Groww Creditserv Technology Private Limited - Company overview

Groww was incorporated on 25 January 2021 and is registered with ROC Bangalore.

2021-01-25 Bangalore South, Karnataka Active Unlisted Active Compliant
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Key Metrics Public MCA facts are exact. Revenue, profit, assets, and employee figures may show as ranges until unlocked.

REVENUE
₹1000+ Cr
▲ 18.6%
FY 2026
PROFIT / LOSS
₹1000+ Cr
▲ 14.1%
FY 2026
EBITDA
₹1000+ Cr
▲ 12.8%
FY 2026
NET WORTH
₹1000+ Cr
▲ 98.8%
FY 2026
TOTAL ASSETS
₹1000+ Cr
▲ 30.3%
FY 2026
EMPLOYEE COUNT
51–60
OPEN CHARGES
3
297.00 cr
PAID-UP CAPITAL
435.50 cr
AUTHORISED CAPITAL
550.00 cr
COMPANY AGE
5 Years 9 Months
since 2021-01-25
LAST FILING WITH ROC
2025-03-31
Last AGM: 2025-08-28
ACTIVE GST
1
Updated: 2023-11-24 18:44:52
TOTAL MONEY RAISED
₹1–5 Cr
SATISFIED CHARGES
3
-

Company Health Scores Scores from 0–100 based on filings, compliance signals, financials, and board history on this profile.

Health scores for Groww covering vendor trust, statutory compliance, financial health and director risk - derived from MCA filings, GST and EPFO records, financial statements and the company's board history.

Vendor Trust Score Low risk
81/100
Overall counterparty comfort for vendors and customers.
  • Blend of compliance (81), financial health (85), director (75) and company-foundation signals.
  • Operating for 5 years.
Compliance Score Low risk
81/100
Statutory filings, status and regulatory flags.
  • Company status is Active as per MCA.
  • Last balance sheet filed for Mar 2025 - slightly behind.
Financial Health Score Low risk
85/100
Profitability, leverage and liquidity from filed statements.
  • Profitable in FY 2026.
  • Positive net worth.
Director Risk Score Low risk
75/100
Board strength, DIN status and churn.
  • 9 directors on the board.
  • No disqualified or deactivated DINs on the current board.
Scores are derived from MCA filings, financial statements and public records on this page. Higher is safer. They are indicative, not a credit rating.
360° Intelligence Report: trust score, financial health, credit risk, growth & distress signals - auto-generated from filings. View report →

About Groww Company identity, industry, contact, and registration details from MCA and company records.

Groww was incorporated on 25 January 2021 and is registered with ROC Bangalore. It is an active private limited company, now about 5 years old. The registered office is at Vaishnavi Tech Park, South Tower, 6Th Floor, Survey No.16/1 And 17/2, Bangalore South, Karnataka.

In its MCA filings the main business is listed as other financial activities, which made up 100% of turnover.

It has nine directors: Gaurang Balkrishna Shah, Ashutosh Ashok Naik, Harsh Jain and 6 others. The longest-serving is Harsh Jain, on the board since 2021; the most recent to join is Geetika Maskara, appointed in August 2025. Two former directors are on record; the most recent to leave was Abinav Prakash Viswanathan Karthik in April 2025. Between them, the directors also sit on the boards of 18 other companies, including Billionbrains Garage Ventures Limited and Association For Retail Investors' Safeguard & Empowerment - India.

₹435 crore of its ₹550 crore authorised capital is paid up (about 79%). Its latest balance sheet on MCA is for the year ending 31 March 2025, and the last AGM was on 28 August 2025. Three charges (secured loans) are still open, and three more have been paid off.

Financial Services ••••••••
  • Location Vaishnavi Tech Park, South Tower, 6Th Floor, Survey No.16/1 And 17/2, Bangalore South, Karnataka - 560103
  • Website groww.in
Legal NameGroww Creditserv Technology Private Limited
CIN / LLPINU65990KA2021PTC143517
Company No.143517
ClassificationPrivate Limited Indian Non-Government Company
Incorporation Date2021-01-25
Date of AGM2025-08-28
Date of Balance Sheet2025-03-31
Listing StatusUnlisted
ROC CodeRoc Bangalore
PAN
LEI Number
Active ComplianceActive Compliant

Current Directors of Groww (9) Current board members from MCA filings, including designation and appointment details.

G
Director | Since 2025-04-01 | DIN: 00016660
A
Director | Since 2021-05-24 | DIN: 08738291
H
Director | Since 2021-01-25 | DIN: 05321547
K
Director | Since 2025-08-07 | DIN: 09096534
S
Director | Since 2024-07-16 | DIN: 09749570
A
Whole-time director | Since 2025-04-25 | DIN: 09833758

Financial Performance of Groww Bands and Low / Medium / High trend shape. Exact figures unlock with your report.

Estimated bands · FY 2026
Revenue ₹1000+ Cr ▲ 18.6%
P&L ₹1000+ Cr ▲ 14.1%
EBITDA ₹1000+ Cr ▲ 12.8%
Net worth ₹1000+ Cr ▲ 98.8%

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Charges of Groww Open and satisfied charges registered against the company with MCA.

Others : 237.00 cr
Yes Bank Limited : 50.00 cr
Open Charges: 3 Satisfied Charges: 3
Open 297.00 cr
Satisfied 0
LenderAmountStatus
Others
Creation Date: 27 Sep 2024
151.00 cr Open
Others
Creation Date: 18 Jun 2024
50.00 cr Open
Yes Bank Limited
Creation Date: 25 May 2024
50.00 cr Closed

Business Activity Principal business activity and turnover mix from MCA filings.

