Changejar Technologies Private Limited - Due diligence report

A 360° intelligence report on Jar: trust score, financial health, credit view, compliance, directors, growth and distress signals - generate…

2021-01-23 Bangalore, Karnataka Active Unlisted
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CT Changejar Technologies Private Limited
Full Due-Diligence Report + Documents
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  • Full trust, health & credit-risk scores
  • Director details, charges & MCA documents
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Jar — 360° Intelligence Report

Generated from MCA filings & public records
79/100
Trust Score
Low Risk

Jar is assessed as Low Risk with a Trust Score of 79/100. Jar is an active private limited indian non-government company incorporated in 2021, operating in the Internet sector. The company has shown revenue growth across its recent filed years. It reported a loss in its latest filed year. Based on MCA filings and public records, it currently shows a low compliance risk and moderate financial risk profile.

Report generated on 16 Jul 2026 from the latest processed filings. Changejar Technologies Private Limited snapshot & full profile →

Financial Health › Good
Overall Assessment CautionWeakNeutralGoodStrong Strong
Compliance › Strong

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreLow Risk
79/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreLow Risk
82/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreModerate
60/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreCaution Indicated
45/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreLow Risk
85/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
80/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 3 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

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Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 45/100 Caution Indicated
  • Negative operating earnings - debt service depends on external support.
  • Working-capital cover adequate.

Charges position: 1 open (2.05 cr) · 1 satisfied (17.50 cr).

Banking relationships (from registered charges)
LenderChargesAmount
Others2 48.0 cr
Compliance Score: 82/100 Low Risk
  • Company status is Active as per MCA.
  • Annual filings current (balance sheet Mar 2025).
  • 1 auditor resignation(s) filed - latest: Kiran Kumar Gowda on 2022-09-03.
  • Delayed payments to MSME suppliers disclosed (20 disclosure(s)).
  • 4 active GST registration(s).
05

Director Intelligence

Stability score: 95/100
NameDIN / PANDesignationAppointedTenureDIN status
MISBAH ASHRAF 01234567 Director 01/04/2018 6 yrs Approved
RAHUL CHANDRA 01234567 Director 01/04/2018 6 yrs Approved
Arakalagudu Gowdishankar NishchayBabu 01234567 Director 01/04/2018 6 yrs Approved
  • 3 directors on the board.
  • No disqualified or deactivated DINs.
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
Director & KMP remuneration (FY 2025)
NameDesignationTotal remuneration
A K SharmaManaging Director2.4 cr
R MehtaWhole-time Director1.6 cr
S IyerCFO95.0 L

Remuneration is disclosed in the latest annual return. Unlock full report

06

Ownership & Group Intelligence

As per FY 2025 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
5
Group entities
5
Capital events
21 allotment(s) · 2 transfer(s)

Promoters hold a majority stake - exact percentages are part of the full report.

Group entityRelationship% held
Creditbox Capital Private Limited Subsidiary Company 74.00%
Jar Gold Retail Private Limited Subsidiary Company 74.00%
Jarfin Retail Private Limited Subsidiary Company 74.00%
Jarsecure Insurance Services Private Limited Subsidiary Company 74.00%
Safejar Advisers Private Limited Subsidiary Company 74.00%

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 85 · Distress 80
Growth signals & trust indicators
Revenue acceleration: +38% over 2 year(s).
Latest year revenue grew 1.42.
EPFO headcount growing - hiring signal.
Operating for 5 years.
Active EPFO - real payroll on record.
Active GST registration(s).
Distress signals & risk flags
Outside liabilities up 2.1x in a year.
1 open charge(s) registered - assets are encumbered.
1 auditor resignation(s) on record - review the stated reasons.
MSME payment delays disclosed - latest outstanding 17.80 Lakh.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence80/100
Favourable indicators
Suitability as a supplier / customer counterparty.
  • Statutory record is clean.
  • 1 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment59/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • 1 open charge(s) of 2.05 cr already registered.
  • Compliance record supports lending.
Investor view75/100
Positive growth indicators
Growth quality and scalability through an investor lens.
  • 3 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 15 events
18 Dec 2025
Charge satisfied
Others
12 Sep 2025
Last AGM held
Annual general meeting
31 Mar 2025
Latest balance sheet
Filed with ROC
30 Aug 2024
Charge created
Others - 17.50 cr
08 Oct 2023
Charge created
Others - 2.05 cr
11 Jul 2023
Director ceased
RAHUL CHANDRA
31 Mar 2023
Share transfer (FY 2023)
12.00000000 shares to Straits Strategic Advisors India LLP
Share transfer (FY 2023)
28.00000000 shares to Spring Marketing Capital Fund
09 Jan 2023
Securities allotted
62 Preference Shares - 7.51 cr raised
15 Nov 2022
Securities allotted
16 Preference Shares - 1.94 cr raised
03 Nov 2022
Securities allotted
191 Preference Shares - 23.13 cr raised
10 Sep 2022
Securities allotted
786 Preference Shares - 95.18 cr raised
31 Mar 2022
Securities allotted
85 Preference Shares - 7.50 cr raised
16 Mar 2022
Securities allotted
149 Preference Shares - 13.15 cr raised
03 Mar 2022
Director appointed
RAHUL CHANDRA (Nominee Director)
10

Key Observations

Auto-generated from the data above
Revenue grew 24% over the last 2 financial year(s).
Net profit margin moved from 0.86 to 61%.
Net worth is positive.
Compliance record is strong - status, filings and flags are clean.
3 active director(s) / partner(s); board looks stable and experienced.
4 active GST registration(s) indicate ongoing business operations.
Operates a group structure with 5 subsidiary(ies) - assess on a consolidated basis.
EPFO-registered employer - verifiable payroll history exists.
Promoters hold a majority stake as per the FY 2025 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
Capital has been raised through 21 security allotment(s) - amounts available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Inatech U72200TN2003PTC112344 Chennai, Tamil Nadu, India
Unislink Private Limited U72200TG2014PTC095350 Shaikpet, Telangana, India
Vp Broadband Private Limited U64100CH2021PTC044058 Chandigarh, Chandigarh, India
Ikoma Technologies Limited L62099MH1993PLC074167 Thane, Maharashtra, India
Softage Information Technology U74899HR2000PLC079801 Haryana, Haryana, India
Niro U74999KA2021PTC145339 Bengaluru, Karnataka, India
Grampower U40106HR2011PTC134442 Galleria Dlf-Iv, Haryana, India
Utopus Insights U72900KA2017PTC100631 Bangalore, Karnataka, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Jar before audits and certifications: compliance score 82/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Jar: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 45/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Positive growth indicators. Growth score 85/100, margin trends, ownership structure and peer set for Jar - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Favourable indicators. Trust score 79/100, distress signals and MSME payment-delay disclosures - know whether Jar pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Jar - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Jar an active company?

Jar has MCA status “Active” with a compliance score of 82/100 (Low Risk).

Is Jar financially healthy?

Jar has a Financial Health Score of 60/100 (Moderate) based on its filed financial statements.

Should I do business with Jar?

Its overall Trust Score is 79/100 (Low Risk). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Jar?

Promoters hold a majority stake - exact percentages are in the full report. 3 active director(s) are on record.

Does Jar have loans or charges against its assets?

1 open charge(s) are registered against its assets, and 1 earlier charge(s) stand satisfied.

Is Jar up to date with its ROC filings?

Annual filings current (balance sheet Mar 2025). Overall compliance score: 82/100 (Low Risk).

Is it risky to lend to Jar?

Its Credit Risk Score is 45/100 (Caution Indicated). Banker verdict: Mixed indicators - deeper appraisal suggested.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.