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Key Metrics
AUTHORISED CAPITAL
41.00 cr
PAID-UP CAPITAL
20.71 cr
COMPANY AGE
10 Years 5 Months
since 2015-12-18
LAST FILING WITH ROC
2025-03-31
Last AGM: 2025-07-30
OPEN CHARGES
8
255.09 cr
SATISFIED CHARGES
44
110.80 cr
ACTIVE GST
3
Updated: 2025-07-07 16:16:34
Company Health Scores
Health scores for Acfl covering vendor trust, statutory compliance, financial health and director risk - derived from MCA filings, GST and EPFO records, financial statements and the company's board history.
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Vendor trust, compliance, financial health & director risk - with the reasons behind each score.
360° Intelligence Report: trust score, financial health, credit risk, growth & distress signals - auto-generated from filings.
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About Acfl
Acfl is an MCA-registered Indian company: a Public Limited Indian Non-Government Company (CIN U65192BR2015PLC025551). Business overview includes Financial Services (Microfinance Institutions), incorporated on December 18, 2015 (11+ years old), headquartered in Patna, Bihar, India. The company is currently Active with Active Compliant compliance status. For FY 2023, the company reported revenue of ₹54.67 Cr with a profit of ₹11.46 Cr. It has 18 active directors. The company employs approximately 519 people.
Microfinance Institutions
NBFC
- Location Annapoorna Bhawan, Patliputra Telephone Exchange Road,, Patna, Bihar - 800013
- Website acfl.co.in
CIN / LLPINU65192BR2015PLC025551
Company No.025551
ClassificationPublic Limited Indian Non-Government Company
Incorporation Date2015-12-18
Date of AGM2025-07-30
Date of Balance Sheet2025-03-31
Listing StatusUnlisted
ROC CodeRoc Patna
PAN
LEI Number
Active ComplianceActive Compliant
Financial Performance of Acfl
Revenue Over The Year
2019 · 2020 · 2021 · 2022 · 2023 · 2024 · 2025
Growth (7 Year) ▲ 38.3%
Growth (3 Year) ▼ -9.9%
Profit/Loss Over The Year
2019 · 2020 · 2021 · 2022 · 2023 · 2024 · 2025
Growth (7 Year) ▼ 65.1%
Growth (3 Year) ▼ 60.7%
Values are in Mixed (K, L, Cr)
| Metrics | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|---|---|
| Revenue | 2,20,083.04 cr | 2,35,431.21 cr | 2,51,890.00 cr | 2,18,400.00 cr | 1,95,200.00 cr | 1,72,000.00 cr | 1,59,000.00 cr |
| Profit/Loss | 13,969.70 cr | 4,810.00 cr | 12,200.00 cr | 9,100.00 cr | -8,200.00 cr | 3,200.00 cr | 5,100.00 cr |
| Cash & Bank Balance | 38,200.00 cr | 35,100.00 cr | 32,000.00 cr | 28,500.00 cr | 25,200.00 cr | 22,000.00 cr | 19,800.00 cr |
| Net Worth | 1,26,731.94 cr | 1,37,500.00 cr | 1,40,200.00 cr | 1,28,000.00 cr | 1,15,000.00 cr | 1,02,000.00 cr | 95,000.00 cr |
| EBITDA | 27,865.49 cr | 29,800.00 cr | 30,200.00 cr | 27,000.00 cr | 24,500.00 cr | 22,000.00 cr | 20,100.00 cr |
Financial Ratios
■ Revenue ■ P/L ■ EBITDA
Values in Crores (Cr) - illustrative trend
FY 2021 - FY 2025
Key Insights (FY 2025)
Revenue2,20,083.04 cr ▼ 6.5%
Profit/Loss13,969.70 cr ▲ 190.6%
EBITDA27,865.49 cr
Net Profit Margin10.54%
Debt/Equity0.47
Current Ratio0.88
Return on Equity12.3%
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Net Profit Margin | 10.54 | 3.20 | 2.10 | 1.80 | 0.50 |
| Debt to EBITDA | 2.14 | 1.90 | 1.70 | 1.50 | 1.20 |
| Interest Coverage Ratio | 0.47 | 0.50 | 0.45 | 0.40 | 0.35 |
| Debt to Equity | 0.88 | 0.90 | 0.85 | 0.80 | 0.75 |
| Return on Equity | 12.10 | 3.00 | 2.00 | 1.50 | 0.20 |
| Current Ratio | 1.20 | 1.15 | 1.10 | 1.05 | 0.99 |
| Quick Ratio | 0.95 | 0.92 | 0.88 | 0.85 | 0.80 |
| EBITDA Margin | 12.00 | 10.00 | 8.00 | 7.00 | 5.00 |
| Return on Capital Employed | 8.00 | 2.00 | 1.00 | 0.20 | 0.00 |
| Earning Per Share | 4.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EPFO Establishments (1)
MRNOI0019835000
Closed/All Member Excluded
StatusCode No Allotted Was Before Online Registration Started.
