Vardhman Textiles Limited - Due diligence report

A 360° intelligence report on Vardhman Textiles: trust score, financial health, credit view, compliance, directors, growth and distress sign…

1973-10-08 Ludhiana, Punjab Active Listed Active Compliant
VT Vardhman Textiles Limited
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Vardhman Textiles — 360° Intelligence Report

Generated from MCA filings & public records
78/100
Trust Score
Low Risk

Vardhman Textiles is assessed as Low Risk with a Trust Score of 78/100. Vardhman Textiles is an active public limited indian non-government company incorporated in 1973, operating in the Manufacturing sector. The company has shown revenue growth across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a moderate compliance risk and low financial risk profile.

Report generated on 16 Jul 2026 from the latest processed filings. Vardhman Textiles Limited snapshot & full profile →

Overall Assessment CautionWeakNeutralGoodStrong Strong
Compliance › Neutral

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreLow Risk
78/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreModerate
50/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreLow Risk
95/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreLow Risk
95/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
80/100
Board strength, DIN status, churn and network.
Growth ScoreLow Risk
90/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
80/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Consolidated · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

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Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 95/100 Low Risk
  • Liabilities ≈ 38% EBITDA - serviceable.
  • Moderate gearing (D/E 1.42).
  • Working-capital cover adequate.
  • Profitable - internal accruals available.
  • Externally credit-rated (A1).

Charges position: 6 open (3,780.00 cr) · 171 satisfied (8,966.46 cr).

Banking relationships (from registered charges)
LenderChargesAmount
State Bank Of India18 48.0 cr
Others12 48.0 cr
Icici Bank Limited8 48.0 cr
Hdfc Bank Limited3 48.0 cr
Sbicap Trustee Company Limited2 48.0 cr
Bank Of India3 48.0 cr
Compliance Score: 50/100 Moderate
  • Company status is Active as per MCA.
  • Annual filings current (balance sheet Mar 2025).
  • Flagged by authority: BSE.
  • Litigation present in 4 court forum(s).
  • 6 active GST registration(s).
Legal cases on record (4)
05

Director Intelligence

Stability score: 80/100
NameDIN / PANDesignationAppointedTenureDIN status
NEERAJ JAIN 01234567 Director 01/04/2018 6 yrs Approved
SOUMYA JAIN 01234567 Director 01/04/2018 6 yrs Approved
HARPREET KANG 01234567 Director 01/04/2018 6 yrs Approved
SANJAY GUPTA 01234567 Director 01/04/2018 6 yrs Approved
SAGRIKA JAIN 01234567 Director 01/04/2018 6 yrs Approved
ARVIND SAHAY 01234567 Director 01/04/2018 6 yrs Approved
SHRI PAUL OSWAL 01234567 Director 01/04/2018 6 yrs Approved
SACHIT JAIN 01234567 Director 01/04/2018 6 yrs Approved
SANJAY GUPTA 01234567 Director 01/04/2018 6 yrs Approved
UDEYPAUL SINGH GILL 01234567 Director 01/04/2018 6 yrs Approved
SUCHITA JAIN 01234567 Director 01/04/2018 6 yrs Approved
RAJEEV THAPAR 01234567 Director 01/04/2018 6 yrs Approved
ATUL KHOSLA 01234567 Director 01/04/2018 6 yrs Approved
PREM KUMAR 01234567 Director 01/04/2018 6 yrs Approved
RAJEEV THAPAR 01234567 Director 01/04/2018 6 yrs Approved
SURESH KUMAR 01234567 Director 01/04/2018 6 yrs Approved
  • 16 directors on the board.
  • No disqualified or deactivated DINs.
  • 5 director exits in 3 years - high churn.
  • Average tenure above 5 years.
Director & KMP remuneration (FY 2023)
NameDesignationTotal remuneration
A K SharmaManaging Director2.4 cr
R MehtaWhole-time Director1.6 cr
S IyerCFO95.0 L

Remuneration is disclosed in the latest annual return. Unlock full report

06

Ownership & Group Intelligence

As per FY 2025 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
2
Group entities
5
Capital events
18 allotment(s) · 0 transfer(s)

Promoters hold a minority stake - exact percentages are part of the full report.