Activity GroupDescriptionTurnover %
Financial and insurance ServiceOther financial activities100

Companies With Common Directors Of Groww Other companies that share directors with this entity, based on MCA and compliance network data.

Financial Ratios of Groww Profitability, leverage, and liquidity ratios from filed statements. Exact values unlock with your report.

8 years of ratios on record

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Net profit margin Debt / Equity Current ratio ROE

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Shareholding Pattern of Groww Ownership and contribution detail from filings. Full breakdown unlocks with your report.

4 shareholder categories on record

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Ownership mix Category breakdown Year-wise pattern Promoter holding

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Employees and EPFO Compliance at Groww EPFO establishments, contributions, and headcount history. Full records unlock with your report.

1 establishment linked

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Monthly headcount PF contributions ECR filing status Establishment history

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GST Compliance of Groww GST registrations and filing status by state. Full compliance detail unlocks with your report.

State-wise registrations, return filing status, HSN and SAC details, and jurisdiction records require an active report plan.

GSTIN registrations State-wise filing status HSN and SAC details Tax jurisdiction records

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Credit Ratings, Litigation & Regulatory Alerts for Groww Ratings, court records, and regulatory alerts. Full risk detail unlocks with your report.

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Rating history Court and tribunal cases Regulatory alerts Director-linked violations

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MSME Payment Delays by Groww MSME supplier payment delays and filing history. Full amounts unlock with your report.

Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.

Outstanding amounts Delay periods and reasons MSME-1 filing history Vendor payment signals

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MCA Filings & Documents of Groww Official MCA forms, returns, and filing index. Document access unlocks with your report.

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Incorporation documents Annual returns and statements Charge filings Complete filing index

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Frequently Asked Questions about Groww Common questions about this company from MCA and profile data. Some answers are limited until unlocked.
Who is the owner of Groww?
MCA does not publish an "owner" field. Groww is run by its directors, Gaurang Balkrishna Shah, Ashutosh Ashok Naik, Harsh Jain and six others. The people who own the shares are listed in its annual return (form MGT-7), which can differ from the directors.
Who are the current board members and directors of Groww?
Groww has nine current directors: Gaurang Balkrishna Shah (since April 2025), Ashutosh Ashok Naik (since May 2021), Harsh Jain (since January 2021), Kalpana Swaminathan (since August 2025), Subhabrata Ghosh (since July 2024) and Ankit Bansal (since April 2025), plus 3 more.
What is CIN of Groww?
The CIN of Groww is U65990KA2021PTC143517. Reading it left to right: U means it is not listed, 65990 is the industry code it registered under, KA is Karnataka, 2021 is the year it was registered, PTC is the company type and 143517 is its registration number.
When was Groww incorporated?
Groww was incorporated on 25 January 2021 with ROC Bangalore. That makes it about 5 years old.
What is the registered address of Groww?
The registered office on MCA records is Vaishnavi Tech Park, South Tower, 6Th Floor, Survey No.16/1 And 17/2, Bangalore South, Karnataka - 560103.
What is the current status of Groww?
MCA shows Groww as Active, and its last AGM on record was in August 2025.
What is the contact number or email for Groww?
You can post to its registered office at Vaishnavi Tech Park, South Tower, 6Th Floor, Survey No.16/1 And 17/2, Bangalore South, Karnataka - 560103 and use its website, https://groww.in.
What industry or business activity is Groww associated with?
Its MCA filings list the main business as other financial activities (100% of turnover).
What is paid-up capital and authorised share capital of Groww?
Paid-up capital is ₹435 crore and authorised capital is ₹550 crore, so about 79% of the authorised amount has been issued.
When did Groww last file accounts and hold an AGM?
The last AGM on record was on 28 August 2025, and the latest balance sheet is for the year ending 31 March 2025.
Where can I see charges and lenders for Groww?
Three charges against Groww are still open and three have been satisfied. Lenders named in the filings include Yes Bank Limited.
Have any directors left Groww?
Yes, two former directors are on record. The most recent to leave were Abinav Prakash Viswanathan Karthik (April 2025) and Siddhartha Sengupta (February 2021).
Which companies share directors with Groww?
18 companies share directors with Groww. Among them are Billionbrains Garage Ventures Limited, Association For Retail Investors' Safeguard & Empowerment - India, Finwizard Technology Private Limited and 15 more.
What is the turnover or revenue of Groww?
Based on filed financial statements, the revenue of Groww for FY 2026 was in the ₹1000+ Cr range. That is up 18.6% on the previous year. Exact year-wise revenue, profit and balance sheet figures are on the Financial tab.
What is the net worth of Groww?
For FY 2026, the net worth of Groww was in the ₹1000+ Cr range.
How can I get the financial details of Groww?
The latest accounts on record are for FY 2026. The Financial tab has year-wise profit and loss, balance sheet and ratios, with exact figures after you sign in.
What is the official website of Groww?
The website on record for Groww is https://groww.in.
Which company owns groww.in?
groww.in is the website listed for Groww Creditserv Technology Private Limited in its company records.
Groww - is it listed or unlisted?
Groww is unlisted, so its shares are not traded on a stock exchange. Its CIN starts with U for the same reason.
What is the ROC code of Groww?
Groww is registered with ROC Bangalore.
What is the company classification of Groww?
MCA classifies Groww as: Private Limited Indian Non-Government Company.
Does Groww have GST registrations on file?
Yes, one active GST registration is linked to Groww.

Disclaimer: Data on this page is compiled from public sources as available in our system at the time of the last update and is for general information only. Scores are derived indicators, not credit ratings or advice - please verify from official sources and consult a professional before making any business or financial decision.