What does it mean when Cummins India Limited has charges?

It means Cummins India Limited has borrowed money and pledged assets as security. Each charge is a loan or credit facility filed with MCA against the company (CIN L29112PN1962PLC012276), naming the lender and what's been pledged.

What's the difference between an open and a closed charge?

An open charge is still active - the lender can still enforce against the secured assets. A closed charge has been paid off and the lender has released its claim.

How should I read the open and closed totals?

They sum the registered amounts on each side, so you can see at a glance how much is still active versus how much has been settled. The list below shows each individual charge with its lender, amount and key dates if you want to verify.

Where can I cross-check this against financials or ownership?

Open the Financial tab to see how the borrowings show up in the filed accounts of Cummins India Limited, and the Ownership tab for shareholding and KMP context that often matters when reading the charge register.

Cummins India Limited - Charges

Q: Who are the top lenders?

They're the banks and institutions ranked by how much they've lent to Cummins India Limited - so you can see which lenders matter most to this company at a glance.

Every charge - open or closed - that lenders have registered against Cummins India Limited, with the most recent activity at the top.

1962-02-17 Pune, Maharashtra Active Listed Active Compliant

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CI Cummins India Limited

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Open charges

70.90 cr

Closed charges

120.43 cr

Total

191.33 cr

Open vs closed

Top charge holders (by amount)

Top lenders

#	Lender	Charges	Amount
1	State Bank Of India	5	176.10 cr
2	The Industrial Credit & Investment Corpo…	1	4.00 cr
3	The Industrial Credit And Investment Cor…	1	2.21 cr
4	Icici Bank Limited	2	2.00 cr
5	Icici Bank Ltd.	1	2.00 cr
6	Bank Of Baroda	4	1.67 cr
7	Bank Of Maharashtra	4	1.45 cr
8	The United Western Bank Ltd.	5	55.75 Lakh
9	Icici Banking Corporation	1	50.00 Lakh
10	Icici Banking Corporation Limited	1	50.00 Lakh

All charges (26) - latest first

Charge ID	Charge holder	Created	Modified	Satisfied	Amount	Status
10352228	State Bank Of India	04 Apr 2012	17 Jun 2022	-	70.00 cr	Open
80027984	Icici Bank Limited	24 Aug 2002	-	06 Aug 2007	1.00 cr	Closed
80027983	Icici Bank Limited	30 Mar 2002	-	06 Aug 2007	1.00 cr	Closed
90286435	Icici Banking Corporation	19 Mar 2002	-	28 Jan 2009	50.00 Lakh	Closed
90302185	Icici Banking Corporation Limited	19 Mar 2002	-	28 Jan 2009	50.00 Lakh	Closed
90085996	Icici Bank Ltd.	30 Jan 2002	-	17 Feb 2009	2.00 cr	Closed
90089909	State Bank Of India	20 Dec 1993	18 Aug 1999	04 Apr 2012	64.50 cr	Closed
90089703	The Industrial Credit And Investment Corporation Of Ind. Ltd	26 Dec 1991	-	02 May 2011	2.21 cr	Closed
90089701	The Industrial Credit & Investment Corporation Of India Ltd	19 Dec 1991	06 Apr 1992	02 May 2011	4.00 cr	Closed
90093575	State Bank Of India	21 Mar 1991	-	06 Apr 2011	39.00 cr	Closed
90089545	Bank Of Maharashtra	28 Mar 1990	-	16 May 2016	1.03 cr	Closed
90089535	The United Western Bank Ltd.	15 Mar 1990	-	-	34.00 Lakh	Open
90089533	Bank Of Baroda	08 Mar 1990	-	18 Sep 2012	1.03 cr	Closed
90089531	State Bank Of India	28 Feb 1990	-	08 Nov 2023	1.60 cr	Closed
90089449	State Bank Of India	04 Mar 1989	-	08 Nov 2023	1.00 cr	Closed
90087620	The United Western Bank Ltd.	30 Sep 1988	-	-	17.30 Lakh	Open
90083549	Bank Of Baroda	02 Sep 1988	-	18 Sep 2012	13.15 Lakh	Closed
90089367	Bank Of Maharashtra	13 Oct 1987	-	16 May 2016	12.18 Lakh	Closed
90083474	Bank Of Maharashtra	25 Jun 1987	-	16 May 2016	10.00 Lakh	Closed
90089349	Bank Of Baroda	25 Jun 1987	-	18 Sep 2012	25.50 Lakh	Closed
90089336	The United Western Bank Ltd.	19 Apr 1987	-	-	5.60 Lakh	Open
90089335	The United Western Bank Ltd.	18 Apr 1987	-	-	2.85 Lakh	Open
90083286	The United Western Bank Ltd.	22 May 1981	-	-	10.00 Lakh	Open
90083284	Bank Of Maharashtra	27 Apr 1981	-	16 May 2016	20.00 Lakh	Closed
90089177	The United Western Bank Ltd.	14 Apr 1980	-	-	20.00 Lakh	Open
90083179	Bank Of Baroda	24 Dec 1975	-	18 Sep 2012	25.00 Lakh	Closed

Frequently Asked Questions - Charges & borrowings

What do "charges" mean for Cummins India Limited?

Charges are registrable security interests-typically loans or credit facilities-filed with MCA against Cummins India Limited (CIN: L29112PN1962PLC012276). They indicate assets or undertakings pledged to lenders or charge holders.

What is the difference between open and closed charges?

Open charges are active or not yet fully discharged; closed (or satisfied) charges are recorded as settled or released. Counts and amounts on this page follow the statuses shown in the charge list.

How should I read the open vs closed amounts?

Open and closed amounts summarise registrable amounts by status for quick comparison; individual rows may show charge-specific amounts, holders, and dates for verification.

Who are the "top lenders" or charge holders?

Top lenders group charge holders by bank or institution name and approximate exposure so you can see which lenders appear most prominently for Cummins India Limited.

Where can I cross-check financial or ownership context?

Pair this Charges view with the Financial and Ownership sections on this company's V1 profile for loans in financial statements and cap table context alongside MCA charge filings.

Cummins India Limited - Charges

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