Altum Credo - Company overview

Altum Credo (legal name: Altum Credo Home Finance Private Limited) is an MCA-registered Indian company: a Private Limited Indian Non-Governm…

2016-09-12 Pune City, Maharashtra Active Unlisted Active Compliant
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Key Metrics Public MCA facts are exact. Revenue, profit, assets, and employee figures may show as ranges until unlocked.

REVENUE
₹100–500 Cr
▲ 64.3%
FY 2024
PROFIT / LOSS
₹10–25 Cr
▲ 123.1%
FY 2024
EBITDA
₹50–100 Cr
▲ 124.4%
FY 2024
NET WORTH
₹100–500 Cr
▲ 8.3%
FY 2024
TOTAL ASSETS
₹500–1000 Cr
▲ 39.8%
FY 2024
EMPLOYEE COUNT
611–620
OPEN CHARGES
38
651.85 cr
PAID-UP CAPITAL
112.15 cr
AUTHORISED CAPITAL
163.55 cr
COMPANY AGE
10 Years 0 Months
since 2016-09-12
LAST FILING WITH ROC
2025-03-31
Last AGM: 2025-07-11
ACTIVE GST
7
Updated: 2025-07-07 19:02:32
TOTAL MONEY RAISED
₹100–500 Cr
SATISFIED CHARGES
25
32.00 cr

Company Health Scores Scores from 0–100 based on filings, compliance signals, financials, and board history on this profile.

Health scores for Altum Credo covering vendor trust, statutory compliance, financial health and director risk - derived from MCA filings, GST and EPFO records, financial statements and the company's board history.

Vendor Trust Score Low risk
76/100
Overall counterparty comfort for vendors and customers.
  • Blend of compliance (56), financial health (85), director (85) and company-foundation signals.
  • Operating for 10+ years.
Compliance Score Moderate
56/100
Statutory filings, status and regulatory flags.
  • Company status is Active as per MCA.
  • Annual filings up to date (balance sheet as of Mar 2025).
Financial Health Score Low risk
85/100
Profitability, leverage and liquidity from filed statements.
  • Profitable in FY 2024.
  • Positive net worth.
Director Risk Score Low risk
85/100
Board strength, DIN status and churn.
  • 12 directors on the board.
  • No disqualified or deactivated DINs on the current board.
Scores are derived from MCA filings, financial statements and public records on this page. Higher is safer. They are indicative, not a credit rating.
360° Intelligence Report: trust score, financial health, credit risk, growth & distress signals - auto-generated from filings. View report →

About Altum Credo Company identity, industry, contact, and registration details from MCA and company records.

Altum Credo (legal name: Altum Credo Home Finance Private Limited) is an MCA-registered Indian company: a Private Limited Indian Non-Government Company (CIN U65999PN2016PTC166384). Business overview includes Financial Services (Housing Finance Companies), incorporated on September 12, 2016 (10+ years old), based in Pune City. The company is currently Active with Active Compliant compliance status. Public MCA filings list 12 current director record(s) on this profile.

Financial Services ••••••••
  • Location Floor No. 7, Kalpataru Infinia, Plot No. 21, Sub Plot No.3, Pune City, Maharashtra - 411005
  • Website altumcredo.com
Legal NameAltum Credo Home Finance Private Limited
CIN / LLPINU65999PN2016PTC166384
Company No.166384
ClassificationPrivate Limited Indian Non-Government Company
Incorporation Date2016-09-12
Date of AGM2025-07-11
Date of Balance Sheet2025-03-31
Listing StatusUnlisted
ROC CodeRoc Pune
Credit RatingBBB (Care)
PAN
LEI Number
Active ComplianceActive Compliant

Current Directors of Altum Credo (12) Current board members from MCA filings, including designation and appointment details.

R
Rishi Maheshwari
Nominee Director | Since 2025-03-03 | DIN: 00674019
H
Himanshu Joshi
Director | Since 2021-12-15 | DIN: 07214254
V
Vijaya Lakshmi Shankar
Director | Since 2023-07-11 | DIN: 10234934
V
Vivek Anil Jain
CFO | Since 2022-08-11 | DIN: 07227356
R
Radhey Shyam Garg
Director | Since 2022-08-11 | DIN: 08650678
V
Vivek Anil Jain
CFO | Since 2024-06-06 | AMRPG1444M

Financial Performance of Altum Credo Bands and Low / Medium / High trend shape. Exact figures unlock with your report.

Estimated bands · FY 2024
Revenue ₹100–500 Cr ▲ 64.3%
P&L ₹10–25 Cr ▲ 123.1%
EBITDA ₹50–100 Cr ▲ 124.4%
Net worth ₹100–500 Cr ▲ 8.3%

Charges of Altum Credo Open and satisfied charges registered against the company with MCA.

Others : 85.00 cr
Open Charges: 38 Satisfied Charges: 25
Open 651.85 cr
Satisfied 32.00 cr
LenderAmountStatus
Others
Creation Date: 29 Sep 2025
 5.00 cr Open
Others
Creation Date: 24 Sep 2025
 15.00 cr Open
Others
Creation Date: 19 Jul 2025
 5.00 cr Open

Business Activity Principal business activity and turnover mix from MCA filings.

