Ruby Financial Services Private Limited - Company overview

Ruby Financial Services Private Limited is an active private limited company registered with ROC Kolkata I on 28 April 1997, more than 29 ye…

1997-04-28 Kolkata, West Bengal Active Unlisted Active Compliant
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Key Metrics Public MCA facts are exact. Revenue, profit, assets, and employee figures may show as ranges until unlocked.

REVENUE
₹50 Lakh–1 Cr
▼ -2.5%
FY 2023
PROFIT / LOSS
Loss · Under ₹1 Lakh
▼ -108.3%
FY 2023
EBITDA
₹1–10 Lakh
▼ -78.2%
FY 2023
NET WORTH
₹10–50 Lakh
▼ -1.1%
FY 2023
TOTAL ASSETS
₹1–5 Cr
▲ 91.0%
FY 2023
OPEN CHARGES
-
-
PAID-UP CAPITAL
3.50 Lakh
AUTHORISED CAPITAL
5.00 Lakh
COMPANY AGE
29 Years 5 Months
since 1997-04-28
LAST FILING WITH ROC
2024-03-31
Last AGM: 2025-09-30
ACTIVE GST
1
Updated: 2024-12-26 14:28:27
SATISFIED CHARGES
-
-

Company Health Scores Scores from 0–100 based on filings, compliance signals, financials, and board history on this profile.

Health scores for Ruby Financial Services Private Limited covering vendor trust, statutory compliance, financial health and director risk - derived from MCA filings, GST and EPFO records, financial statements and the company's board history.

Vendor Trust Score Moderate
60/100
Overall counterparty comfort for vendors and customers.
  • Blend of compliance (45), financial health (40), director (95) and company-foundation signals.
  • Operating for 29+ years.
Compliance Score High risk
45/100
Statutory filings, status and regulatory flags.
  • Company status is Active as per MCA.
  • Last balance sheet filed for Mar 2024 - filings look overdue.
Financial Health Score High risk
40/100
Profitability, leverage and liquidity from filed statements.
  • Loss-making in FY 2023.
  • Positive net worth.
Director Risk Score Low risk
95/100
Board strength, DIN status and churn.
  • 2 directors on the board.
  • No disqualified or deactivated DINs on the current board.
Scores are derived from MCA filings, financial statements and public records on this page. Higher is safer. They are indicative, not a credit rating.
360° Intelligence Report: trust score, financial health, credit risk, growth & distress signals - auto-generated from filings. View report →

About Ruby Financial Services Private Limited Company identity, industry, contact, and registration details from MCA and company records.

Ruby Financial Services Private Limited is an active private limited company registered with ROC Kolkata I on 28 April 1997, more than 29 years ago. Its registered office is at Room No. - 1 Ballygunge Bijan Setu (West), Kolkata, West Bengal.

Its filings describe the main line of business as financial service activities, except insurance and pension funding, which made up 100% of turnover.

It has two directors - Sumanta Chakraborty and Anindya Mandal - and both have been on the board since the day it was set up. No director has left so far.

Paid-up capital stands at ₹3.5 lakh out of ₹5 lakh authorised. The last AGM on record was on 30 September 2025, for accounts made up to 31 March 2024. Nothing newer than 2024 shows up here, so it is worth checking the MCA portal for later filings. No charges (secured loans) are registered against it.

Financial Services ••••••••
Legal NameRuby Financial Services Private Limited
CIN / LLPINU74140WB1997PTC084115
Company No.084115
ClassificationPrivate Limited Indian Non-Government Company
Incorporation Date1997-04-28
Date of AGM2025-09-30
Date of Balance Sheet2024-03-31
Listing StatusUnlisted
ROC CodeRoc Kolkata I
PAN
LEI Number
Active ComplianceActive Compliant

Current Directors of Ruby Financial Services Private Limited (2) Current board members from MCA filings, including designation and appointment details.

S
Sumanta Chakraborty
Director | Since 1997-04-28 | DIN: 00561689
A
Anindya Mandal
Director | Since 1997-04-28 | DIN: 00561609

Financial Performance of Ruby Financial Services Private Limited Bands and Low / Medium / High trend shape. Exact figures unlock with your report.

Estimated bands · FY 2023
Revenue ₹50 Lakh–1 Cr ▼ -2.5%
P&L Loss · Under ₹1 Lakh ▼ -108.3%
EBITDA ₹1–10 Lakh ▼ -78.2%
Net worth ₹10–50 Lakh ▼ -1.1%

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Business Activity Principal business activity and turnover mix from MCA filings.

Activity GroupDescriptionTurnover %
Financial and insurance activitiesFinancial service activities, except insurance and pension funding100

Financial Ratios of Ruby Financial Services Private Limited Profitability, leverage, and liquidity ratios from filed statements. Exact values unlock with your report.

9 years of ratios on record

Profitability, leverage and liquidity ratios require an active report plan.

Net profit margin Debt / Equity Current ratio ROE

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Shareholding Pattern of Ruby Financial Services Private Limited Ownership and contribution detail from filings. Full breakdown unlocks with your report.

7 shareholder categories on record

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Ownership mix Category breakdown Year-wise pattern Promoter holding

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GST Compliance of Ruby Financial Services Private Limited GST registrations and filing status by state. Full compliance detail unlocks with your report.

State-wise registrations, return filing status, HSN and SAC details, and jurisdiction records require an active report plan.