Group entityRelationship% held
Vtl Investments Limited Subsidiary Company 74.00%
Vardhman Acrylics Limited Subsidiary Company 74.00%
Vardhman Spinning And General Mills Limited Associate Company 74.00%
Vardhman Special Steels Li Associate Company 74.00%
Vardhman Yarns And Threads Limited Associate Company 74.00%

Key managerial personnel: NEERAJ JAIN (Whole-time director) · SAGRIKA JAIN (Whole-time director) · SHRI PAUL OSWAL (Managing Director) · SUCHITA JAIN (Whole-time director) · RAJEEV THAPAR (CFO) · RAJEEV THAPAR (CFO)

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 90 · Distress 80
Growth signals & trust indicators
Revenue acceleration: +2.1x over 4 year(s).
Profit expanded 24% year-on-year.
Net margin improved to 0.86.
EPFO headcount growing - hiring signal.
Operating for 52+ years.
Active EPFO - real payroll on record.
Active GST registration(s).
Distress signals & risk flags
4 director exits within 2 years.
Compliance score is weak (50/100).
6 open charge(s) registered - assets are encumbered.
4 court case(s) on record - see the legal section for details.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence67/100
Review suggested
Suitability as a supplier / customer counterparty.
  • Check the compliance flags before onboarding.
  • 1 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment84/100
Favourable lending indicators
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • 6 open charge(s) of 3,780.00 cr already registered.
  • Compliance gaps should be priced into terms.
Investor view89/100
Positive growth indicators
Growth quality and scalability through an investor lens.
  • 4 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 15 events
26 Sep 2025
Charge created
Others - 350.00 cr
24 Sep 2025
Last AGM held
Annual general meeting
02 Aug 2025
Charge satisfied
Hdfc Bank Limited
09 Jul 2025
Charge satisfied
Hdfc Bank Limited
24 Jun 2025
Director ceased
SOUMYA JAIN
Director ceased
ARVIND SAHAY
03 May 2025
Director appointed
SOUMYA JAIN (Director)
Director appointed
ARVIND SAHAY (Director)
31 Mar 2025
Latest balance sheet
Filed with ROC
29 Mar 2025
Charge satisfied
Axis Bank Limited
07 Feb 2025
Charge satisfied
Others
17 Dec 2024
Charge created
Others - 250.00 cr
06 Dec 2024
Charge created
Others - 600.00 cr
19 Sep 2024
Director ceased
PRAFULBHAI ANUBHAI SHAH
18 Sep 2024
Director ceased
PREM KUMAR
10

Key Observations

Auto-generated from the data above
Revenue grew 61% over the last 4 financial year(s).
Net profit margin moved from 38% to 1.42.
Debt-to-equity stands at 2.1x - manageable leverage.
Net worth is positive.
16 active director(s) / partner(s); board looks stable and experienced.
6 active GST registration(s) indicate ongoing business operations.
Operates a group structure with 2 subsidiary(ies) - assess on a consolidated basis.
Carries an external credit rating of A1 from Indiarating.
EPFO-registered employer - verifiable payroll history exists.
Promoters hold a minority stake as per the FY 2025 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
Capital has been raised through 18 security allotment(s) - amounts available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Omnipremise L17119GJ1931PLC000093 Ahmedabad, Gujarat, India
Welspunindia L17110GJ1985PLC033271 Anjar, Gujarat, India
Indo Cotspin L17111HR1995PLC032541 Panipat, Haryana, India
Partap Industries Limited L15142PB1988PLC008614 Punjab, Punjab, India
Vardhman Acrylics L51491PB1990PLC019212 Ludhiana., Punjab, India
Srf L18101DL1970PLC005197 New Delhi, Delhi, India
Bhilosa U18101DN1988PTC000365 Dadra & Nagar Haveli, Dadra & Nagar Haveli, India
Grasim L17124MP1947PLC000410 Ujjain, Madhya Pradesh, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Vardhman Textiles before audits and certifications: compliance score 50/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Vardhman Textiles: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Favourable lending indicators. Credit risk score 95/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Positive growth indicators. Growth score 90/100, margin trends, ownership structure and peer set for Vardhman Textiles - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Review suggested. Trust score 78/100, distress signals and MSME payment-delay disclosures - know whether Vardhman Textiles pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (4 case(s) on record), regulatory flags, charge documents trail and director networks for Vardhman Textiles - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Vardhman Textiles an active company?

Vardhman Textiles has MCA status “Active” with a compliance score of 50/100 (Moderate).

Is Vardhman Textiles financially healthy?

Vardhman Textiles has a Financial Health Score of 95/100 (Low Risk) based on its filed financial statements.

Should I do business with Vardhman Textiles?

Its overall Trust Score is 78/100 (Low Risk). Vendor verdict: Review suggested. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Vardhman Textiles?

Promoters hold a minority stake - exact percentages are in the full report. 16 active director(s) are on record.

Does Vardhman Textiles have loans or charges against its assets?

6 open charge(s) are registered against its assets, and 171 earlier charge(s) stand satisfied.

Is Vardhman Textiles up to date with its ROC filings?

Annual filings current (balance sheet Mar 2025). Overall compliance score: 50/100 (Moderate).

Is it risky to lend to Vardhman Textiles?

Its Credit Risk Score is 95/100 (Low Risk). Banker verdict: Favourable lending indicators.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.