What does it mean when Universal Machines Ltd has charges?

It means Universal Machines Ltd has borrowed money and pledged assets as security. Each charge is a loan or credit facility filed with MCA against the company (CIN U28920WB1965PLC026651), naming the lender and what's been pledged.

What's the difference between an open and a closed charge?

An open charge is still active - the lender can still enforce against the secured assets. A closed charge has been paid off and the lender has released its claim.

How should I read the open and closed totals?

They sum the registered amounts on each side, so you can see at a glance how much is still active versus how much has been settled. The list below shows each individual charge with its lender, amount and key dates if you want to verify.

Where can I cross-check this against financials or ownership?

Open the Financial tab to see how the borrowings show up in the filed accounts of Universal Machines Ltd, and the Ownership tab for shareholding and KMP context that often matters when reading the charge register.

Universal Machines Ltd - Charges

Q: Who are the top lenders?

They're the banks and institutions ranked by how much they've lent to Universal Machines Ltd - so you can see which lenders matter most to this company at a glance.

Every charge - open or closed - that lenders have registered against Universal Machines Ltd, with the most recent activity at the top.

1965-10-14 Kolkata, West Bengal Active Unlisted Active Compliant

Connect MCP

Open charges

1.45 cr

Closed charges

4.14 cr

Total

5.59 cr

Top lenders

#	Lender	Charges	Amount
1	Punjab & Sind Bank	2	4.08 cr
2	Icici Bank Limited	1	1.45 cr
3	United Bank Of India	1	6.15 Lakh

All charges (4) - latest first

Charge ID	Charge holder	Created	Modified	Satisfied	Amount	Status
10580348	Icici Bank Limited	11 Jun 2015	-	-	1.45 cr	Open
10385625	Punjab & Sind Bank	09 Nov 2012	-	13 Jul 2015	2.45 cr	Closed
90252136	Punjab & Sind Bank	19 Mar 2003	23 Mar 2007	02 Jul 2008	1.63 cr	Closed
90249669	United Bank Of India	03 Sep 1984	22 Aug 1992	15 Jan 1997	6.15 Lakh	Closed

Frequently Asked Questions - Charges & borrowings

What do "charges" mean for Universal Machines Ltd?

Charges are registrable security interests-typically loans or credit facilities-filed with MCA against Universal Machines Ltd (CIN: U28920WB1965PLC026651). They indicate assets or undertakings pledged to lenders or charge holders.

What is the difference between open and closed charges?

Open charges are active or not yet fully discharged; closed (or satisfied) charges are recorded as settled or released. Counts and amounts on this page follow the statuses shown in the charge list.

How should I read the open vs closed amounts?

Open and closed amounts summarise registrable amounts by status for quick comparison; individual rows may show charge-specific amounts, holders, and dates for verification.

Who are the "top lenders" or charge holders?

Top lenders group charge holders by bank or institution name and approximate exposure so you can see which lenders appear most prominently for Universal Machines Ltd.

Where can I cross-check financial or ownership context?

Pair this Charges view with the Financial and Ownership sections on this company's V1 profile for loans in financial statements and cap table context alongside MCA charge filings.

Universal Machines Ltd - Charges

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