Y-Cash Software Solutions Private Limited - Due diligence report

A 360° intelligence report on Ypaycash: trust score, financial health, credit view, compliance, directors, growth and distress signals - gen…

2011-05-19 Bangalore, Karnataka Active Unlisted Active Non-Compliant
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YS Y-Cash Software Solutions Private Limited
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Ypaycash — 360° Intelligence Report

Generated from MCA filings & public records
61/100
Trust Score
Moderate

Ypaycash is assessed as Moderate with a Trust Score of 61/100. Ypaycash is an active private limited indian non-government company incorporated in 2011, operating in the Information Technology sector. Reported revenue has declined across its recent filed years. It reported a loss in its latest filed year. Based on MCA filings and public records, it currently shows a high compliance risk and moderate financial risk profile.

Report generated on 26 Jun 2026 from the latest processed filings. Y-Cash Software Solutions Private Limited snapshot & full profile →

Financial Health › Strong
Overall Assessment CautionWeakNeutralGoodStrong Good
Compliance › Caution

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreModerate
61/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreCaution Indicated
25/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreModerate
70/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
60/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreModerate
50/100
Revenue, profit, asset and hiring momentum.
Distress ScoreModerate
55/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

Get full access

Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 60/100 Moderate
  • Negative operating earnings - debt service depends on external support.
  • No open charges - unencumbered balance sheet.
  • Moderate gearing (D/E 38%).
  • Working-capital cover adequate.

Charges position: 0 open (-) · 0 satisfied (-).

Compliance Score: 25/100 Caution Indicated
  • Company status is Active as per MCA.
  • Marked ACTIVE non-compliant (INC-22A).
  • Last balance sheet is for Mar 2019 - filings overdue.
  • Flagged by authority: RBI.
05

Director Intelligence

Stability score: 95/100
NameDIN / PANDesignationAppointedTenureDIN status
DEEPAK MAHESHWARI 01234567 Director 01/04/2018 6 yrs Approved
SIDHARTH BHATIA 01234567 Director 01/04/2018 6 yrs Approved
SURESH BHATIA 01234567 Director 01/04/2018 6 yrs Approved
  • 3 directors on the board.
  • No disqualified or deactivated DINs.
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
Director & KMP remuneration (FY 2016)
NameDesignationTotal remuneration
A K SharmaManaging Director2.4 cr
R MehtaWhole-time Director1.6 cr
S IyerCFO95.0 L

Remuneration is disclosed in the latest annual return. Unlock full report

06

Ownership & Group Intelligence

As per FY 2019 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
Indianext Technology Services Private Limited
Subsidiaries
-
Group entities
-
Capital events
8 allotment(s) · 1 transfer(s)

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Group entityRelationship% held
Indianext Technology Services Private Limited Holding Company 74.00%

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 50 · Distress 55
Growth signals & trust indicators
Latest year revenue grew 1.42.
Operating for 15+ years.
Distress signals & risk flags
Losses deepening year-on-year.
Outside liabilities up 2.1x in a year.
Statutory filings appear overdue.
Compliance score is weak (25/100).
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence45/100
Review suggested
Suitability as a supplier / customer counterparty.
  • Check the compliance flags before onboarding.
  • 3 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment54/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance gaps should be priced into terms.
Investor view60/100
Mixed indicators
Growth quality and scalability through an investor lens.
  • 1 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 15 events
30 Sep 2019
Last AGM held
Annual general meeting
29 Sep 2019
Director ceased
DEEPAK MAHESHWARI
31 Mar 2019
Latest balance sheet
Filed with ROC
06 Nov 2017
Director appointed
SIDHARTH BHATIA (Director)
Director appointed
SURESH BHATIA (Director)
Director ceased
VISHAL DHAR
Director ceased
UDHAYAN CHALLU
31 Mar 2017
Share transfer (FY 2017)
9176041.00000000 shares to INDIA NEXT TECHNOLOGY SERVICES PRIVATE LIMITED
23 Aug 2016
Director ceased
JAGANNATHAN RAVI
19 Jul 2016
Director ceased
VIRAVANALLUR VENKATARAMAN SUBRAMANIAN
29 Jan 2016
Securities allotted
162000.00 Equity Shares - 1.62 cr raised
11 Jan 2016
Securities allotted
162000.00 Equity Shares - 1.62 cr raised
31 Jul 2015
Securities allotted
875625.00 Preference Shares - 87.56 Lakh raised
14 May 2015
Director appointed
DEEPAK MAHESHWARI (Additional Director)
28 Nov 2014
Securities allotted
1600000.00 Equity Shares - 1.60 cr raised
10

Key Observations

Auto-generated from the data above
Revenue declined 24% over the last 4 financial year(s).
Debt-to-equity stands at 0.86 - manageable leverage.
Net worth is positive.
3 active director(s) / partner(s); board looks stable and experienced.
EPFO-registered employer - verifiable payroll history exists.
Promoters hold a dominant controlling stake as per the FY 2019 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
Capital has been raised through 8 security allotment(s) - amounts available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Rjs Technologies Private Limited U72900DL2012PTC236256 New Delhi, Delhi, India
Itransform Share And Stock Consultants Private Limited U67100PN2015PTC157127 Pune, Maharashtra, India
Desein Dot Ventures Private Limited U72900DL2000PTC105167 New Delhi, Delhi, India
Desire Mapping Technologies U72900WB2010PTC153974 Kolkata, West Bengal, India
Socialsoft4U Technologies Private Limited U72900PB2016PTC045687 Mohali, Punjab, India
Oscitas Websolution Private Limited U74900PB2013PTC037663 Dera Bassi, Punjab, India
Keenexpert Solution Private Limited U72200GJ2016PTC092109 Ahmedabad, Gujarat, India
Contentsilo Systems Salem Private Limited U72200TZ2004PTC011482 Salem, Tamil Nadu, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Ypaycash before audits and certifications: compliance score 25/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Ypaycash: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 60/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Mixed indicators. Growth score 50/100, margin trends, ownership structure and peer set for Ypaycash - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Review suggested. Trust score 61/100, distress signals and MSME payment-delay disclosures - know whether Ypaycash pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Ypaycash - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Ypaycash an active company?

Ypaycash has MCA status “Active” with a compliance score of 25/100 (Caution Indicated).

Is Ypaycash financially healthy?

Ypaycash has a Financial Health Score of 70/100 (Moderate) based on its filed financial statements.

Should I do business with Ypaycash?

Its overall Trust Score is 61/100 (Moderate). Vendor verdict: Review suggested. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Ypaycash?

The ultimate holding entity is Indianext Technology Services Private Limited. 3 active director(s) are on record.

Does Ypaycash have loans or charges against its assets?

No charges are registered against this company - an unencumbered balance sheet.

Is Ypaycash up to date with its ROC filings?

Marked ACTIVE non-compliant (INC-22A). Overall compliance score: 25/100 (Caution Indicated).

Is it risky to lend to Ypaycash?

Its Credit Risk Score is 60/100 (Moderate). Banker verdict: Mixed indicators - deeper appraisal suggested.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.