Incred Financial Services Limited - Company overview

Instapaisa is an MCA-registered Indian company: a Public Limited Indian Non-Government Company (CIN U67190MH1995PLC360817). Business overvie…

1995-02-03 Mumbai, Maharashtra Active Unlisted Active Compliant
IF Incred Financial Services Limited
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Key Metrics

AUTHORISED CAPITAL
700.00 cr
PAID-UP CAPITAL
490.53 cr
COMPANY AGE
31 Years 5 Months
since 1995-02-03
LAST FILING WITH ROC
2025-03-31
Last AGM: 2025-09-09
OPEN CHARGES
51
10,626.30 cr
SATISFIED CHARGES
20
1,827.67 cr
REVENUE
PROFIT / LOSS
EBITDA
NET WORTH
TOTAL ASSETS
TOTAL MONEY RAISED
ACTIVE GST
17
Updated: 2024-12-18 16:35:14

Company Health Scores

Health scores for Instapaisa covering vendor trust, statutory compliance, financial health and director risk - derived from MCA filings, GST and EPFO records, financial statements and the company's board history.

Vendor Trust Score Moderate
74/100
Overall counterparty comfort for vendors and customers.
  • Blend of compliance (50), financial health (85), director (85) and company-foundation signals.
  • Operating for 31+ years.
Compliance Score Moderate
50/100
Statutory filings, status and regulatory flags.
  • Company status is Active as per MCA.
  • Annual filings up to date (balance sheet as of Mar 2025).
Financial Health Score Low risk
85/100
Profitability, leverage and liquidity from filed statements.
  • Profitable in FY 2024.
  • Positive net worth.
Director Risk Score Low risk
85/100
Board strength, DIN status and churn.
  • 10 directors on the board.
  • No disqualified or deactivated DINs on the current board.
Scores are derived from MCA filings, financial statements and public records on this page. Higher is safer. They are indicative, not a credit rating.
360° Intelligence Report: trust score, financial health, credit risk, growth & distress signals - auto-generated from filings. View report →

About Instapaisa

Instapaisa is an MCA-registered Indian company: a Public Limited Indian Non-Government Company (CIN U67190MH1995PLC360817). Business overview includes Financial Services (NBFC), incorporated on February 03, 1995 (31+ years old), headquartered in Mumbai, Maharashtra, India. The company is currently Active with Active Compliant compliance status.

NBFC Investment & Credit NBFC
  • Location Unit No. 1203, 12Th Floor, B Wing,The Capital, Plot No. C-70, G Block, Bkc, Mumbai, Maharashtra - 400051
  • Website incred.com
Name History
CIN / LLPINU67190MH1995PLC360817
Company No.360817
ClassificationPublic Limited Indian Non-Government Company
Incorporation Date1995-02-03
Date of AGM2025-09-09
Date of Balance Sheet2025-03-31
Listing StatusUnlisted
ROC CodeRoc Mumbai
Credit RatingAA (Crisil)
PAN
LEI Number
Active ComplianceActive Compliant

Financial Performance of Instapaisa

Revenue Over The Year
FY trend preview
Profit/Loss Over The Year
FY trend preview
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Metrics FYFYFYFYFY
Revenue
Profit/Loss
Cash & Bank Balance
Net Worth
EBITDA

Financial Ratios

Revenue P/L EBITDA

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FY preview
Key Insights
Revenue
Profit/Loss
EBITDA
Net Profit Margin
Debt/Equity
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Return on Equity
Ratio FYFYFYFYFY
Net Profit Margin
Debt to EBITDA
Interest Coverage Ratio
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Current Ratio
Quick Ratio
EBITDA Margin
Return on Capital Employed
Earning Per Share

Shareholding Pattern

Shareholding Pattern
  • Promoters
  • DII
  • FII
  • Public
  • Others
Shareholding Pattern over the Year
Category FYFYFYFYFY
Promoters
DII
FII
Public
Others
Subsidiaries

EPFO Establishments (1)

Preview
Status
Activity
State
Coverage

Current Directors of Instapaisa (10)

