Kredifi Software Private Limited - Company overview

Kredifi was incorporated on 22 January 2019 and is registered with ROC Bangalore.

2019-01-22 Bengaluru, Karnataka Active Unlisted Active Compliant
Connect MCP

Key Metrics Public MCA facts are exact. Revenue, profit, assets, and employee figures may show as ranges until unlocked.

REVENUE
₹1–5 Cr
▲ 33.6%
FY 2023
PROFIT / LOSS
₹1–10 Lakh
▲ 38.4%
FY 2023
EBITDA
₹10–50 Lakh
▲ 29.0%
FY 2023
NET WORTH
₹10–50 Lakh
▲ 42.8%
FY 2023
TOTAL ASSETS
₹50 Lakh–1 Cr
▲ 63.3%
FY 2023
OPEN CHARGES
-
-
PAID-UP CAPITAL
1.00 Lakh
AUTHORISED CAPITAL
10.00 Lakh
COMPANY AGE
7 Years 9 Months
since 2019-01-22
LAST FILING WITH ROC
2025-03-31
Last AGM: 2025-09-30
ACTIVE GST
1
Updated: 2025-01-19 00:46:04
SATISFIED CHARGES
-
-

Company Health Scores Scores from 0–100 based on filings, compliance signals, financials, and board history on this profile.

Health scores for Kredifi covering vendor trust, statutory compliance, financial health and director risk - derived from MCA filings, GST and EPFO records, financial statements and the company's board history.

Vendor Trust Score Low risk
88/100
Overall counterparty comfort for vendors and customers.
  • Blend of compliance (88), financial health (90), director (95) and company-foundation signals.
  • Operating for 7 years.
Compliance Score Low risk
88/100
Statutory filings, status and regulatory flags.
  • Company status is Active as per MCA.
  • Last balance sheet filed for Mar 2025 - slightly behind.
Financial Health Score Low risk
90/100
Profitability, leverage and liquidity from filed statements.
  • Profitable in FY 2023.
  • Positive net worth.
Director Risk Score Low risk
95/100
Board strength, DIN status and churn.
  • 4 directors on the board.
  • No disqualified or deactivated DINs on the current board.
Scores are derived from MCA filings, financial statements and public records on this page. Higher is safer. They are indicative, not a credit rating.
360° Intelligence Report: trust score, financial health, credit risk, growth & distress signals - auto-generated from filings. View report →

About Kredifi Company identity, industry, contact, and registration details from MCA and company records.

Kredifi was incorporated on 22 January 2019 and is registered with ROC Bangalore. It is an active private limited company, now about 7 years old. Its registered office is at No. 4/1, 3Rd Floor, 2Nd Main Road Industrial Area, Yelahanka New Town, Bengaluru, Karnataka.

Its filings describe the main line of business as computer programming, consultancy and related activities, which made up 100% of turnover.

It has four directors - Nagaraja Belve Kini, Prakash Balebail, Kunjaru Lakshminarayana Acharya and Navin Chugh - and all four have been on the board since the day it was set up. No director has left so far. Between them, the directors also sit on the boards of 3 other companies, including Infinitisolutions India Private Limited and Adaptive Technology (India) Private Limited.

Paid-up capital stands at ₹1 lakh out of ₹10 lakh authorised. The last AGM on record was on 30 September 2025, for accounts made up to 31 March 2025. No charges (secured loans) are registered against it.

Travel and Hospitality •••••••• Information Technology ••••••••
  • Location No. 4/1, 3Rd Floor, 2Nd Main Road Industrial Area, Yelahanka New Town, Bengaluru, Karnataka - 560064
  • Website kredifi.com
LinkedInFacebookTwitter
Legal NameKredifi Software Private Limited
CIN / LLPINU93000KA2019PTC120629
Company No.120629
ClassificationPrivate Limited Indian Non-Government Company
Incorporation Date2019-01-22
Date of AGM2025-09-30
Date of Balance Sheet2025-03-31
Listing StatusUnlisted
ROC CodeRoc Bangalore
PAN
LEI Number
Active ComplianceActive Compliant

Current Directors of Kredifi (4) Current board members from MCA filings, including designation and appointment details.

N
Nagaraja Belve Kini
Director | Since 2019-01-22 | DIN: 02215389
P
Prakash Balebail
Director | Since 2019-01-22 | DIN: 02215873
K
Kunjaru Lakshminarayana Acharya
Director | Since 2019-01-22 | DIN: 08338707
N
Navin Chugh
Director | Since 2019-01-22 | DIN: 01556593

Financial Performance of Kredifi Bands and Low / Medium / High trend shape. Exact figures unlock with your report.

Estimated bands · FY 2023
Revenue ₹1–5 Cr ▲ 33.6%
P&L ₹1–10 Lakh ▲ 38.4%
EBITDA ₹10–50 Lakh ▲ 29.0%
Net worth ₹10–50 Lakh ▲ 42.8%

Exact figures and labelled charts require an active report plan.

Verified entity values are shown only after access is granted.

Business Activity Principal business activity and turnover mix from MCA filings.

Activity GroupDescriptionTurnover %
Information and communicationComputer programming, consultancy and related activities100

Companies With Common Directors Of Kredifi Other companies that share directors with this entity, based on MCA and compliance network data.

Board Overlap From MCA / Compliance Filings

Infinitisolutions India Private Limited 1 Shared Director
Adaptive Technology (India) Private Limited 1 Shared Director
Estuate Software Private Limited 2 Shared Directors

Financial Ratios of Kredifi Profitability, leverage, and liquidity ratios from filed statements. Exact values unlock with your report.

