Prima Credits Limited - Company overview

Registered with ROC Ernakulam on 19 November 1993, Prima Credits Limited is an active public limited company that has been around for more t…

1993-11-19 Cochin, Kerala Active Unlisted Active Compliant
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Key Metrics Public MCA facts are exact. Revenue, profit, assets, and employee figures may show as ranges until unlocked.

REVENUE
Under ₹1 Lakh
FY 2023
PROFIT / LOSS
Loss · Under ₹1 Lakh
▼ -8.1%
FY 2023
EBITDA
Loss · Under ₹1 Lakh
▲ 15.9%
FY 2023
NET WORTH
₹1–5 Cr
▼ -0.4%
FY 2023
TOTAL ASSETS
₹1–5 Cr
▼ -0.1%
FY 2023
OPEN CHARGES
-
-
PAID-UP CAPITAL
2.00 cr
AUTHORISED CAPITAL
2.00 cr
COMPANY AGE
32 Years 10 Months
since 1993-11-19
LAST FILING WITH ROC
2025-03-31
Last AGM: 2025-09-30
ACTIVE GST
-
SATISFIED CHARGES
-
-

Company Health Scores Scores from 0–100 based on filings, compliance signals, financials, and board history on this profile.

Health scores for Prima Credits Limited covering vendor trust, statutory compliance, financial health and director risk - derived from MCA filings, GST and EPFO records, financial statements and the company's board history.

Vendor Trust Score Moderate
68/100
Overall counterparty comfort for vendors and customers.
  • Blend of compliance (58), financial health (50), director (95) and company-foundation signals.
  • Operating for 32+ years.
Compliance Score Moderate
58/100
Statutory filings, status and regulatory flags.
  • Company status is Active as per MCA.
  • Last balance sheet filed for Mar 2025 - slightly behind.
Financial Health Score Moderate
50/100
Profitability, leverage and liquidity from filed statements.
  • Loss-making in FY 2023.
  • Positive net worth.
Director Risk Score Low risk
95/100
Board strength, DIN status and churn.
  • 3 directors on the board.
  • No disqualified or deactivated DINs on the current board.
Scores are derived from MCA filings, financial statements and public records on this page. Higher is safer. They are indicative, not a credit rating.
360° Intelligence Report: trust score, financial health, credit risk, growth & distress signals - auto-generated from filings. View report →

About Prima Credits Limited Company identity, industry, contact, and registration details from MCA and company records.

Registered with ROC Ernakulam on 19 November 1993, Prima Credits Limited is an active public limited company that has been around for more than 32 years. Its registered office is at Door No. V-679/C, Industrial Development Area Muppathadam, Edayar, Cochin, Kerala. It was earlier known as Prima Credits And Finvest Limited.

Its filings describe the main line of business as financial Advisory, brokerage and Consultancy Services.

It has three directors: Kushagra Gupta, S K Gupta and Swati Gupta. The longest-serving is S K Gupta, on the board since 1993; the most recent to join is Kushagra Gupta, appointed in April 2023. Five former directors are on record; the most recent to leave was Kusheshwar Jha in September 2019. Between them, the directors also sit on the boards of 8 other companies, including Ayyappa Real Estates Private Limited and Ayyappa Roller Flour Mills Limited.

Authorised and paid-up capital are both ₹2 crore, so the full authorised amount has been issued. The last AGM on record was on 30 September 2025, for accounts made up to 31 March 2025. No charges (secured loans) are registered against it.

Financial Services ••••••••
  • Location Door No. V-679/C, Industrial Development Area Muppathadam, Edayar, Cochin, Kerala - 683110
Name History
Legal NamePrima Credits Limited
CIN / LLPINU65923KL1993PLC007502
Company No.007502
ClassificationPublic Limited Indian Non-Government Company
Incorporation Date1993-11-19
Date of AGM2025-09-30
Date of Balance Sheet2025-03-31
Listing StatusUnlisted
ROC CodeRoc Ernakulam
PAN
LEI Number
Active ComplianceActive Compliant

Current Directors of Prima Credits Limited (3) Current board members from MCA filings, including designation and appointment details.

K
Director | Since 2023-04-25 | DIN: 08477477
S
Director | Since 1993-11-19 | DIN: 00248760
S
Director | Since 2016-02-04 | DIN: 00249036

Financial Performance of Prima Credits Limited Bands and Low / Medium / High trend shape. Exact figures unlock with your report.

Estimated bands · FY 2023
Revenue Under ₹1 Lakh
P&L Loss · Under ₹1 Lakh ▼ -8.1%
EBITDA Loss · Under ₹1 Lakh ▲ 15.9%
Net worth ₹1–5 Cr ▼ -0.4%

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Business Activity Principal business activity and turnover mix from MCA filings.

Activity GroupDescriptionTurnover %
Financial and insurance ServiceFinancial Advisory, brokerage and Consultancy Services0

Companies With Common Directors Of Prima Credits Limited Other companies that share directors with this entity, based on MCA and compliance network data.