Activity GroupDescriptionTurnover %
Financial and insurance ServiceOther financial activities100

Companies With Common Directors Of Altum Credo Other companies that share directors with this entity, based on MCA and compliance network data.

Board Overlap From MCA / Compliance Filings

Bsr Super Speciality Hospitals Limited 1 Shared Director
Getclarity Fintech Services Private Limited 1 Shared Director
Jain Cord Industries Private Limited 1 Shared Director
Jaju Investments Ltd 1 Shared Director
Love40 Advisors Llp 1 Shared Director
Maheshwari Projects Pvt Ltd 1 Shared Director
Pnb Insurance Broking Private Limited 1 Shared Director
Sattvikka S4 Advisors Llp 1 Shared Director
Sattvikka S4 Consultancy Llp 1 Shared Director
Vantage Oak Management Advisors Llp 1 Shared Director
Z3p Advisors Llp 1 Shared Director

Financial Ratios of Altum Credo Profitability, leverage, and liquidity ratios from filed statements. Exact values unlock with your report.

8 years of ratios on record

Profitability, leverage and liquidity ratios require an active report plan.

Net profit margin Debt / Equity Current ratio ROE

Shareholding Pattern of Altum Credo Ownership and contribution detail from filings. Full breakdown unlocks with your report.

7 shareholder categories on record

Ownership mix and contribution history require an active report plan.

Ownership mix Category breakdown Year-wise pattern Promoter holding

Employees and EPFO Compliance at Altum Credo EPFO establishments, contributions, and headcount history. Full records unlock with your report.

1 establishment linked

Monthly headcount, contribution history, establishment records, and filing compliance require an active report plan.

Monthly headcount PF contributions ECR filing status Establishment history

GST Compliance of Altum Credo GST registrations and filing status by state. Full compliance detail unlocks with your report.

State-wise registrations, return filing status, HSN and SAC details, and jurisdiction records require an active report plan.

GSTIN registrations State-wise filing status HSN and SAC details Tax jurisdiction records

Credit Ratings, Litigation & Regulatory Alerts for Altum Credo Ratings, court records, and regulatory alerts. Full risk detail unlocks with your report.

1 regulatory flag on record

Agency ratings, court records, regulatory events, and entity-specific compliance alerts require an active report plan.

Rating history Court and tribunal cases Regulatory alerts Director-linked violations

MSME Payment Delays by Altum Credo MSME supplier payment delays and filing history. Full amounts unlock with your report.

Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.

Outstanding amounts Delay periods and reasons MSME-1 filing history Vendor payment signals

MCA Filings & Documents of Altum Credo Official MCA forms, returns, and filing index. Document access unlocks with your report.

Official forms, annual returns, financial statements, charge filings, and document dates require an active report plan.

Incorporation documents Annual returns and statements Charge filings Complete filing index
Frequently Asked Questions about Altum Credo Common questions about this company from MCA and profile data. Some answers are limited until unlocked.
What is CIN of Altum Credo?
The Corporate Identification Number (CIN) for Altum Credo is U65999PN2016PTC166384. CIN is a distinct identification code allotted by the Registrar of Companies (ROC) under the Ministry of Corporate Affairs (MCA). The company registration number is 166384 as per MCA.
When was Altum Credo incorporated?
Altum Credo was incorporated 10 years 12 days ago on 12 Sep 2016.
Who are the current board members and directors of Altum Credo?
Altum Credo shows 11 current director record(s) in this profile. Open the People tab for names, DIN, and designations.
What is the registered address of Altum Credo?
Altum Credo is registered in Pune City, Maharashtra as per MCA records. Full street address is available after unlock.
What is the official website of Altum Credo?
The official website of Altum Credo is https://altumcredo.com.
What is the ROC code of Altum Credo?
Altum Credo ROC code is Roc Pune.
What is the company classification of Altum Credo?
Altum Credo is classified as Private Limited Indian Non-Government Company.
Altum Credo - is it listed or unlisted?
Altum Credo is a Unlisted company.
What is the current status of Altum Credo?
Altum Credo is currently Active and registered in Pune City, Maharashtra, India.
What industry or business activity is Altum Credo associated with?
Altum Credo lists activity aligned with: Financial Services - Housing Finance Companies - Other financial activities. See the Overview and Competition sections for fuller industry context.
Does Altum Credo have GST registrations on file?
Altum Credo shows 7 active GST registration signal(s) in compliance overview data. Open the Compliance tab for GSTIN and filing context when your plan allows.
Where can I see charges and lenders for Altum Credo?
Use the Charges tab for MCA charge filings, charge holders, and open versus satisfied charges for Altum Credo.
How do I contact Altum Credo?
Use the official website at https://altumcredo.com and the registered office address on this profile for corporate contact. Infyner does not publish personal customer-care numbers unless they appear in sourced company records.
What is the turnover or revenue of Altum Credo?
Turnover and revenue appear in filed financial statements when available. Open the Financial tab on this profile for revenue, profit or loss, balance sheet metrics, and related MCA filings - not headline estimates.
How can I get the financial details of Altum Credo?
You can view revenue, profit or loss, balance sheet metrics, and related filings on the Financial tab of this company profile.

Disclaimer: Data on this page is compiled from public sources as available in our system at the time of the last update and is for general information only. Scores are derived indicators, not credit ratings or advice - please verify from official sources and consult a professional before making any business or financial decision.