Credit Saison - Company overview

Credit Saison (legal name: Kisetsu Saison Finance (India) Private Limited) is an MCA-registered Indian company: a Private Limited Foreign Co…

2018-06-07 Bengaluru, Karnataka Active Unlisted Active Compliant
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CS Credit Saison

Key Metrics Public MCA facts are exact. Revenue, profit, assets, and employee figures may show as ranges until unlocked.

REVENUE
₹1000+ Cr
▲ 139.1%
FY 2024
PROFIT / LOSS
₹100–500 Cr
▲ 64.9%
FY 2024
EBITDA
₹500–1000 Cr
▲ 135.8%
FY 2024
NET WORTH
₹1000+ Cr
▲ 99.2%
FY 2024
TOTAL ASSETS
₹1000+ Cr
▲ 89.6%
FY 2024
OPEN CHARGES
76
17,395.00 cr
PAID-UP CAPITAL
1,741.54 cr
AUTHORISED CAPITAL
2,042.75 cr
COMPANY AGE
8 Years 3 Months
since 2018-06-07
LAST FILING WITH ROC
2025-03-31
Last AGM: 2025-08-29
ACTIVE GST
23
Updated: 2025-07-15 11:14:47
TOTAL MONEY RAISED
₹1000+ Cr
SATISFIED CHARGES
42
1,020.00 cr

Company Health Scores Scores from 0–100 based on filings, compliance signals, financials, and board history on this profile.

Health scores for Credit Saison covering vendor trust, statutory compliance, financial health and director risk - derived from MCA filings, GST and EPFO records, financial statements and the company's board history.

Vendor Trust Score Low risk
79/100
Overall counterparty comfort for vendors and customers.
  • Blend of compliance (86), financial health (75), director (75) and company-foundation signals.
  • Operating for 8 years.
Compliance Score Low risk
86/100
Statutory filings, status and regulatory flags.
  • Company status is Active as per MCA.
  • Annual filings up to date (balance sheet as of Mar 2025).
Financial Health Score Low risk
75/100
Profitability, leverage and liquidity from filed statements.
  • Profitable in FY 2024.
  • Positive net worth.
Director Risk Score Low risk
75/100
Board strength, DIN status and churn.
  • 15 directors on the board.
  • No disqualified or deactivated DINs on the current board.
Scores are derived from MCA filings, financial statements and public records on this page. Higher is safer. They are indicative, not a credit rating.
360° Intelligence Report: trust score, financial health, credit risk, growth & distress signals - auto-generated from filings. View report →

About Credit Saison Company identity, industry, contact, and registration details from MCA and company records.

Credit Saison (legal name: Kisetsu Saison Finance (India) Private Limited) is an MCA-registered Indian company: a Private Limited Foreign Company Incorporated In India (CIN U65999KA2018FTC113783). Business overview includes Financial Services (NBFC), incorporated on June 07, 2018 (8+ years old), based in Bengaluru. The company is currently Active with Active Compliant compliance status. Public MCA filings list 15 current director record(s) on this profile.

Financial Services •••••••• ••••••••
  • Location Indiqube Lexington Tower, First Floor, Tavarekere Main Rd, Tavarekere, S.G. Pal, Bengaluru, Karnataka - 560029
  • Website creditsaison.in
Legal NameKisetsu Saison Finance (India) Private Limited
CIN / LLPINU65999KA2018FTC113783
Company No.113783
ClassificationPrivate Limited Foreign Company Incorporated In India
Incorporation Date2018-06-07
Date of AGM2025-08-29
Date of Balance Sheet2025-03-31
Listing StatusUnlisted
ROC CodeRoc Bangalore
Credit RatingAAA (Care)
PAN
LEI Number
Active ComplianceActive Compliant

Current Directors of Credit Saison (15) Current board members from MCA filings, including designation and appointment details.

K
Director | Since 2018-06-07 | DIN: 08152506
P
Presha Paragash
CEO | Since 2021-04-22 | CREPP4784M
P
Whole-time director | Since 2021-01-08 | DIN: 06983175
M
Director | Since 2024-02-06 | DIN: 10489420
N
Director | Since 2021-03-25 | DIN: 08673208
K
Director | Since 2018-07-20 | DIN: 08162325

Financial Performance of Credit Saison Bands and Low / Medium / High trend shape. Exact figures unlock with your report.

Estimated bands · FY 2024
Revenue ₹1000+ Cr ▲ 139.1%
P&L ₹100–500 Cr ▲ 64.9%
EBITDA ₹500–1000 Cr ▲ 135.8%
Net worth ₹1000+ Cr ▲ 99.2%

Charges of Credit Saison Open and satisfied charges registered against the company with MCA.

Others : 3,832.99 cr
Open Charges: 76 Satisfied Charges: 42
Open 17,395.00 cr
Satisfied 1,020.00 cr
LenderAmountStatus
Others
Creation Date: 26 Nov 2025
446.30 cr Open
Others
Creation Date: 08 Nov 2025
664.88 cr Open
Others
Creation Date: 26 Sep 2025
1,000.00 cr Open

Business Activity Principal business activity and turnover mix from MCA filings.