Financial Ratios of Prima Credits Limited Profitability, leverage, and liquidity ratios from filed statements. Exact values unlock with your report.

9 years of ratios on record

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Net profit margin Debt / Equity Current ratio ROE

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Shareholding Pattern of Prima Credits Limited Ownership and contribution detail from filings. Full breakdown unlocks with your report.

8 shareholder categories on record

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Ownership mix Category breakdown Year-wise pattern Promoter holding

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Credit Ratings, Litigation & Regulatory Alerts for Prima Credits Limited Ratings, court records, and regulatory alerts. Full risk detail unlocks with your report.

1 regulatory flag on record

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Rating history Court and tribunal cases Regulatory alerts Director-linked violations

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MSME Payment Delays by Prima Credits Limited MSME supplier payment delays and filing history. Full amounts unlock with your report.

Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.

Outstanding amounts Delay periods and reasons MSME-1 filing history Vendor payment signals

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MCA Filings & Documents of Prima Credits Limited Official MCA forms, returns, and filing index. Document access unlocks with your report.

Official forms, annual returns, financial statements, charge filings, and document dates require an active report plan.

Incorporation documents Annual returns and statements Charge filings Complete filing index

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Frequently Asked Questions about Prima Credits Limited Common questions about this company from MCA and profile data. Some answers are limited until unlocked.
Who is the owner of Prima Credits Limited?
MCA does not publish an "owner" field. Prima Credits Limited is run by its directors, Kushagra Gupta, S K Gupta and Swati Gupta. The people who own the shares are listed in its annual return (form MGT-7), which can differ from the directors.
Who are the current board members and directors of Prima Credits Limited?
Prima Credits Limited has three current directors: Kushagra Gupta (since April 2023), S K Gupta (since November 1993) and Swati Gupta (since February 2016).
What is CIN of Prima Credits Limited?
The CIN of Prima Credits Limited is U65923KL1993PLC007502. Reading it left to right: U means it is not listed, 65923 is the industry code it registered under, KL is Kerala, 1993 is the year it was registered, PLC is the company type and 007502 is its registration number.
When was Prima Credits Limited incorporated?
Prima Credits Limited was incorporated on 19 November 1993 with ROC Ernakulam. That makes it more than 32 years old.
What is the registered address of Prima Credits Limited?
The registered office on MCA records is Door No. V-679/C, Industrial Development Area Muppathadam, Edayar, Cochin, Kerala - 683110.
What is the current status of Prima Credits Limited?
MCA shows Prima Credits Limited as Active, and its last AGM on record was in September 2025.
What is the contact number or email for Prima Credits Limited?
You can post to its registered office at Door No. V-679/C, Industrial Development Area Muppathadam, Edayar, Cochin, Kerala - 683110.
What industry or business activity is Prima Credits Limited associated with?
Its MCA filings list the main business as financial Advisory, brokerage and Consultancy Services.
What is paid-up capital and authorised share capital of Prima Credits Limited?
Both authorised and paid-up capital are ₹2 crore.
When did Prima Credits Limited last file accounts and hold an AGM?
The last AGM on record was on 30 September 2025, and the latest balance sheet is for the year ending 31 March 2025.
Where can I see charges and lenders for Prima Credits Limited?
MCA shows no charges registered against Prima Credits Limited, so no assets are pledged for a registered secured loan.
Have any directors left Prima Credits Limited?
Yes, five former directors are on record. The most recent to leave were Kusheshwar Jha (September 2019), Rajyavardhan Agarwala (July 2018) and Sanjay Gupta (March 2016).
Which companies share directors with Prima Credits Limited?
8 companies share directors with Prima Credits Limited. Among them are Ayyappa Real Estates Private Limited, Ayyappa Roller Flour Mills Limited, Papl Exim India Limited and 5 more.
What is the turnover or revenue of Prima Credits Limited?
Based on filed financial statements, the revenue of Prima Credits Limited for FY 2023 was in the Under ₹1 Lakh range. Exact year-wise revenue, profit and balance sheet figures are on the Financial tab.
What is the net worth of Prima Credits Limited?
For FY 2023, the net worth of Prima Credits Limited was in the ₹1–5 Cr range.
How can I get the financial details of Prima Credits Limited?
The latest accounts on record are for FY 2023. The Financial tab has year-wise profit and loss, balance sheet and ratios, with exact figures after you sign in.
Prima Credits Limited - is it listed or unlisted?
Prima Credits Limited is unlisted, so its shares are not traded on a stock exchange. Its CIN starts with U for the same reason.
What is the ROC code of Prima Credits Limited?
Prima Credits Limited is registered with ROC Ernakulam.
What is the company classification of Prima Credits Limited?
MCA classifies Prima Credits Limited as: Public Limited Indian Non-Government Company.

Disclaimer: Data on this page is compiled from public sources as available in our system at the time of the last update and is for general information only. Scores are derived indicators, not credit ratings or advice - please verify from official sources and consult a professional before making any business or financial decision.