B
Bhupinder Singh
CEO | Since 2022-07-26 | ANVPS2558R
V
Director | Since 2022-07-26 | DIN: 02363239
S
Director | Since 2023-03-30 | DIN: 10087762
R
Director | Since 2022-07-26 | DIN: 01831916
G
CFO | Since 2024-12-16 | DIN: 07639132
G
Gajendra Singh Thakur
Company Secretary | Since 2022-07-27 | ADEPT3605R

Charges of Instapaisa

Others : 370.81 cr
Open Charges: 51 Satisfied Charges: 20
Open 10,626.30 cr
Satisfied 1,827.67 cr
LenderAmountStatus
Others
Creation Date: 30 Dec 2025
269.85 cr Open
Others
Creation Date: 12 Dec 2025
25.00 cr Open
Others
Creation Date: 15 Oct 2025
25.00 cr Open

Business Activity

Activity GroupDescriptionTurnover %
Financial and insurance Service-100.00

Flagged By Authority

Regulatory and exchange flags (preview)

Frequently Asked Questions about Instapaisa
What is CIN of Instapaisa?
The Corporate Identification Number (CIN) for Instapaisa is U67190MH1995PLC360817. CIN is a distinct identification code allotted by the Registrar of Companies (ROC) under the Ministry of Corporate Affairs (MCA). The company registration number is 360817 as per MCA.
When was Instapaisa incorporated?
Instapaisa was incorporated 31 years 5 months ago on 03 Feb 1995.
What is paid-up capital and authorised share capital of Instapaisa?
The paid-up capital of Instapaisa is ₹ 4,905,323,360.00 and authorised share capital is ₹ 7,000,000,000.00.
Who are the current board members and directors of Instapaisa?
Instapaisa shows 8 current director record(s) in this profile. Open the People tab for names, DIN, and designations.
What is the registered address of Instapaisa?
As per Ministry of Corporate Affairs (MCA), the registered address of Instapaisa is Unit No. 1203, 12Th Floor, B Wing,The Capital, Plot No. C-70, G Block, Bkc, Mumbai, Maharashtra, 400051, India.
What is the official website of Instapaisa?
The official website of Instapaisa is https://incred.com.
What is the ROC code of Instapaisa?
Instapaisa ROC code is Roc Mumbai.
What is the company classification of Instapaisa?
Instapaisa is classified as Public Limited Indian Non-Government Company.
Instapaisa - is it listed or unlisted?
Instapaisa is a Unlisted company.
Does Instapaisa have subsidiaries?
Instapaisa has 2 subsidiary record(s) in available group structure data. See the Ownership section for group structure detail.
What is the current status of Instapaisa?
Instapaisa is currently Active and registered in Mumbai, Maharashtra, India.
What industry or business activity is Instapaisa associated with?
Instapaisa lists activity aligned with: Financial Services - NBFC - Financial and insurance Service. See the Overview and Competition sections for fuller industry context.
Does Instapaisa have GST registrations on file?
Instapaisa shows 17 active GST registration signal(s) in compliance overview data. Open the Compliance tab for GSTIN and filing context when your plan allows.
Where can I see charges and lenders for Instapaisa?
Use the Charges tab for MCA charge filings, charge holders, and open versus satisfied charges for Instapaisa.
How do I contact Instapaisa?
Use the official website at https://incred.com and the registered office address on this profile for corporate contact. Infyner does not publish personal customer-care numbers unless they appear in sourced company records.
What is the turnover or revenue of Instapaisa?
Turnover and revenue appear in filed financial statements when available. Open the Financial tab on this profile for revenue, profit or loss, balance sheet metrics, and related MCA filings - not headline estimates.
How can I get the financial details of Instapaisa?
You can view revenue, profit or loss, balance sheet metrics, and related filings on the Financial tab of this company profile.

Disclaimer: Data on this page is compiled from public sources as available in our system at the time of the last update and is for general information only. Scores are derived indicators, not credit ratings or advice - please verify from official sources and consult a professional before making any business or financial decision.