Centrum Microcredit Limited - Company overview

Centrum is an MCA-registered Indian company: a Public Limited Indian Non-Government Company (CIN U67100MH2016PLC285378). Business overview i…

2016-08-31 Mumbai, Maharashtra Amalgamated Unlisted Active Compliant
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CM Centrum Microcredit Limited

Key Metrics

AUTHORISED CAPITAL
90.01 cr
PAID-UP CAPITAL
83.21 cr
COMPANY AGE
9 Years 8 Months
since 2016-08-31
LAST FILING WITH ROC
2022-03-31
Last AGM: 2022-08-11
OPEN CHARGES
6
-1,222.75 cr
SATISFIED CHARGES
110
1,222.75 cr
REVENUE
PROFIT / LOSS
EBITDA
NET WORTH
View More ⌄
TOTAL ASSETS
TOTAL MONEY RAISED
ACTIVE GST
-
Updated: 2023-10-25 19:00:02

About Centrum

Centrum is an MCA-registered Indian company: a Public Limited Indian Non-Government Company (CIN U67100MH2016PLC285378). Business overview includes Financial Services (NBFC), incorporated on August 31, 2016 (10+ years old), headquartered in Mumbai, Maharashtra, India. The company is currently Amalgamated with Active Compliant compliance status. For FY 2022, the company reported revenue of ₹5.92 Cr with a loss of ₹32.37 Lakh. It has 5 active directors. The company employs approximately 573 people. Its latest credit rating is BBB by Care.

NBFC Microfinance Institutions
  • Location Level-9 Unit 801, Centrum House, Vidyanagari Marg Kalina, Santacruz East, Mumbai, Maharashtra - 400098
  • Website centrummicrocredit.com
Name History
CIN / LLPINU67100MH2016PLC285378
Company No.285378
ClassificationPublic Limited Indian Non-Government Company
Incorporation Date2016-08-31
Date of AGM2022-08-11
Date of Balance Sheet2022-03-31
Listing StatusUnlisted
ROC CodeRoc Mumbai
Credit RatingBBB (Care)
PAN
LEI Number
Active ComplianceActive Compliant

Financial Performance of Centrum

Revenue Over The Year
2019 · 2020 · 2021 · 2022 · 2023 · 2024 · 2025
Growth (7 Year) ▲ 38.3% Growth (3 Year) ▼ -9.9%
Profit/Loss Over The Year
2019 · 2020 · 2021 · 2022 · 2023 · 2024 · 2025
Growth (7 Year) ▼ 65.1% Growth (3 Year) ▼ 60.7%
Values are in Mixed (K, L, Cr)
Metrics FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019
Revenue 2,20,083.04 cr2,35,431.21 cr2,51,890.00 cr2,18,400.00 cr1,95,200.00 cr1,72,000.00 cr1,59,000.00 cr
Profit/Loss 13,969.70 cr 4,810.00 cr 12,200.00 cr 9,100.00 cr -8,200.00 cr 3,200.00 cr 5,100.00 cr
Cash & Bank Balance 38,200.00 cr35,100.00 cr32,000.00 cr28,500.00 cr25,200.00 cr22,000.00 cr19,800.00 cr
Net Worth 1,26,731.94 cr1,37,500.00 cr1,40,200.00 cr1,28,000.00 cr1,15,000.00 cr1,02,000.00 cr95,000.00 cr
EBITDA 27,865.49 cr29,800.00 cr30,200.00 cr27,000.00 cr24,500.00 cr22,000.00 cr20,100.00 cr

Financial Ratios

■ Revenue ■ P/L ■ EBITDA

Values in Crores (Cr) - illustrative trend

FY 2021 - FY 2025
Key Insights (FY 2025)
Revenue2,20,083.04 cr ▼ 6.5%
Profit/Loss13,969.70 cr ▲ 190.6%
EBITDA27,865.49 cr
Net Profit Margin10.54%
Debt/Equity0.47
Current Ratio0.88
Return on Equity12.3%
Ratio FY 2025FY 2024FY 2023FY 2022FY 2021
Net Profit Margin10.543.202.101.800.50
Debt to EBITDA2.141.901.701.501.20
Interest Coverage Ratio0.470.500.450.400.35
Debt to Equity0.880.900.850.800.75
Return on Equity12.103.002.001.500.20
Current Ratio1.201.151.101.050.99
Quick Ratio0.950.920.880.850.80
EBITDA Margin12.0010.008.007.005.00
Return on Capital Employed8.002.001.000.200.00
Earning Per Share4.000.000.000.000.00

