Key Metrics Public MCA facts are exact. Revenue, profit, assets, and employee figures may show as ranges until unlocked.
Company Health Scores Scores from 0–100 based on filings, compliance signals, financials, and board history on this profile.
Health scores for Esaf Microfinance covering vendor trust, statutory compliance, financial health and director risk - derived from MCA filings, GST and EPFO records, financial statements and the company's board history.
- Blend of compliance (81), financial health (50), director (75) and company-foundation signals.
- Operating for 30+ years.
- Company status is Active as per MCA.
- Last balance sheet filed for Mar 2025 - slightly behind.
- Loss-making in FY 2025.
- Positive net worth.
- 10 directors on the board.
- No disqualified or deactivated DINs on the current board.
About Esaf Microfinance Company identity, industry, contact, and registration details from MCA and company records.
Esaf Microfinance is an active private limited company registered with ROC Ernakulam on 27 September 1996, more than 30 years ago. The registered office is in Mannuthy, Kerala. Earlier names on record include Esaf Microfinance And Investmentsprivate Limited and Pinnai Finance & Investments Private Limited.
In its MCA filings the main business is listed as activities by Trusts, funds and other financial holding companies, which made up 100% of turnover.
It has ten directors: Saleena George, Vikraman Ampalakkat, Ajayan Mangalath Gopalakrishnan Nair and 7 others. The longest-serving is Mereena Paul, on the board since 2017; the most recent to join is Mark Robert Daniels, appointed in September 2025. Mereena Paul is the managing director. 41 former directors are on record; the most recent to leave was Saurabh Baroi in August 2025.
₹168 crore of its ₹250 crore authorised capital is paid up (about 67%). Its latest balance sheet on MCA is for the year ending 31 March 2025, and the last AGM was on 11 September 2025. Six charges (secured loans) are still open, and 194 more have been paid off.
- Location X/109/M4, Second Floor Hephzibah Complex, Mannuthy, Mannuthy-Pa, Mannuthy, Kerala - 680651
- Website emfil.org
Current Directors of Esaf Microfinance (10) Current board members from MCA filings, including designation and appointment details.
Financial Performance of Esaf Microfinance Bands and Low / Medium / High trend shape. Exact figures unlock with your report.
Charges of Esaf Microfinance Open and satisfied charges registered against the company with MCA.
| Lender | Amount | Status |
|---|---|---|
|
Others
Creation Date: 24 Oct 2019 |
13.00 cr | Closed |
|
Idbi Trusteeship Services Limited
Creation Date: 09 Mar 2017 |
17.00 cr | Closed |
|
Others
Creation Date: 08 Mar 2017 |
115.00 cr | Closed |
Business Activity Principal business activity and turnover mix from MCA filings.
| Activity Group | Description | Turnover % |
|---|---|---|
| Financial and insurance Service | Activities by Trusts, funds and other financial holding companies | 100 |
Financial Ratios of Esaf Microfinance Profitability, leverage, and liquidity ratios from filed statements. Exact values unlock with your report.
Profitability, leverage and liquidity ratios require an active report plan.
Employees and EPFO Compliance at Esaf Microfinance EPFO establishments, contributions, and headcount history. Full records unlock with your report.
Monthly headcount, contribution history, establishment records, and filing compliance require an active report plan.
GST Compliance of Esaf Microfinance GST registrations and filing status by state. Full compliance detail unlocks with your report.
State-wise registrations, return filing status, HSN and SAC details, and jurisdiction records require an active report plan.
Credit Ratings, Litigation & Regulatory Alerts for Esaf Microfinance Ratings, court records, and regulatory alerts. Full risk detail unlocks with your report.
Agency ratings, court records, regulatory events, and entity-specific compliance alerts require an active report plan.
MSME Payment Delays by Esaf Microfinance MSME supplier payment delays and filing history. Full amounts unlock with your report.
Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.
MCA Filings & Documents of Esaf Microfinance Official MCA forms, returns, and filing index. Document access unlocks with your report.
Official forms, annual returns, financial statements, charge filings, and document dates require an active report plan.
Who is the owner of Esaf Microfinance?
Who are the current board members and directors of Esaf Microfinance?
What is CIN of Esaf Microfinance?
When was Esaf Microfinance incorporated?
What is the registered address of Esaf Microfinance?
What is the current status of Esaf Microfinance?
What is the contact number or email for Esaf Microfinance?
What industry or business activity is Esaf Microfinance associated with?
What is paid-up capital and authorised share capital of Esaf Microfinance?
When did Esaf Microfinance last file accounts and hold an AGM?
Where can I see charges and lenders for Esaf Microfinance?
Have any directors left Esaf Microfinance?
What is the turnover or revenue of Esaf Microfinance?
What is the net worth of Esaf Microfinance?
How can I get the financial details of Esaf Microfinance?
What is the official website of Esaf Microfinance?
Which company owns emfil.org?
Esaf Microfinance - is it listed or unlisted?
What is the ROC code of Esaf Microfinance?
What is the company classification of Esaf Microfinance?
Does Esaf Microfinance have GST registrations on file?
Disclaimer: Data on this page is compiled from public sources as available in our system at the time of the last update and is for general information only. Scores are derived indicators, not credit ratings or advice - please verify from official sources and consult a professional before making any business or financial decision.
