Okcredit - Company overview

Okcredit (legal name: Psi Phi Global Solutions Private Limited) is an MCA-registered Indian company: a Private Limited Indian Non-Government…

2016-09-29 Bangalore South, Karnataka Active Unlisted Active Compliant
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Key Metrics Public MCA facts are exact. Revenue, profit, assets, and employee figures may show as ranges until unlocked.

REVENUE
₹5–10 Cr
▲ 311.1%
FY 2023
PROFIT / LOSS
Loss · ₹25–50 Cr
▲ 58.0%
FY 2023
EBITDA
Loss · ₹25–50 Cr
▲ 62.9%
FY 2023
NET WORTH
₹50–100 Cr
▼ -14.1%
FY 2023
TOTAL ASSETS
₹50–100 Cr
▼ -6.4%
FY 2023
EMPLOYEE COUNT
71–80
OPEN CHARGES
-
-
PAID-UP CAPITAL
1.18 Lakh
AUTHORISED CAPITAL
4.83 Lakh
COMPANY AGE
10 Years 0 Months
since 2016-09-29
LAST FILING WITH ROC
2025-03-31
Last AGM: 2025-09-30
ACTIVE GST
1
Updated: 2023-10-27 23:48:50
TOTAL MONEY RAISED
₹100–500 Cr
SATISFIED CHARGES
-
-

Company Health Scores Scores from 0–100 based on filings, compliance signals, financials, and board history on this profile.

Health scores for Okcredit covering vendor trust, statutory compliance, financial health and director risk - derived from MCA filings, GST and EPFO records, financial statements and the company's board history.

Vendor Trust Score Low risk
85/100
Overall counterparty comfort for vendors and customers.
  • Blend of compliance (88), financial health (70), director (95) and company-foundation signals.
  • Operating for 10+ years.
Compliance Score Low risk
88/100
Statutory filings, status and regulatory flags.
  • Company status is Active as per MCA.
  • Last balance sheet filed for Mar 2025 - slightly behind.
Financial Health Score Moderate
70/100
Profitability, leverage and liquidity from filed statements.
  • Loss-making in FY 2023.
  • Positive net worth.
Director Risk Score Low risk
95/100
Board strength, DIN status and churn.
  • 3 directors on the board.
  • No disqualified or deactivated DINs on the current board.
Scores are derived from MCA filings, financial statements and public records on this page. Higher is safer. They are indicative, not a credit rating.
360° Intelligence Report: trust score, financial health, credit risk, growth & distress signals - auto-generated from filings. View report →

About Okcredit Company identity, industry, contact, and registration details from MCA and company records.

Okcredit (legal name: Psi Phi Global Solutions Private Limited) is an MCA-registered Indian company: a Private Limited Indian Non-Government Company (CIN U74999KA2016PTC127259). Business overview includes Financial Services (Online Payment Gateways), incorporated on September 29, 2016 (10+ years old), based in Bangalore South. The company is currently Active with Active Compliant compliance status. Public MCA filings list 3 current director record(s) on this profile.

Financial Services ••••••••
  • Location No.339,5Th Floor, 14Th B Cross Road, Bangalore South, Karnataka - 560102
  • Website okcredit.in
Legal NamePsi Phi Global Solutions Private Limited
CIN / LLPINU74999KA2016PTC127259
Company No.127259
ClassificationPrivate Limited Indian Non-Government Company
Incorporation Date2016-09-29
Date of AGM2025-09-30
Date of Balance Sheet2025-03-31
Listing StatusUnlisted
ROC CodeRoc Bangalore
PAN
LEI Number
Active ComplianceActive Compliant

Current Directors of Okcredit (3) Current board members from MCA filings, including designation and appointment details.

G
Gaurav Kumar
Director | Since 2016-09-29 | DIN: 07621547
H
Harsh Pokharna
Director | Since 2016-09-29 | DIN: 07621552
A
Aditya Prasad
Director | Since 2016-09-29 | DIN: 07621611

Financial Performance of Okcredit Bands and Low / Medium / High trend shape. Exact figures unlock with your report.

Estimated bands · FY 2023
Revenue ₹5–10 Cr ▲ 311.1%
P&L Loss · ₹25–50 Cr ▲ 58.0%
EBITDA Loss · ₹25–50 Cr ▲ 62.9%
Net worth ₹50–100 Cr ▼ -14.1%

Business Activity Principal business activity and turnover mix from MCA filings.

