Annual returns and statements Charge filings Complete filing index

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Frequently Asked Questions about Ucinclusive Common questions about this company from MCA and profile data. Some answers are limited until unlocked.
Who is the owner of Ucinclusive?
MCA does not publish an "owner" field. Ucinclusive is run by its directors, Eric Savage, Sandhya Vasudevan, Abhijit Ray and three others, with Abhijit Ray as managing director. The people who own the shares are listed in its annual return (form MGT-7), which can differ from the directors.
Who are the current board members and directors of Ucinclusive?
Ucinclusive has six current directors: Eric Savage (since June 2021), Sandhya Vasudevan (since September 2023), Abhijit Ray (since June 2016), Shekhar Shukla (since November 2022), Narayan Ramachandran (since September 2016) and Kajal Kapoor (since November 2025). Abhijit Ray is the managing director.
What is CIN of Ucinclusive?
The CIN of Ucinclusive is U65929KA2016PTC094208. Reading it left to right: U means it is not listed, 65929 is the industry code it registered under, KA is Karnataka, 2016 is the year it was registered, PTC is the company type and 094208 is its registration number.
When was Ucinclusive incorporated?
Ucinclusive was incorporated on 17 June 2016 with ROC Bangalore. That makes it about 10 years old.
What is the registered address of Ucinclusive?
The registered office on MCA records is Prestige Towers, Bangalore North, Karnataka - 560025.
What is the current status of Ucinclusive?
MCA shows Ucinclusive as Active, and its last AGM on record was in July 2026.
What is the contact number or email for Ucinclusive?
You can post to its registered office at Prestige Towers, Bangalore North, Karnataka - 560025 and use its website, https://ucinclusive.in.
What industry or business activity is Ucinclusive associated with?
Its MCA filings list the main business as other financial activities (94.64% of turnover).
What is paid-up capital and authorised share capital of Ucinclusive?
Paid-up capital is ₹85.65 crore and authorised capital is ₹104 crore, so about 82% of the authorised amount has been issued.
When did Ucinclusive last file accounts and hold an AGM?
The last AGM on record was on 1 July 2026, and the latest balance sheet is for the year ending 31 March 2026.
Where can I see charges and lenders for Ucinclusive?
56 charges against Ucinclusive are still open and 112 have been satisfied. Lenders named in the filings include Idbi Trusteeship Services Limited.
Have any directors left Ucinclusive?
Yes, four former directors are on record. The most recent to leave were Padmaja Nair (August 2026), Deepak Srinivas (September 2016) and Kripakaran Suryanarayanan (September 2016).
Which companies share directors with Ucinclusive?
10 companies share directors with Ucinclusive. Among them are Unitus Capital Private Limited, Ascorb Technologies Private Limited, Electronica Finance Limited and 7 more.
What is the turnover or revenue of Ucinclusive?
Based on filed financial statements, the revenue of Ucinclusive for FY 2026 was in the ₹100–500 Cr range. That is down 17.8% on the previous year. Exact year-wise revenue, profit and balance sheet figures are on the Financial tab.
What is the net worth of Ucinclusive?
For FY 2026, the net worth of Ucinclusive was in the ₹100–500 Cr range.
How can I get the financial details of Ucinclusive?
The latest accounts on record are for FY 2026. The Financial tab has year-wise profit and loss, balance sheet and ratios, with exact figures after you sign in.
What is the official website of Ucinclusive?
The website on record for Ucinclusive is https://ucinclusive.in.
Which company owns ucinclusive.in?
ucinclusive.in is the website listed for Uc Inclusive Credit Private Limited in its company records.
Ucinclusive - is it listed or unlisted?
Ucinclusive is unlisted, so its shares are not traded on a stock exchange. Its CIN starts with U for the same reason.
What is the ROC code of Ucinclusive?
Ucinclusive is registered with ROC Bangalore.
What is the company classification of Ucinclusive?
MCA classifies Ucinclusive as: Private Limited Indian Non-Government Company.
Does Ucinclusive have GST registrations on file?
Yes, one active GST registration is linked to Ucinclusive.

Disclaimer: Data on this page is compiled from public sources as available in our system at the time of the last update and is for general information only. Scores are derived indicators, not credit ratings or advice - please verify from official sources and consult a professional before making any business or financial decision.