ActivityPaper
StateUttar Pradesh
Coverage07-JUN-1995
Current Directors (18)
Charges Overview
Others : 70.00 cr
Indian Overseas Bank : 50.00 cr
Open Charges: 8
Satisfied Charges: 44
| Lender | Amount | Status |
|---|---|---|
|
Others
Creation Date: 06 Oct 2025
|
10.00 cr | Open |
|
Others
Creation Date: 28 Jun 2025
|
10.00 cr | Open |
|
Others
Creation Date: 27 Jun 2025
|
50.00 cr | Open |
Business Activity
| Activity Group | Description | Turnover % |
|---|---|---|
| Financial and insurance Service | - | 100 |
| Financial and insurance Service | - | 100.00 |
Flagged By Authority
Regulatory and exchange flags (preview)
Legal Cases
District Court
Cases Found
High Court
Cases Found
Supreme Court
Cases Found
NCLT
Cases Found
NCLAT
Cases Found
View Details →
Frequently Asked Questions about Acfl
What is CIN of Acfl?
The Corporate Identification Number (CIN) for Acfl is U65192BR2015PLC025551. CIN is a distinct identification code allotted by the Registrar of Companies (ROC) under the Ministry of Corporate Affairs (MCA). The company registration number is 025551 as per MCA.
When was Acfl incorporated?
Acfl was incorporated 10 years 5 months ago on 18 Dec 2015.
What is paid-up capital and authorised share capital of Acfl?
The paid-up capital of Acfl is ₹ 207,136,670.00 and authorised share capital is ₹ 410,000,000.00.
Who are the current board members and directors of Acfl?
Currently 15 directors are associated with Acfl: Tirumalai Cunnavakaum Anandanpillai Ranganathan, Adarash Kumar, Rajan Kumar, Gyanmohan, Rituraj Kishore Sinha, Neelmani, Ravindra Kishore Sinha, Arvind Kumar Prasad, Rivoli Sinha, Rita Kishore Sinha, Prasenjit Banik, Pallavi Sinha, Dilip Kumar, Amrendra Prasad Verma, Prashant Agarwal.
- Tirumalai Cunnavakaum Anandanpillai Ranganathan
- Adarash Kumar
- Rajan Kumar
- Gyanmohan
- Rituraj Kishore Sinha
- Neelmani
- Ravindra Kishore Sinha
- Arvind Kumar Prasad
- Rivoli Sinha
- Rita Kishore Sinha
- Prasenjit Banik
- Pallavi Sinha
- Dilip Kumar
- Amrendra Prasad Verma
- Prashant Agarwal
What is the registered address of Acfl?
As per Ministry of Corporate Affairs (MCA), the registered address of Acfl is Annapoorna Bhawan, Patliputra Telephone Exchange Road,, Patna, Bihar, 800013, India.
What is the official website of Acfl?
The official website of Acfl is https://acfl.co.in.
What is the ROC code of Acfl?
Acfl ROC code is Roc Patna.
What is the company classification of Acfl?
Acfl is classified as Public Limited Indian Non-Government Company.
Acfl - is it listed or unlisted?
Acfl is a Unlisted company.
What is the current status of Acfl?
Acfl is currently Active and registered in Patna, Bihar, India.
What industry or business activity is Acfl associated with?
Acfl lists activity aligned with: Financial Services - Microfinance Institutions - Financial and insurance Service. See the Overview and Competition sections for fuller industry context.
How many employees does Acfl have?
Available records indicate roughly 519 employees for Acfl. Confirm against filings and EPFO-related signals on the profile where shown.
Does Acfl have GST registrations on file?
Acfl shows 3 active GST registration signal(s) in compliance overview data. Open the Compliance tab for GSTIN and filing context when your plan allows.
Where can I see charges and lenders for Acfl?
Use the Charges tab for MCA charge filings, charge holders, and open versus satisfied charges for Acfl.
How do I contact Acfl?
Use the official website at https://acfl.co.in and the registered office address on this profile for corporate contact. Infyner does not publish personal customer-care numbers unless they appear in sourced company records.
What is the turnover or revenue of Acfl?
Turnover and revenue appear in filed financial statements when available. Open the Financial tab on this profile for revenue, profit or loss, balance sheet metrics, and related MCA filings - not headline estimates.
How can I get the financial details of Acfl?
You can view revenue, profit or loss, balance sheet metrics, and related filings on the Financial tab of this company profile.
What is the net worth of Acfl (last filed snapshot)?
As per the latest financial snapshot on file for FY 2023, net worth is about ₹ 57.25 Cr. Verify figures on the Financial tab and supporting filings.
Disclaimer: Data on this page is compiled from public sources as available in our system at the time of the last update and is for general information only. Scores are derived indicators, not credit ratings or advice - please verify from official sources and consult a professional before making any business or financial decision.