4 years of ratios on record

Profitability, leverage and liquidity ratios require an active report plan.

Net profit margin Debt / Equity Current ratio ROE

Unlock exact ratio values and multi-year insights.

Verified entity values are shown only after access is granted.

Shareholding Pattern of Kredifi Ownership and contribution detail from filings. Full breakdown unlocks with your report.

4 shareholder categories on record

Ownership mix and contribution history require an active report plan.

Ownership mix Category breakdown Year-wise pattern Promoter holding

Unlock full ownership and contribution details.

Verified entity values are shown only after access is granted.

GST Compliance of Kredifi GST registrations and filing status by state. Full compliance detail unlocks with your report.

State-wise registrations, return filing status, HSN and SAC details, and jurisdiction records require an active report plan.

GSTIN registrations State-wise filing status HSN and SAC details Tax jurisdiction records

GST registrations and filing compliance require an active report plan.

Verified entity values are shown only after access is granted.

MSME Payment Delays by Kredifi MSME supplier payment delays and filing history. Full amounts unlock with your report.

Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.

Outstanding amounts Delay periods and reasons MSME-1 filing history Vendor payment signals

MSME payment history requires an active report plan.

Verified entity values are shown only after access is granted.

MCA Filings & Documents of Kredifi Official MCA forms, returns, and filing index. Document access unlocks with your report.

Official forms, annual returns, financial statements, charge filings, and document dates require an active report plan.

Incorporation documents Annual returns and statements Charge filings Complete filing index

MCA filings and documents require an active report plan.

Verified entity values are shown only after access is granted.

Frequently Asked Questions about Kredifi Common questions about this company from MCA and profile data. Some answers are limited until unlocked.
Who is the owner of Kredifi?
MCA does not publish an "owner" field. Kredifi is run by its directors, Nagaraja Belve Kini, Prakash Balebail, Kunjaru Lakshminarayana Acharya and one other. The people who own the shares are listed in its annual return (form MGT-7), which can differ from the directors.
Who are the current board members and directors of Kredifi?
Kredifi has four current directors: Nagaraja Belve Kini (since January 2019), Prakash Balebail (since January 2019), Kunjaru Lakshminarayana Acharya (since January 2019) and Navin Chugh (since January 2019).
What is CIN of Kredifi?
The CIN of Kredifi is U93000KA2019PTC120629. Reading it left to right: U means it is not listed, 93000 is the industry code it registered under, KA is Karnataka, 2019 is the year it was registered, PTC is the company type and 120629 is its registration number.
When was Kredifi incorporated?
Kredifi was incorporated on 22 January 2019 with ROC Bangalore. That makes it about 7 years old.
What is the registered address of Kredifi?
The registered office on MCA records is No. 4/1, 3Rd Floor, 2Nd Main Road Industrial Area, Yelahanka New Town, Bengaluru, Karnataka - 560064.
What is the current status of Kredifi?
MCA shows Kredifi as Active, and its last AGM on record was in September 2025.
What is the contact number or email for Kredifi?
You can post to its registered office at No. 4/1, 3Rd Floor, 2Nd Main Road Industrial Area, Yelahanka New Town, Bengaluru, Karnataka - 560064 and use its website, https://kredifi.com.
What industry or business activity is Kredifi associated with?
Its MCA filings list the main business as computer programming, consultancy and related activities (100% of turnover).
What is paid-up capital and authorised share capital of Kredifi?
Paid-up capital is ₹1 lakh and authorised capital is ₹10 lakh, so about 10% of the authorised amount has been issued.
When did Kredifi last file accounts and hold an AGM?
The last AGM on record was on 30 September 2025, and the latest balance sheet is for the year ending 31 March 2025.
Where can I see charges and lenders for Kredifi?
MCA shows no charges registered against Kredifi, so no assets are pledged for a registered secured loan.
Have any directors left Kredifi?
No. MCA shows no former directors, so everyone appointed so far is still on the board.
Which companies share directors with Kredifi?
3 companies share directors with Kredifi: Infinitisolutions India Private Limited, Adaptive Technology (India) Private Limited and Estuate Software Private Limited.
What is the turnover or revenue of Kredifi?
Based on filed financial statements, the revenue of Kredifi for FY 2023 was in the ₹1–5 Cr range. That is up 33.6% on the previous year. Exact year-wise revenue, profit and balance sheet figures are on the Financial tab.
What is the net worth of Kredifi?
For FY 2023, the net worth of Kredifi was in the ₹10–50 Lakh range.
How can I get the financial details of Kredifi?
The latest accounts on record are for FY 2023. The Financial tab has year-wise profit and loss, balance sheet and ratios, with exact figures after you sign in.
What is the official website of Kredifi?
The website on record for Kredifi is https://kredifi.com.
Which company owns kredifi.com?
kredifi.com is the website listed for Kredifi Software Private Limited in its company records.
Kredifi - is it listed or unlisted?
Kredifi is unlisted, so its shares are not traded on a stock exchange. Its CIN starts with U for the same reason.
What is the ROC code of Kredifi?
Kredifi is registered with ROC Bangalore.
What is the company classification of Kredifi?
MCA classifies Kredifi as: Private Limited Indian Non-Government Company.
Does Kredifi have GST registrations on file?
Yes, one active GST registration is linked to Kredifi.

Disclaimer: Data on this page is compiled from public sources as available in our system at the time of the last update and is for general information only. Scores are derived indicators, not credit ratings or advice - please verify from official sources and consult a professional before making any business or financial decision.