Flexiloans - Company overview

Flexiloans (legal name: Epimoney Private Limited) is an MCA-registered Indian company: a Private Limited Indian Non-Government Company (CIN …

1995-03-16 Chennai, Tamil Nadu Active Unlisted Active Compliant
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Key Metrics Public MCA facts are exact. Revenue, profit, assets, and employee figures may show as ranges until unlocked.

REVENUE
₹100–500 Cr
▲ 139.6%
FY 2024
PROFIT / LOSS
₹1–5 Cr
▼ -54.5%
FY 2024
EBITDA
₹50–100 Cr
▲ 272.0%
FY 2024
NET WORTH
₹100–500 Cr
▲ 1.1%
FY 2024
TOTAL ASSETS
₹1000+ Cr
▲ 80.1%
FY 2024
OPEN CHARGES
58
768.34 cr
PAID-UP CAPITAL
302.65 cr
AUTHORISED CAPITAL
435.00 cr
COMPANY AGE
31 Years 6 Months
since 1995-03-16
LAST FILING WITH ROC
2025-03-31
Last AGM: 2025-08-07
ACTIVE GST
1
Updated: 2023-10-31 16:15:48
TOTAL MONEY RAISED
₹100–500 Cr
SATISFIED CHARGES
66
426.25 cr

Company Health Scores Scores from 0–100 based on filings, compliance signals, financials, and board history on this profile.

Health scores for Flexiloans covering vendor trust, statutory compliance, financial health and director risk - derived from MCA filings, GST and EPFO records, financial statements and the company's board history.

Vendor Trust Score Moderate
60/100
Overall counterparty comfort for vendors and customers.
  • Blend of compliance (50), financial health (75), director (30) and company-foundation signals.
  • Operating for 31+ years.
Compliance Score Moderate
50/100
Statutory filings, status and regulatory flags.
  • Company status is Active as per MCA.
  • Annual filings up to date (balance sheet as of Mar 2025).
Financial Health Score Low risk
75/100
Profitability, leverage and liquidity from filed statements.
  • Profitable in FY 2024.
  • Positive net worth.
Director Risk Score High risk
30/100
Board strength, DIN status and churn.
  • 14 directors on the board.
  • Director BHUSHAN DILIP BHAGWAT has DIN status "Disqualified by RoC u/s 164(2)".
Scores are derived from MCA filings, financial statements and public records on this page. Higher is safer. They are indicative, not a credit rating.
360° Intelligence Report: trust score, financial health, credit risk, growth & distress signals - auto-generated from filings. View report →

About Flexiloans Company identity, industry, contact, and registration details from MCA and company records.

Flexiloans (legal name: Epimoney Private Limited) is an MCA-registered Indian company: a Private Limited Indian Non-Government Company (CIN U71309TN1995PTC030536). Business overview includes Financial Services (NBFC), incorporated on March 16, 1995 (31+ years old), based in Chennai. The company is currently Active with Active Compliant compliance status. Public MCA filings list 14 current director record(s) on this profile.

Financial Services •••••••• ••••••••
  • Location No.119, St. Marys Road, 2Nd Flr,, Chennai, Tamil Nadu - 600018
  • Website epimoney.in
Name History
Legal NameEpimoney Private Limited
CIN / LLPINU71309TN1995PTC030536
Company No.030536
ClassificationPrivate Limited Indian Non-Government Company
Incorporation Date1995-03-16
Date of AGM2025-08-07
Date of Balance Sheet2025-03-31
Listing StatusUnlisted
ROC CodeRoc Chennai
Credit RatingBBB- (Crisil)
PAN
LEI Number
Active ComplianceActive Compliant

Current Directors of Flexiloans (14) Current board members from MCA filings, including designation and appointment details.

B
Bhushan Dilip Bhagwat
Company Secretary | Since 2021-11-12 | DIN: 02443825
M
Mayank Kachhwaha
Nominee Director | Since 2024-09-12 | DIN: 07228099
S
Sankarson Banerjee
Director | Since 2024-03-28 | DIN: 07407346
R
Rajiv Pankaj Mehta
Director | Since 2019-10-07 | DIN: 02434597
R
Radhika Jayant Shroff
Nominee Director | Since 2025-11-10 | DIN: 09210584
R
Ruchira Shukla
Director | Since 2025-02-06 | DIN: 03517228

Financial Performance of Flexiloans Bands and Low / Medium / High trend shape. Exact figures unlock with your report.

Estimated bands · FY 2024
Revenue ₹100–500 Cr ▲ 139.6%
P&L ₹1–5 Cr ▼ -54.5%
EBITDA ₹50–100 Cr ▲ 272.0%
Net worth ₹100–500 Cr ▲ 1.1%

Charges of Flexiloans Open and satisfied charges registered against the company with MCA.

Others : 175.00 cr
Open Charges: 58 Satisfied Charges: 66
Open 768.34 cr
Satisfied 426.25 cr
LenderAmountStatus
Others
Creation Date: 17 Dec 2025
 10.00 cr Open
Others
Creation Date: 05 Dec 2025
 35.00 cr Open
Others
Creation Date: 13 Nov 2025
 30.00 cr Open

Business Activity Principal business activity and turnover mix from MCA filings.

