Upcred Services And Solutions Private Limited - Company overview

Upcred was incorporated on 27 September 2021 and is registered with ROC Guwahati.

2021-09-27 Tezpur, Assam Active Unlisted
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Key Metrics Public MCA facts are exact. Revenue, profit, assets, and employee figures may show as ranges until unlocked.

REVENUE
₹1–10 Lakh
FY 2023
PROFIT / LOSS
Loss · ₹10–50 Lakh
▲ 1.0%
FY 2023
EBITDA
Loss · ₹10–50 Lakh
▼ -4.0%
FY 2023
NET WORTH
Loss · ₹50 Lakh–1 Cr
▼ -96.5%
FY 2023
TOTAL ASSETS
₹10–50 Lakh
▼ -55.1%
FY 2023
EMPLOYEE COUNT
11–20
OPEN CHARGES
-
-
PAID-UP CAPITAL
1.00 Lakh
AUTHORISED CAPITAL
10.00 Lakh
COMPANY AGE
5 Years 1 Months
since 2021-09-27
LAST FILING WITH ROC
2025-03-31
Last AGM: 2025-09-30
ACTIVE GST
2
Updated: 2023-02-22 05:59:42
TOTAL MONEY RAISED
₹1–10 Lakh
SATISFIED CHARGES
-
-

Company Health Scores Scores from 0–100 based on filings, compliance signals, financials, and board history on this profile.

Health scores for Upcred covering vendor trust, statutory compliance, financial health and director risk - derived from MCA filings, GST and EPFO records, financial statements and the company's board history.

Vendor Trust Score Moderate
68/100
Overall counterparty comfort for vendors and customers.
  • Blend of compliance (88), financial health (20), director (95) and company-foundation signals.
  • Operating for 5 years.
Compliance Score Low risk
88/100
Statutory filings, status and regulatory flags.
  • Company status is Active as per MCA.
  • Last balance sheet filed for Mar 2025 - slightly behind.
Financial Health Score High risk
20/100
Profitability, leverage and liquidity from filed statements.
  • Loss-making in FY 2023.
  • Negative net worth - capital eroded by losses.
Director Risk Score Low risk
95/100
Board strength, DIN status and churn.
  • 2 directors on the board.
  • No disqualified or deactivated DINs on the current board.
Scores are derived from MCA filings, financial statements and public records on this page. Higher is safer. They are indicative, not a credit rating.
360° Intelligence Report: trust score, financial health, credit risk, growth & distress signals - auto-generated from filings. View report →

About Upcred Company identity, industry, contact, and registration details from MCA and company records.

Upcred was incorporated on 27 September 2021 and is registered with ROC Guwahati. It is an active private limited company, now about 5 years old. The registered office is at C/O Shri Alok Bhattcharjee, Darrang College, Esd 1, Tezpur, Assam.

In its MCA filings the main business is listed as other professional, scientific and technical activities, which made up 100% of turnover.

It has two directors: Dharmpal Chaudhary and Jainti. The longest-serving is Dharmpal Chaudhary, on the board since 2021; the most recent to join is Jainti, appointed in October 2025. Two former directors are on record; the most recent to leave was Aditya Bhattacharjee in October 2022. The same directors also sit on the board of Janteera Ventures Private Limited.

₹1 lakh of its ₹10 lakh authorised capital is paid up (about 10%). Its latest balance sheet on MCA is for the year ending 31 March 2025, and the last AGM was on 30 September 2025. No charges (secured loans) are registered against it.

Information Technology ••••••••
  • Location C/O Shri Alok Bhattcharjee, Darrang College, Esd 1,, Tezpur, Assam - 784001
  • Website upcred.ai
LinkedIn Facebook Twitter YouTube Instagram
Legal NameUpcred Services And Solutions Private Limited
CIN / LLPINU72900AS2021PTC021960
Company No.021960
ClassificationPrivate Limited Indian Non-Government Company
Incorporation Date2021-09-27
Date of AGM2025-09-30
Date of Balance Sheet2025-03-31
Listing StatusUnlisted
ROC CodeRoc Guwahati
PAN
LEI Number
Active Compliance-

Current Directors of Upcred (2) Current board members from MCA filings, including designation and appointment details.

D
Dharmpal Chaudhary
Director | Since 2021-09-27 | DIN: 09335868
J
Jainti
Director | Since 2025-10-20 | DIN: 11171060

Financial Performance of Upcred Bands and Low / Medium / High trend shape. Exact figures unlock with your report.

Estimated bands · FY 2023
Revenue ₹1–10 Lakh
P&L Loss · ₹10–50 Lakh ▲ 1.0%
EBITDA Loss · ₹10–50 Lakh ▼ -4.0%
Net worth Loss · ₹50 Lakh–1 Cr ▼ -96.5%

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Business Activity Principal business activity and turnover mix from MCA filings.

Activity GroupDescriptionTurnover %
Professional, Scientific and TechnicalOther professional, scientific and technical activities100

Companies With Common Directors Of Upcred Other companies that share directors with this entity, based on MCA and compliance network data.