GSTIN registrations State-wise filing status HSN and SAC details Tax jurisdiction records

GST registrations and filing compliance require an active report plan.

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Credit Ratings, Litigation & Regulatory Alerts for Ruby Financial Services Private Limited Ratings, court records, and regulatory alerts. Full risk detail unlocks with your report.

1 regulatory flag on record

Agency ratings, court records, regulatory events, and entity-specific compliance alerts require an active report plan.

Rating history Court and tribunal cases Regulatory alerts Director-linked violations

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MSME Payment Delays by Ruby Financial Services Private Limited MSME supplier payment delays and filing history. Full amounts unlock with your report.

Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.

Outstanding amounts Delay periods and reasons MSME-1 filing history Vendor payment signals

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MCA Filings & Documents of Ruby Financial Services Private Limited Official MCA forms, returns, and filing index. Document access unlocks with your report.

Official forms, annual returns, financial statements, charge filings, and document dates require an active report plan.

Incorporation documents Annual returns and statements Charge filings Complete filing index

MCA filings and documents require an active report plan.

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Frequently Asked Questions about Ruby Financial Services Private Limited Common questions about this company from MCA and profile data. Some answers are limited until unlocked.
Who is the owner of Ruby Financial Services Private Limited?
MCA does not publish an "owner" field. Ruby Financial Services Private Limited is run by its directors, Sumanta Chakraborty and Anindya Mandal. The people who own the shares are listed in its annual return (form MGT-7), which can differ from the directors.
Who are the current board members and directors of Ruby Financial Services Private Limited?
Ruby Financial Services Private Limited has two current directors: Sumanta Chakraborty (since April 1997) and Anindya Mandal (since April 1997).
What is CIN of Ruby Financial Services Private Limited?
The CIN of Ruby Financial Services Private Limited is U74140WB1997PTC084115. Reading it left to right: U means it is not listed, 74140 is the industry code it registered under, WB is West Bengal, 1997 is the year it was registered, PTC is the company type and 084115 is its registration number.
When was Ruby Financial Services Private Limited incorporated?
Ruby Financial Services Private Limited was incorporated on 28 April 1997 with ROC Kolkata I. That makes it more than 29 years old.
What is the registered address of Ruby Financial Services Private Limited?
The registered office on MCA records is Room No. - 1 Ballygunge Bijan Setu (West), Kolkata, West Bengal - 700019.
What is the current status of Ruby Financial Services Private Limited?
MCA shows Ruby Financial Services Private Limited as Active, and its last AGM on record was in September 2025.
What is the contact number or email for Ruby Financial Services Private Limited?
You can post to its registered office at Room No. - 1 Ballygunge Bijan Setu (West), Kolkata, West Bengal - 700019 and use its website, https://rubyfinancialservices.com.
What industry or business activity is Ruby Financial Services Private Limited associated with?
Its MCA filings list the main business as financial service activities, except insurance and pension funding (100% of turnover).
What is paid-up capital and authorised share capital of Ruby Financial Services Private Limited?
Paid-up capital is ₹3.5 lakh and authorised capital is ₹5 lakh, so about 70% of the authorised amount has been issued.
When did Ruby Financial Services Private Limited last file accounts and hold an AGM?
The last AGM on record was on 30 September 2025, and the latest balance sheet is for the year ending 31 March 2024. Nothing newer than 2024 shows up, so check the MCA portal for later filings.
Where can I see charges and lenders for Ruby Financial Services Private Limited?
MCA shows no charges registered against Ruby Financial Services Private Limited, so no assets are pledged for a registered secured loan.
Have any directors left Ruby Financial Services Private Limited?
No. MCA shows no former directors, so everyone appointed so far is still on the board.
What is the turnover or revenue of Ruby Financial Services Private Limited?
Based on filed financial statements, the revenue of Ruby Financial Services Private Limited for FY 2023 was in the ₹50 Lakh–1 Cr range. That is down 2.5% on the previous year. Exact year-wise revenue, profit and balance sheet figures are on the Financial tab.
What is the net worth of Ruby Financial Services Private Limited?
For FY 2023, the net worth of Ruby Financial Services Private Limited was in the ₹10–50 Lakh range.
How can I get the financial details of Ruby Financial Services Private Limited?
The latest accounts on record are for FY 2023. The Financial tab has year-wise profit and loss, balance sheet and ratios, with exact figures after you sign in.
What is the official website of Ruby Financial Services Private Limited?
The website on record for Ruby Financial Services Private Limited is https://rubyfinancialservices.com.
Which company owns rubyfinancialservices.com?
rubyfinancialservices.com is the website listed for Ruby Financial Services Private Limited in its company records.
Ruby Financial Services Private Limited - is it listed or unlisted?
Ruby Financial Services Private Limited is unlisted, so its shares are not traded on a stock exchange. Its CIN starts with U for the same reason.
What is the ROC code of Ruby Financial Services Private Limited?
Ruby Financial Services Private Limited is registered with ROC Kolkata I.
What is the company classification of Ruby Financial Services Private Limited?
MCA classifies Ruby Financial Services Private Limited as: Private Limited Indian Non-Government Company.
Does Ruby Financial Services Private Limited have GST registrations on file?
Yes, one active GST registration is linked to Ruby Financial Services Private Limited.

Disclaimer: Data on this page is compiled from public sources as available in our system at the time of the last update and is for general information only. Scores are derived indicators, not credit ratings or advice - please verify from official sources and consult a professional before making any business or financial decision.