Activity GroupDescriptionTurnover %
Financial and insurance ServiceOther financial activities100

Companies With Common Directors Of Flexiloans Other companies that share directors with this entity, based on MCA and compliance network data.

Board Overlap From MCA / Compliance Filings

Brave For Free Consulting (Opc) Private Limited 1 Shared Director
Fundamentum Vc Advisors Llp 1 Shared Director
Il Capital Private Limited 1 Shared Director
Nuvama Custodial Services Limited 1 Shared Director
Nuvama Wealth Finance Limited 1 Shared Director
Ultimate Multi Services Private Limited 1 Shared Director
Veritas Finance Limited 1 Shared Director
Zerodha Trustee Private Limited 1 Shared Director

Financial Ratios of Flexiloans Profitability, leverage, and liquidity ratios from filed statements. Exact values unlock with your report.

10 years of ratios on record

Profitability, leverage and liquidity ratios require an active report plan.

Net profit margin Debt / Equity Current ratio ROE

Shareholding Pattern of Flexiloans Ownership and contribution detail from filings. Full breakdown unlocks with your report.

8 shareholder categories on record

Ownership mix and contribution history require an active report plan.

Ownership mix Category breakdown Year-wise pattern Promoter holding

GST Compliance of Flexiloans GST registrations and filing status by state. Full compliance detail unlocks with your report.

State-wise registrations, return filing status, HSN and SAC details, and jurisdiction records require an active report plan.

GSTIN registrations State-wise filing status HSN and SAC details Tax jurisdiction records

Credit Ratings, Litigation & Regulatory Alerts for Flexiloans Ratings, court records, and regulatory alerts. Full risk detail unlocks with your report.

1 regulatory flag on record

Agency ratings, court records, regulatory events, and entity-specific compliance alerts require an active report plan.

Rating history Court and tribunal cases Regulatory alerts Director-linked violations

MSME Payment Delays by Flexiloans MSME supplier payment delays and filing history. Full amounts unlock with your report.

Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.

Outstanding amounts Delay periods and reasons MSME-1 filing history Vendor payment signals

Subsidiaries & Group Companies of Flexiloans Parent, subsidiary, and related group entities. Full ownership map unlocks with your report.

1 subsidiary on record

Parent, subsidiary, associate, joint venture, and ownership records require an active report plan.

Parent company Subsidiaries and ownership Associates and joint ventures Entity investments

MCA Filings & Documents of Flexiloans Official MCA forms, returns, and filing index. Document access unlocks with your report.

Official forms, annual returns, financial statements, charge filings, and document dates require an active report plan.

Incorporation documents Annual returns and statements Charge filings Complete filing index
Frequently Asked Questions about Flexiloans Common questions about this company from MCA and profile data. Some answers are limited until unlocked.
What is CIN of Flexiloans?
The Corporate Identification Number (CIN) for Flexiloans is U71309TN1995PTC030536. CIN is a distinct identification code allotted by the Registrar of Companies (ROC) under the Ministry of Corporate Affairs (MCA). The company registration number is 030536 as per MCA.
When was Flexiloans incorporated?
Flexiloans was incorporated 31 years 6 months ago on 16 Mar 1995.
Who are the current board members and directors of Flexiloans?
Flexiloans shows 12 current director record(s) in this profile. Open the People tab for names, DIN, and designations.
What is the registered address of Flexiloans?
Flexiloans is registered in Chennai, Tamil Nadu as per MCA records. Full street address is available after unlock.
What is the official website of Flexiloans?
The official website of Flexiloans is https://epimoney.in.
What is the ROC code of Flexiloans?
Flexiloans ROC code is Roc Chennai.
What is the company classification of Flexiloans?
Flexiloans is classified as Private Limited Indian Non-Government Company.
Flexiloans - is it listed or unlisted?
Flexiloans is a Unlisted company.
Does Flexiloans have subsidiaries?
Flexiloans has 1 subsidiary record(s) in available group structure data. See the Ownership section for group structure detail.
What is the current status of Flexiloans?
Flexiloans is currently Active and registered in Chennai, Tamil Nadu, India.
What industry or business activity is Flexiloans associated with?
Flexiloans lists activity aligned with: Financial Services - NBFC - Other financial activities. See the Overview and Competition sections for fuller industry context.
Does Flexiloans have GST registrations on file?
Flexiloans shows 1 active GST registration signal(s) in compliance overview data. Open the Compliance tab for GSTIN and filing context when your plan allows.
Where can I see charges and lenders for Flexiloans?
Use the Charges tab for MCA charge filings, charge holders, and open versus satisfied charges for Flexiloans.
How do I contact Flexiloans?
Use the official website at https://epimoney.in and the registered office address on this profile for corporate contact. Infyner does not publish personal customer-care numbers unless they appear in sourced company records.
What is the turnover or revenue of Flexiloans?
Turnover and revenue appear in filed financial statements when available. Open the Financial tab on this profile for revenue, profit or loss, balance sheet metrics, and related MCA filings - not headline estimates.
How can I get the financial details of Flexiloans?
You can view revenue, profit or loss, balance sheet metrics, and related filings on the Financial tab of this company profile.

Disclaimer: Data on this page is compiled from public sources as available in our system at the time of the last update and is for general information only. Scores are derived indicators, not credit ratings or advice - please verify from official sources and consult a professional before making any business or financial decision.