Esaf Microfinance - Company overview

Esaf Microfinance (legal name: Esaf Financial Holdings Private Limited) is an MCA-registered Indian company: a Private Limited Indian Non-Go…

1996-09-27 Mannuthy, Kerala Active Unlisted Active Compliant
Connect MCP
EM Esaf Microfinance

Key Metrics Public MCA facts are exact. Revenue, profit, assets, and employee figures may show as ranges until unlocked.

REVENUE
₹100–500 Cr
FY 2017
PROFIT / LOSS
₹25–50 Cr
FY 2017
EBITDA
₹100–500 Cr
FY 2017
NET WORTH
₹100–500 Cr
FY 2017
TOTAL ASSETS
₹1000+ Cr
FY 2017
EMPLOYEE COUNT
1–10
OPEN CHARGES
6
-4,213.16 cr
PAID-UP CAPITAL
167.88 cr
AUTHORISED CAPITAL
250.00 cr
COMPANY AGE
30 Years 0 Months
since 1996-09-27
LAST FILING WITH ROC
2025-03-31
Last AGM: 2025-09-11
ACTIVE GST
1
Updated: 2023-02-23 11:56:27
TOTAL MONEY RAISED
₹500–1000 Cr
SATISFIED CHARGES
194
4,214.06 cr

Company Health Scores Scores from 0–100 based on filings, compliance signals, financials, and board history on this profile.

Health scores for Esaf Microfinance covering vendor trust, statutory compliance, financial health and director risk - derived from MCA filings, GST and EPFO records, financial statements and the company's board history.

Vendor Trust Score Low risk
83/100
Overall counterparty comfort for vendors and customers.
  • Blend of compliance (93), financial health (70), director (75) and company-foundation signals.
  • Operating for 30+ years.
Compliance Score Low risk
93/100
Statutory filings, status and regulatory flags.
  • Company status is Active as per MCA.
  • Annual filings up to date (balance sheet as of Mar 2025).
Financial Health Score Moderate
70/100
Profitability, leverage and liquidity from filed statements.
  • Profitable in FY 2017.
  • Positive net worth.
Director Risk Score Low risk
75/100
Board strength, DIN status and churn.
  • 10 directors on the board.
  • No disqualified or deactivated DINs on the current board.
Scores are derived from MCA filings, financial statements and public records on this page. Higher is safer. They are indicative, not a credit rating.
360° Intelligence Report: trust score, financial health, credit risk, growth & distress signals - auto-generated from filings. View report →

About Esaf Microfinance Company identity, industry, contact, and registration details from MCA and company records.

Esaf Microfinance (legal name: Esaf Financial Holdings Private Limited) is an MCA-registered Indian company: a Private Limited Indian Non-Government Company (CIN U65910KL1996PTC077288). Business overview includes Financial Services (Financial Holding Companies), incorporated on September 27, 1996 (30+ years old), based in Mannuthy. The company is currently Active with Active Compliant compliance status. Public MCA filings list 10 current director record(s) on this profile.

Financial Services ••••••••
  • Location X/109/M4, Second Floor Hephzibah Complex, Mannuthy, Mannuthy-Pa, Mannuthy, Kerala - 680651
  • Website emfil.org
Name History
Legal NameEsaf Financial Holdings Private Limited
CIN / LLPINU65910KL1996PTC077288
Company No.077288
ClassificationPrivate Limited Indian Non-Government Company
Incorporation Date1996-09-27
Date of AGM2025-09-11
Date of Balance Sheet2025-03-31
Listing StatusUnlisted
ROC CodeRoc Ernakulam
PAN
LEI Number
Active ComplianceActive Compliant

Current Directors of Esaf Microfinance (10) Current board members from MCA filings, including designation and appointment details.

S
Nominee Director | Since 2023-08-25 | DIN: 10269640
V
Director | Since 2021-11-30 | DIN: 01978341
A
Director | Since 2022-12-01 | DIN: 09782416
J
Director | Since 2023-06-02 | DIN: 05221046
M
Minu Santhosh
Company Secretary | Since 2021-12-10 | KJSPS2268R
A
Director | Since 2021-09-08 | DIN: 07132831

Financial Performance of Esaf Microfinance Bands and Low / Medium / High trend shape. Exact figures unlock with your report.

Estimated bands · FY 2017
Revenue ₹100–500 Cr
P&L ₹25–50 Cr
EBITDA ₹100–500 Cr
Net worth ₹100–500 Cr

Charges of Esaf Microfinance Open and satisfied charges registered against the company with MCA.

Others : 278.00 cr
Hdfc Bank Limited : 85.00 cr
Idbi Trusteeship Services Limited : 17.00 cr
Open Charges: 6 Satisfied Charges: 194
Open -4,213.16 cr
Satisfied 4,214.06 cr
LenderAmountStatus
Others
Creation Date: 24 Oct 2019
13.00 cr Closed
Idbi Trusteeship Services Limited
Creation Date: 09 Mar 2017
17.00 cr Closed
Others
Creation Date: 08 Mar 2017
115.00 cr Closed

Business Activity Principal business activity and turnover mix from MCA filings.