Activity GroupDescriptionTurnover %
Financial and insurance ServiceOther financial activities100

Companies With Common Directors Of Credit Saison Other companies that share directors with this entity, based on MCA and compliance network data.

Financial Ratios of Credit Saison Profitability, leverage, and liquidity ratios from filed statements. Exact values unlock with your report.

6 years of ratios on record

Profitability, leverage and liquidity ratios require an active report plan.

Net profit margin Debt / Equity Current ratio ROE

Shareholding Pattern of Credit Saison Ownership and contribution detail from filings. Full breakdown unlocks with your report.

5 shareholder categories on record

Ownership mix and contribution history require an active report plan.

Ownership mix Category breakdown Year-wise pattern Promoter holding

Employees and EPFO Compliance at Credit Saison EPFO establishments, contributions, and headcount history. Full records unlock with your report.

1 establishment linked

Monthly headcount, contribution history, establishment records, and filing compliance require an active report plan.

Monthly headcount PF contributions ECR filing status Establishment history

GST Compliance of Credit Saison GST registrations and filing status by state. Full compliance detail unlocks with your report.

State-wise registrations, return filing status, HSN and SAC details, and jurisdiction records require an active report plan.

GSTIN registrations State-wise filing status HSN and SAC details Tax jurisdiction records

Credit Ratings, Litigation & Regulatory Alerts for Credit Saison Ratings, court records, and regulatory alerts. Full risk detail unlocks with your report.

Agency ratings, court records, regulatory events, and entity-specific compliance alerts require an active report plan.

Rating history Court and tribunal cases Regulatory alerts Director-linked violations

MSME Payment Delays by Credit Saison MSME supplier payment delays and filing history. Full amounts unlock with your report.

Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.

Outstanding amounts Delay periods and reasons MSME-1 filing history Vendor payment signals

Subsidiaries & Group Companies of Credit Saison Parent, subsidiary, and related group entities. Full ownership map unlocks with your report.

1 subsidiary on record

Parent, subsidiary, associate, joint venture, and ownership records require an active report plan.

Parent company Subsidiaries and ownership Associates and joint ventures Entity investments

MCA Filings & Documents of Credit Saison Official MCA forms, returns, and filing index. Document access unlocks with your report.

Official forms, annual returns, financial statements, charge filings, and document dates require an active report plan.

Incorporation documents Annual returns and statements Charge filings Complete filing index
Frequently Asked Questions about Credit Saison Common questions about this company from MCA and profile data. Some answers are limited until unlocked.
What is CIN of Credit Saison?
The Corporate Identification Number (CIN) for Credit Saison is U65999KA2018FTC113783. CIN is a distinct identification code allotted by the Registrar of Companies (ROC) under the Ministry of Corporate Affairs (MCA). The company registration number is 113783 as per MCA.
When was Credit Saison incorporated?
Credit Saison was incorporated 8 years 3 months ago on 07 Jun 2018.
Who are the current board members and directors of Credit Saison?
Credit Saison shows 13 current director record(s) in this profile. Open the People tab for names, DIN, and designations.
What is the registered address of Credit Saison?
Credit Saison is registered in Bengaluru, Karnataka as per MCA records. Full street address is available after unlock.
What is the official website of Credit Saison?
The official website of Credit Saison is https://creditsaison.in.
What is the ROC code of Credit Saison?
Credit Saison ROC code is Roc Bangalore.
What is the company classification of Credit Saison?
Credit Saison is classified as Private Limited Foreign Company Incorporated In India.
Credit Saison - is it listed or unlisted?
Credit Saison is a Unlisted company.
Does Credit Saison have subsidiaries?
Credit Saison has 1 subsidiary record(s) in available group structure data. See the Ownership section for group structure detail.
What is the current status of Credit Saison?
Credit Saison is currently Active and registered in Bengaluru, Karnataka, India.
What industry or business activity is Credit Saison associated with?
Credit Saison lists activity aligned with: Financial Services - NBFC - Other financial activities. See the Overview and Competition sections for fuller industry context.
Does Credit Saison have GST registrations on file?
Credit Saison shows 23 active GST registration signal(s) in compliance overview data. Open the Compliance tab for GSTIN and filing context when your plan allows.
Where can I see charges and lenders for Credit Saison?
Use the Charges tab for MCA charge filings, charge holders, and open versus satisfied charges for Credit Saison.
How do I contact Credit Saison?
Use the official website at https://creditsaison.in and the registered office address on this profile for corporate contact. Infyner does not publish personal customer-care numbers unless they appear in sourced company records.
What is the turnover or revenue of Credit Saison?
Turnover and revenue appear in filed financial statements when available. Open the Financial tab on this profile for revenue, profit or loss, balance sheet metrics, and related MCA filings - not headline estimates.
How can I get the financial details of Credit Saison?
You can view revenue, profit or loss, balance sheet metrics, and related filings on the Financial tab of this company profile.

Disclaimer: Data on this page is compiled from public sources as available in our system at the time of the last update and is for general information only. Scores are derived indicators, not credit ratings or advice - please verify from official sources and consult a professional before making any business or financial decision.