What does it mean when Vardhman Industries Limited has charges?

It means Vardhman Industries Limited has borrowed money and pledged assets as security. Each charge is a loan or credit facility filed with MCA against the company (CIN U74899MH1984PLC377011), naming the lender and what's been pledged.

What's the difference between an open and a closed charge?

An open charge is still active - the lender can still enforce against the secured assets. A closed charge has been paid off and the lender has released its claim.

How should I read the open and closed totals?

They sum the registered amounts on each side, so you can see at a glance how much is still active versus how much has been settled. The list below shows each individual charge with its lender, amount and key dates if you want to verify.

Where can I cross-check this against financials or ownership?

Open the Financial tab to see how the borrowings show up in the filed accounts of Vardhman Industries Limited, and the Ownership tab for shareholding and KMP context that often matters when reading the charge register.

Vardhman Industries Limited - Charges

Q: Who are the top lenders?

They're the banks and institutions ranked by how much they've lent to Vardhman Industries Limited - so you can see which lenders matter most to this company at a glance.

Every charge - open or closed - that lenders have registered against Vardhman Industries Limited, with the most recent activity at the top.

1984-12-05 Mumbai, Maharashtra Amalgamated Unlisted Active Compliant

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VI Vardhman Industries Limited

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Open charges

0.00

Closed charges

357.51 cr

Total

357.51 cr

Open vs closed

Top charge holders (by amount)

Top lenders

#	Lender	Charges	Amount
1	State Bank Of India	3	177.26 cr
2	Punjab National Bank	13	91.99 cr
3	Idbi Bank Limited	4	48.00 cr
4	Industrial Development Bank Of India	2	18.34 cr
5	Allahabad Bank	1	5.00 cr
6	Industrial Development Bank Of India Lim…	1	4.00 cr
7	Ind. Bank Ltd.	1	4.00 cr
8	The Karur Vysya Bank Ltd.	1	3.00 cr
9	Indusind Bank Ltd.	1	3.00 cr
10	The Karur Vysya Bank Limited	1	2.00 cr

All charges (30) - latest first

Charge ID	Charge holder	Created	Modified	Satisfied	Amount	Status
10396524	Idbi Bank Limited	22 Dec 2012	-	31 Dec 2019	5.50 cr	Closed
10395565	State Bank Of India	15 Dec 2012	-	09 May 2015	17.00 cr	Closed
10326093	Idbi Bank Limited	04 Jan 2012	03 May 2012	31 Dec 2019	7.00 cr	Closed
10307831	Idbi Bank Limited	27 Jul 2011	29 Apr 2015	31 Dec 2019	28.50 cr	Closed
10274780	Idbi Bank Limited	17 Mar 2011	03 Sep 2011	31 Dec 2019	7.00 cr	Closed
10253361	Allahabad Bank	15 Nov 2010	-	24 Mar 2014	5.00 cr	Closed
10246830	Punjab National Bank	06 Oct 2010	-	05 Jan 2011	10.00 cr	Closed
10213076	Punjab National Bank	31 Mar 2010	-	19 Oct 2010	10.00 cr	Closed
10193374	Punjab National Bank	24 Dec 2009	-	29 Mar 2010	10.00 cr	Closed
10074462	The Karur Vysya Bank Limited	03 Nov 2007	-	28 Nov 2008	2.00 cr	Closed
10065508	The Karur Vysya Bank Ltd.	29 Aug 2007	-	28 Nov 2008	3.00 cr	Closed
10011667	Industrial Development Bank Of India Limited	21 Jul 2006	10 Aug 2006	17 Sep 2012	4.00 cr	Closed
90059272	Ind. Bank Ltd.	01 Sep 2005	-	22 Nov 2006	4.00 cr	Closed
90063326	State Bank Of India	06 Dec 2004	-	06 Feb 2008	20.67 cr	Closed
90063320	Indusind Bank Ltd.	29 Nov 2004	-	03 Sep 2005	3.00 cr	Closed
90044149	Punjab National Bank	31 Mar 2004	19 Aug 2005	13 Mar 2015	6.65 cr	Closed
90062484	Punjab National Bank	15 Mar 2002	04 Mar 2003	22 Jun 2013	1.00 cr	Closed
90062483	Industrial Development Bank Of India	14 Mar 2002	14 Mar 2002	24 Aug 2007	8.34 cr	Closed
90061861	State Bank Of India	20 Dec 1999	23 Jul 2012	31 Dec 2019	139.59 cr	Closed
90061732	Punjab National Bank	12 Jul 1999	05 Aug 1999	02 Nov 2006	5.00 cr	Closed
90061692	Industrial Development Bank Of India	17 May 1999	05 Aug 1999	01 Apr 2002	10.00 cr	Closed
90061571	Punjab National Bank	19 Dec 1998	31 Mar 2004	22 Jun 2013	22.25 cr	Closed
90060824	U.P. Financial Corporation	02 Jan 1996	-	08 Jul 1999	42.00 Lakh	Closed
90060628	U.P. Financial Corporation	31 Mar 1995	29 Jun 1995	08 Jul 1999	50.00 Lakh	Closed
90060454	Punjab National Bank	19 Aug 1994	04 Mar 2003	22 Jun 2013	1.70 cr	Closed
90059980	Punjab National Bank	01 Jan 1991	-	26 Jun 2013	9.45 Lakh	Closed
90040509	Punjab National Bank	06 Apr 1988	19 Aug 2005	13 Mar 2015	3.50 cr	Closed
90040452	Punjab National Bank	29 Nov 1986	19 Aug 2005	22 Jun 2013	18.25 cr	Closed
90059534	Punjab National Bank	03 Sep 1985	01 Feb 1994	26 Jun 2013	40.00 Lakh	Closed
90059530	Punjab National Bank	03 Aug 1985	19 Aug 2005	13 Mar 2015	3.15 cr	Closed

Frequently Asked Questions - Charges & borrowings

What do "charges" mean for Vardhman Industries Limited?

Charges are registrable security interests-typically loans or credit facilities-filed with MCA against Vardhman Industries Limited (CIN: U74899MH1984PLC377011). They indicate assets or undertakings pledged to lenders or charge holders.

What is the difference between open and closed charges?

Open charges are active or not yet fully discharged; closed (or satisfied) charges are recorded as settled or released. Counts and amounts on this page follow the statuses shown in the charge list.

How should I read the open vs closed amounts?

Open and closed amounts summarise registrable amounts by status for quick comparison; individual rows may show charge-specific amounts, holders, and dates for verification.

Who are the "top lenders" or charge holders?

Top lenders group charge holders by bank or institution name and approximate exposure so you can see which lenders appear most prominently for Vardhman Industries Limited.

Where can I cross-check financial or ownership context?

Pair this Charges view with the Financial and Ownership sections on this company's V1 profile for loans in financial statements and cap table context alongside MCA charge filings.

Vardhman Industries Limited - Charges

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