Vishnu Textiles Limited - Due diligence report

A 360° intelligence report on Vishnu Textiles Limited: trust score, financial health, credit view, compliance, directors, growth and distres…

1979-07-11 Na, Karnataka Active Unlisted Active Compliant
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Vishnu Textiles Limited — 360° Intelligence Report

Generated from MCA filings & public records
46/100
Trust Score
Caution Indicated

Vishnu Textiles Limited is assessed as Caution Indicated with a Trust Score of 46/100. Vishnu Textiles Limited is an active public limited indian non-government company incorporated in 1979, operating in the Manufacturing sector. Reported revenue has declined across its recent filed years. It reported a loss in its latest filed year. Based on MCA filings and public records, it currently shows a high compliance risk and high financial risk profile.

Report generated on 03 Aug 2026 from the latest processed filings. Vishnu Textiles Limited snapshot & full profile →

Overall Assessment CautionWeakNeutralGoodStrong Neutral

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreCaution Indicated
46/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreCaution Indicated
31/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreCaution Indicated
5/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreCaution Indicated
40/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreCaution Indicated
40/100
Revenue, profit, asset and hiring momentum.
Distress ScoreCaution Indicated
45/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 2 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

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Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 40/100 Caution Indicated
  • Liabilities ≈ 38% EBITDA - stretched.

Charges position: 14 open (1.60 cr) · 0 satisfied (-).

Banking relationships (from registered charges)
LenderChargesAmount
State Bank Of India3 48.0 cr
A.P. State Financial Corporation1 48.0 cr
Andhra Bank2 48.0 cr
State Bank Of Hyderabad2 48.0 cr
Indian Bank3 48.0 cr
Andhra Pradesh State Financial Corporation1 48.0 cr
Compliance Score: 31/100 Caution Indicated
  • Company status is Active as per MCA.
  • Last balance sheet is for Mar 2018 - filings overdue.
  • Flagged by authority: MCA, DRT.
  • Litigation present in 2 court forum(s).
Legal cases on record (2)
05

Director Intelligence

Stability score: 95/100
NameDIN / PANDesignationAppointedTenureDIN status
SEVUGAN CHETTIAR RAMASAMY 01234567 Director 01/04/2018 6 yrs Approved
JOTHI RAMASAMY 01234567 Director 01/04/2018 6 yrs Approved
GIRISH RAMASWAMY 01234567 Director 01/04/2018 6 yrs Approved
  • 3 directors on the board.
  • No disqualified or deactivated DINs.
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
06

Ownership & Group Intelligence

As per FY 2016 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
1 allotment(s) · 0 transfer(s)

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Key managerial personnel: SEVUGAN CHETTIAR RAMASAMY (Managing Director)

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 40 · Distress 45
Growth signals & trust indicators
Operating for 47+ years.
Active EPFO - real payroll on record.
Distress signals & risk flags
Revenue declined year-on-year.
Negative net worth.
Statutory filings appear overdue.
Compliance score is weak (31/100).
14 open charge(s) registered - assets are encumbered.
2 court case(s) on record - see the legal section for details.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence40/100
Caution indicated
Suitability as a supplier / customer counterparty.
  • Check the compliance flags before onboarding.
  • 3 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment27/100
Enhanced diligence advised
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • 14 open charge(s) of 1.60 cr already registered.
  • Compliance gaps should be priced into terms.
Investor view29/100
Limited indicators at present
Growth quality and scalability through an investor lens.
  • No clear growth signals in the filed years.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 15 events
28 Sep 2018
Last AGM held
Annual general meeting
31 Mar 2018
Latest balance sheet
Filed with ROC
24 Apr 2013
Securities allotted
1970000 Equity Shares - 1.97 cr raised
30 Nov 2004
Director appointed
JOTHI RAMASAMY (Director)
Director appointed
GIRISH RAMASWAMY (Director)
16 Aug 1991
Director appointed
SEVUGAN CHETTIAR RAMASAMY (Managing Director)
15 Jul 1988
Charge created
State Bank Of India - 4.40 Lakh
27 Jun 1988
Charge created
Bank Of Baroda - 10.00 Lakh
07 Sep 1987
Charge created
Indian Bank - 7.50 Lakh
28 Apr 1987
Charge created
State Bank Of India - 39.07 Lakh
08 Sep 1986
Charge created
Indian Bank - 2.00 Lakh
12 Jul 1986
Charge created
Indian Bank - 5.00 Lakh
24 Apr 1986
Charge created
State Bank Of Hyderabad - 9.45 Lakh
Charge created
State Bank Of Hyderabad - 11.00 Lakh
06 Jan 1986
Charge created
Andhra Bank - 1.18 Lakh
10

Key Observations

Auto-generated from the data above
Revenue declined 1.42 over the last 1 financial year(s).
Net profit margin moved from 2.1x to 24%.
3 active director(s) / partner(s); board looks stable and experienced.
EPFO-registered employer - verifiable payroll history exists.
Promoters hold a dominant controlling stake as per the FY 2016 annual return.
Capital has been raised through 1 security allotment(s) - amounts available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Gar Leathers Private Limited U19122TN2004PTC054350 Chennai - 600 003, Tamil Nadu, India
K K Pu Foam Private Limited U25199DL1999PTC101173 Delhi, Delhi, India
Hans Industrial Corporation Limited U17291DL2013PLC256417 Village Chhatterpur Near Bus Stand, Delhi, India
Malani Overseas Private Limited U74899DL2000PTC108878 Delhi, Delhi, India
United Oil Cakes Private Limited U46101GJ2004PTC045208 Ahmadabad City, Gujarat, India
Asian Thai Foods & Investment Private Limited U67120HR1996PTC037898 Gurgaon, Haryana, India
Megha Apparel India Private Limited U18101TZ2005PTC011754 Tirupur, Tamil Nadu, India
Surbhi Multitex-Prints Private Limited U17200DL2012PTC235052 Delhi, Delhi, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Vishnu Textiles Limited before audits and certifications: compliance score 31/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Vishnu Textiles Limited: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Enhanced diligence advised. Credit risk score 40/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Limited indicators at present. Growth score 40/100, margin trends, ownership structure and peer set for Vishnu Textiles Limited - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Caution indicated. Trust score 46/100, distress signals and MSME payment-delay disclosures - know whether Vishnu Textiles Limited pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (2 case(s) on record), regulatory flags, charge documents trail and director networks for Vishnu Textiles Limited - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Vishnu Textiles Limited an active company?

Vishnu Textiles Limited has MCA status “Active” with a compliance score of 31/100 (Caution Indicated).

Is Vishnu Textiles Limited financially healthy?

Vishnu Textiles Limited has a Financial Health Score of 5/100 (Caution Indicated) based on its filed financial statements.

Should I do business with Vishnu Textiles Limited?

Its overall Trust Score is 46/100 (Caution Indicated). Vendor verdict: Caution indicated. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Vishnu Textiles Limited?

Promoters hold a dominant controlling stake - exact percentages are in the full report. 3 active director(s) are on record.

Does Vishnu Textiles Limited have loans or charges against its assets?

14 open charge(s) are registered against its assets.

Is Vishnu Textiles Limited up to date with its ROC filings?

Last balance sheet is for Mar 2018 - filings overdue. Overall compliance score: 31/100 (Caution Indicated).

Is it risky to lend to Vishnu Textiles Limited?

Its Credit Risk Score is 40/100 (Caution Indicated). Banker verdict: Enhanced diligence advised.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.