Board Overlap From MCA / Compliance Filings

Janteera Ventures Private Limited 2 Shared Directors

Financial Ratios of Upcred Profitability, leverage, and liquidity ratios from filed statements. Exact values unlock with your report.

2 years of ratios on record

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Net profit margin Debt / Equity Current ratio ROE

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Shareholding Pattern of Upcred Ownership and contribution detail from filings. Full breakdown unlocks with your report.

2 shareholder categories on record

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Ownership mix Category breakdown Year-wise pattern Promoter holding

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Employees and EPFO Compliance at Upcred EPFO establishments, contributions, and headcount history. Full records unlock with your report.

1 establishment linked

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Monthly headcount PF contributions ECR filing status Establishment history

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GST Compliance of Upcred GST registrations and filing status by state. Full compliance detail unlocks with your report.

State-wise registrations, return filing status, HSN and SAC details, and jurisdiction records require an active report plan.

GSTIN registrations State-wise filing status HSN and SAC details Tax jurisdiction records

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MSME Payment Delays by Upcred MSME supplier payment delays and filing history. Full amounts unlock with your report.

Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.

Outstanding amounts Delay periods and reasons MSME-1 filing history Vendor payment signals

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MCA Filings & Documents of Upcred Official MCA forms, returns, and filing index. Document access unlocks with your report.

Official forms, annual returns, financial statements, charge filings, and document dates require an active report plan.

Incorporation documents Annual returns and statements Charge filings Complete filing index

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Frequently Asked Questions about Upcred Common questions about this company from MCA and profile data. Some answers are limited until unlocked.
Who is the owner of Upcred?
MCA does not publish an "owner" field. Upcred is run by its directors, Dharmpal Chaudhary and Jainti. The people who own the shares are listed in its annual return (form MGT-7), which can differ from the directors.
Who are the current board members and directors of Upcred?
Upcred has two current directors: Dharmpal Chaudhary (since September 2021) and Jainti (since October 2025).
What is CIN of Upcred?
The CIN of Upcred is U72900AS2021PTC021960. Reading it left to right: U means it is not listed, 72900 is the industry code it registered under, AS is Assam, 2021 is the year it was registered, PTC is the company type and 021960 is its registration number.
When was Upcred incorporated?
Upcred was incorporated on 27 September 2021 with ROC Guwahati. That makes it about 5 years old.
What is the registered address of Upcred?
The registered office on MCA records is C/O Shri Alok Bhattcharjee, Darrang College, Esd 1, Tezpur, Assam - 784001.
What is the current status of Upcred?
MCA shows Upcred as Active, and its last AGM on record was in September 2025.
What is the contact number or email for Upcred?
You can post to its registered office at C/O Shri Alok Bhattcharjee, Darrang College, Esd 1, Tezpur, Assam - 784001 and use its website, https://upcred.ai.
What industry or business activity is Upcred associated with?
Its MCA filings list the main business as other professional, scientific and technical activities (100% of turnover).
What is paid-up capital and authorised share capital of Upcred?
Paid-up capital is ₹1 lakh and authorised capital is ₹10 lakh, so about 10% of the authorised amount has been issued.
When did Upcred last file accounts and hold an AGM?
The last AGM on record was on 30 September 2025, and the latest balance sheet is for the year ending 31 March 2025.
Where can I see charges and lenders for Upcred?
MCA shows no charges registered against Upcred, so no assets are pledged for a registered secured loan.
Have any directors left Upcred?
Yes, two former directors are on record. Aditya Bhattacharjee (October 2022) left.
Which companies share directors with Upcred?
Janteera Ventures Private Limited shares at least one director with Upcred.
What is the turnover or revenue of Upcred?
Based on filed financial statements, the revenue of Upcred for FY 2023 was in the ₹1–10 Lakh range. Exact year-wise revenue, profit and balance sheet figures are on the Financial tab.
What is the net worth of Upcred?
For FY 2023, the net worth of Upcred was negative, in the ₹50 Lakh–1 Cr range.
How can I get the financial details of Upcred?
The latest accounts on record are for FY 2023. The Financial tab has year-wise profit and loss, balance sheet and ratios, with exact figures after you sign in.
What is the official website of Upcred?
The website on record for Upcred is https://upcred.ai.
Which company owns upcred.ai?
upcred.ai is the website listed for Upcred Services And Solutions Private Limited in its company records.
Upcred - is it listed or unlisted?
Upcred is unlisted, so its shares are not traded on a stock exchange. Its CIN starts with U for the same reason.
What is the ROC code of Upcred?
Upcred is registered with ROC Guwahati.
What is the company classification of Upcred?
MCA classifies Upcred as: Private Limited Indian Non-Government Company.
Does Upcred have GST registrations on file?
Yes, 2 active GST registrations are linked to Upcred, usually one per state it operates in.

Disclaimer: Data on this page is compiled from public sources as available in our system at the time of the last update and is for general information only. Scores are derived indicators, not credit ratings or advice - please verify from official sources and consult a professional before making any business or financial decision.