Activity GroupDescriptionTurnover %
Information and communicationOther information & communication service activities100

Companies With Common Directors Of Okcredit Other companies that share directors with this entity, based on MCA and compliance network data.

Board Overlap From MCA / Compliance Filings

Oktech Aa Information Services Private Limited 3 Shared Directors
Okcapital Private Limited 2 Shared Directors

Financial Ratios of Okcredit Profitability, leverage, and liquidity ratios from filed statements. Exact values unlock with your report.

7 years of ratios on record

Profitability, leverage and liquidity ratios require an active report plan.

Net profit margin Debt / Equity Current ratio ROE

Shareholding Pattern of Okcredit Ownership and contribution detail from filings. Full breakdown unlocks with your report.

7 shareholder categories on record

Ownership mix and contribution history require an active report plan.

Ownership mix Category breakdown Year-wise pattern Promoter holding

Employees and EPFO Compliance at Okcredit EPFO establishments, contributions, and headcount history. Full records unlock with your report.

1 establishment linked

Monthly headcount, contribution history, establishment records, and filing compliance require an active report plan.

Monthly headcount PF contributions ECR filing status Establishment history

GST Compliance of Okcredit GST registrations and filing status by state. Full compliance detail unlocks with your report.

State-wise registrations, return filing status, HSN and SAC details, and jurisdiction records require an active report plan.

GSTIN registrations State-wise filing status HSN and SAC details Tax jurisdiction records

MSME Payment Delays by Okcredit MSME supplier payment delays and filing history. Full amounts unlock with your report.

Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.

Outstanding amounts Delay periods and reasons MSME-1 filing history Vendor payment signals

MCA Filings & Documents of Okcredit Official MCA forms, returns, and filing index. Document access unlocks with your report.

Official forms, annual returns, financial statements, charge filings, and document dates require an active report plan.

Incorporation documents Annual returns and statements Charge filings Complete filing index
Frequently Asked Questions about Okcredit Common questions about this company from MCA and profile data. Some answers are limited until unlocked.
What is CIN of Okcredit?
The Corporate Identification Number (CIN) for Okcredit is U74999KA2016PTC127259. CIN is a distinct identification code allotted by the Registrar of Companies (ROC) under the Ministry of Corporate Affairs (MCA). The company registration number is 127259 as per MCA.
When was Okcredit incorporated?
Okcredit was incorporated 10 years 3 days ago on 29 Sep 2016.
Who are the current board members and directors of Okcredit?
Okcredit shows 3 current director record(s) in this profile. Open the People tab for names, DIN, and designations.
What is the registered address of Okcredit?
Okcredit is registered in Bangalore South, Karnataka as per MCA records. Full street address is available after unlock.
What is the official website of Okcredit?
The official website of Okcredit is https://okcredit.in.
What is the ROC code of Okcredit?
Okcredit ROC code is Roc Bangalore.
What is the company classification of Okcredit?
Okcredit is classified as Private Limited Indian Non-Government Company.
Okcredit - is it listed or unlisted?
Okcredit is a Unlisted company.
What is the current status of Okcredit?
Okcredit is currently Active and registered in Bangalore South, Karnataka, India.
What industry or business activity is Okcredit associated with?
Okcredit lists activity aligned with: Financial Services - Online Payment Gateways - Other information & communication service activities. See the Overview and Competition sections for fuller industry context.
Does Okcredit have GST registrations on file?
Okcredit shows 1 active GST registration signal(s) in compliance overview data. Open the Compliance tab for GSTIN and filing context when your plan allows.
How do I contact Okcredit?
Use the official website at https://okcredit.in and the registered office address on this profile for corporate contact. Infyner does not publish personal customer-care numbers unless they appear in sourced company records.
What is the turnover or revenue of Okcredit?
Turnover and revenue appear in filed financial statements when available. Open the Financial tab on this profile for revenue, profit or loss, balance sheet metrics, and related MCA filings - not headline estimates.
How can I get the financial details of Okcredit?
You can view revenue, profit or loss, balance sheet metrics, and related filings on the Financial tab of this company profile.

Disclaimer: Data on this page is compiled from public sources as available in our system at the time of the last update and is for general information only. Scores are derived indicators, not credit ratings or advice - please verify from official sources and consult a professional before making any business or financial decision.