Shareholding Pattern

Shareholding Pattern (FY 2025)
  • Promoters 33.19%
  • DII 23.22%
  • FII 18.28%
  • Public 22.89%
  • Others 2.42%
Shareholding Pattern over the Year
Category 20252024202320222021
Promoters33.19%33.50%33.80%34.00%34.41%
DII23.22%22.90%22.50%22.10%21.80%
FII18.28%18.00%17.60%17.20%16.90%
Public22.89%23.10%23.50%24.00%24.20%
Others2.42%2.50%2.60%2.70%2.69%
Subsidiaries Company (6)
TAYO ROLLS LIMITED
54.91% held
THE TATA PIGMENTS LIMITED
100% held
CERAMAT PRIVATE LIMITED
90% held
BHUSHAN STEEL (SOUTH) LIMITED
100% held
NEELACHAL ISPAT NIGAM LTD
99.68% held
TATA STEEL DOWNSTREAM PRODUCTS LIMITED
100% held

EPFO Establishments (1)

MRNOI0019835000 Closed/All Member Excluded
StatusCode No Allotted Was Before Online Registration Started.
ActivityPaper
StateUttar Pradesh
Coverage07-JUN-1995

Current Directors (5)

A
Abhinav Maheshwari
CFO | Since 2022-10-18
D
DEEPA FALI PONCHA
Director | Since 2020-11-05
R
RISHAD KHUSHROOH BYRAMJEE
Director | Since 2017-03-22
R
RANJAN GHOSH
Director | Since 2017-03-22
M
Mamta Khatri
Company Secretary | Since 2021-08-24

Charges Overview

Hdfc Bank Limited : 50.00 cr
Others : 40.00 cr
Open Charges: 6 Satisfied Charges: 110
Open -1,222.75 cr
Satisfied 1,222.75 cr
LenderAmountStatus
Others
Creation Date: 22 Oct 2021
 20.00 cr Closed
Hdfc Bank Limited
Creation Date: 12 Oct 2021
 50.00 cr Closed
Others
Creation Date: 30 Sep 2021
 10.00 cr Closed

Business Activity

Activity GroupDescriptionTurnover %
Financial and insurance Service-94.19

Flagged By Authority

Regulatory and exchange flags (preview)

Frequently Asked Questions about Centrum
What is CIN of Centrum?
The Corporate Identification Number (CIN) for Centrum is U67100MH2016PLC285378. CIN is a distinct identification code allotted by the Registrar of Companies (ROC) under the Ministry of Corporate Affairs (MCA). The company registration number is 285378 as per MCA.
When was Centrum incorporated?
Centrum was incorporated 9 years 8 months ago on 31 Aug 2016.
What is paid-up capital and authorised share capital of Centrum?
The paid-up capital of Centrum is ₹ 832,116,690.00 and authorised share capital is ₹ 900,100,000.00.
Who are the current board members and directors of Centrum?
Currently 5 directors are associated with Centrum: Abhinav Maheshwari, Deepa Fali Poncha, Rishad Khushrooh Byramjee, Ranjan Ghosh, Mamta Khatri.
  • Abhinav Maheshwari
  • Deepa Fali Poncha
  • Rishad Khushrooh Byramjee
  • Ranjan Ghosh
  • Mamta Khatri
What is the registered address of Centrum?
As per Ministry of Corporate Affairs (MCA), the registered address of Centrum is Level-9 Unit 801, Centrum House, Vidyanagari Marg Kalina, Santacruz East, Mumbai, Maharashtra, 400098, India.
What is the official website of Centrum?
The official website of Centrum is https://centrummicrocredit.com.
What is the ROC code of Centrum?
Centrum ROC code is Roc Mumbai.
What is the company classification of Centrum?
Centrum is classified as Public Limited Indian Non-Government Company.
Centrum - is it listed or unlisted?
Centrum is a Unlisted company.
What is the current status of Centrum?
Centrum is currently Amalgamated and registered in Mumbai, Maharashtra, India.
What industry or business activity is Centrum associated with?
Centrum lists activity aligned with: Financial Services - NBFC - Financial and insurance Service. See the Overview and Competition sections for fuller industry context.
How many employees does Centrum have?
Available records indicate roughly 573 employees for Centrum. Confirm against filings and EPFO-related signals on the profile where shown.
Where can I see charges and lenders for Centrum?
Use the Charges tab for MCA charge filings, charge holders, and open versus satisfied charges for Centrum.
How do I contact Centrum?
Use the official website at https://centrummicrocredit.com and the registered office address on this profile for corporate contact. Infyner does not publish personal customer-care numbers unless they appear in sourced company records.
What is the turnover or revenue of Centrum?
Turnover and revenue appear in filed financial statements when available. Open the Financial tab on this profile for revenue, profit or loss, balance sheet metrics, and related MCA filings - not headline estimates.
How can I get the financial details of Centrum?
You can view revenue, profit or loss, balance sheet metrics, and related filings on the Financial tab of this company profile.
What is the net worth of Centrum (last filed snapshot)?
As per the latest financial snapshot on file for FY 2022, net worth is about ₹ 77.73 Cr. Verify figures on the Financial tab and supporting filings.