Activity GroupDescriptionTurnover %
Financial and insurance ServiceActivities by Trusts, funds and other financial holding companies100

Financial Ratios of Esaf Microfinance Profitability, leverage, and liquidity ratios from filed statements. Exact values unlock with your report.

9 years of ratios on record

Profitability, leverage and liquidity ratios require an active report plan.

Net profit margin Debt / Equity Current ratio ROE

Shareholding Pattern of Esaf Microfinance Ownership and contribution detail from filings. Full breakdown unlocks with your report.

9 shareholder categories on record

Ownership mix and contribution history require an active report plan.

Ownership mix Category breakdown Year-wise pattern Promoter holding

Employees and EPFO Compliance at Esaf Microfinance EPFO establishments, contributions, and headcount history. Full records unlock with your report.

1 establishment linked

Monthly headcount, contribution history, establishment records, and filing compliance require an active report plan.

Monthly headcount PF contributions ECR filing status Establishment history

GST Compliance of Esaf Microfinance GST registrations and filing status by state. Full compliance detail unlocks with your report.

State-wise registrations, return filing status, HSN and SAC details, and jurisdiction records require an active report plan.

GSTIN registrations State-wise filing status HSN and SAC details Tax jurisdiction records

Credit Ratings, Litigation & Regulatory Alerts for Esaf Microfinance Ratings, court records, and regulatory alerts. Full risk detail unlocks with your report.

Agency ratings, court records, regulatory events, and entity-specific compliance alerts require an active report plan.

Rating history Court and tribunal cases Regulatory alerts Director-linked violations

MSME Payment Delays by Esaf Microfinance MSME supplier payment delays and filing history. Full amounts unlock with your report.

Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.

Outstanding amounts Delay periods and reasons MSME-1 filing history Vendor payment signals

MCA Filings & Documents of Esaf Microfinance Official MCA forms, returns, and filing index. Document access unlocks with your report.

Official forms, annual returns, financial statements, charge filings, and document dates require an active report plan.

Incorporation documents Annual returns and statements Charge filings Complete filing index
Frequently Asked Questions about Esaf Microfinance Common questions about this company from MCA and profile data. Some answers are limited until unlocked.
What is CIN of Esaf Microfinance?
The Corporate Identification Number (CIN) for Esaf Microfinance is U65910KL1996PTC077288. CIN is a distinct identification code allotted by the Registrar of Companies (ROC) under the Ministry of Corporate Affairs (MCA). The company registration number is 077288 as per MCA.
When was Esaf Microfinance incorporated?
Esaf Microfinance was incorporated 30 years ago on 27 Sep 1996.
Who are the current board members and directors of Esaf Microfinance?
Esaf Microfinance shows 10 current director record(s) in this profile. Open the People tab for names, DIN, and designations.
What is the registered address of Esaf Microfinance?
Esaf Microfinance is registered in Mannuthy, Kerala as per MCA records. Full street address is available after unlock.
What is the official website of Esaf Microfinance?
The official website of Esaf Microfinance is https://emfil.org.
What is the ROC code of Esaf Microfinance?
Esaf Microfinance ROC code is Roc Ernakulam.
What is the company classification of Esaf Microfinance?
Esaf Microfinance is classified as Private Limited Indian Non-Government Company.
Esaf Microfinance - is it listed or unlisted?
Esaf Microfinance is a Unlisted company.
What is the current status of Esaf Microfinance?
Esaf Microfinance is currently Active and registered in Mannuthy, Kerala, India.
What industry or business activity is Esaf Microfinance associated with?
Esaf Microfinance lists activity aligned with: Financial Services - Financial Holding Companies. See the Overview and Competition sections for fuller industry context.
Does Esaf Microfinance have GST registrations on file?
Esaf Microfinance shows 1 active GST registration signal(s) in compliance overview data. Open the Compliance tab for GSTIN and filing context when your plan allows.
Where can I see charges and lenders for Esaf Microfinance?
Use the Charges tab for MCA charge filings, charge holders, and open versus satisfied charges for Esaf Microfinance.
How do I contact Esaf Microfinance?
Use the official website at https://emfil.org and the registered office address on this profile for corporate contact. Infyner does not publish personal customer-care numbers unless they appear in sourced company records.
What is the turnover or revenue of Esaf Microfinance?
Turnover and revenue appear in filed financial statements when available. Open the Financial tab on this profile for revenue, profit or loss, balance sheet metrics, and related MCA filings - not headline estimates.
How can I get the financial details of Esaf Microfinance?
You can view revenue, profit or loss, balance sheet metrics, and related filings on the Financial tab of this company profile.

Disclaimer: Data on this page is compiled from public sources as available in our system at the time of the last update and is for general information only. Scores are derived indicators, not credit ratings or advice - please verify from official sources and consult a professional before making any business or financial decision.