Velappaya Chits Private Limited - Due diligence report

A 360° intelligence report on Velappaya Chits Private Limited: trust score, financial health, credit view, compliance, directors, growth and…

2008-02-08 Thrissur, Kerala Strike Off Unlisted Active Non-Compliant
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VC Velappaya Chits Private Limited
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Velappaya Chits Private Limited — 360° Intelligence Report

Generated from MCA filings & public records
35/100
Trust Score
Caution Indicated

Velappaya Chits Private Limited is assessed as Caution Indicated with a Trust Score of 35/100. Velappaya Chits Private Limited is a private limited indian non-government company incorporated in 2008, operating in the Financial Services sector. Reported revenue has declined across its recent filed years. It reported a loss in its latest filed year. Based on MCA filings and public records, it currently shows a high compliance risk and high financial risk profile.

Report generated on 17 Jul 2026 from the latest processed filings. Velappaya Chits Private Limited snapshot & full profile →

Financial Health › Caution
Overall Assessment CautionWeakNeutralGoodStrong Weak
Compliance › Caution

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreCaution Indicated
35/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreCaution Indicated
10/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreCaution Indicated
25/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreCaution Indicated
35/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreModerate
55/100
Board strength, DIN status, churn and network.
Growth ScoreCaution Indicated
40/100
Revenue, profit, asset and hiring momentum.
Distress ScoreCaution Indicated
25/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 2 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

Get full access

Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 35/100 Caution Indicated
  • Negative operating earnings - debt service depends on external support.
  • No open charges - unencumbered balance sheet.
  • Elevated gearing (D/E 38%).

Charges position: 0 open (-) · 0 satisfied (-).

Compliance Score: 10/100 Caution Indicated
  • Company status is "Strike Off" - not Active.
  • Marked ACTIVE non-compliant (INC-22A).
  • Last balance sheet is for Mar 2016 - filings overdue.
05

Director Intelligence

Stability score: 55/100
NameDIN / PANDesignationAppointedTenureDIN status
VELLALATH SIVAN 01234567 Director 01/04/2018 6 yrs Approved
KADAVATH GIREESH KUMAR 01234567 Director 01/04/2018 6 yrs Approved
KUTTATH GANGADHARAN 01234567 Director 01/04/2018 6 yrs Approved
GOPINATHAN VELLALATH 01234567 Director 01/04/2018 6 yrs Approved
THEKKEMADAM ANANTHAKRISHNAN SANKARJI 01234567 Director 01/04/2018 6 yrs Approved
PRABHAKARAN MOORKKANAT 01234567 Director 01/04/2018 6 yrs Approved
  • 6 directors on the board.
  • VELLALATH SIVAN has DIN status "Deactivated due to non-filing of DIR-3 KYC".
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
06

Ownership & Group Intelligence

As per FY 2016 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
-

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Key managerial personnel: KUTTATH GANGADHARAN (Managing Director)

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 40 · Distress 25
Growth signals & trust indicators
Operating for 18+ years.
Distress signals & risk flags
Revenue declined year-on-year.
Losses deepening year-on-year.
Statutory filings appear overdue.
Adverse company status: Strike Off.
Compliance score is weak (10/100).
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence22/100
Caution indicated
Suitability as a supplier / customer counterparty.
  • Check the compliance flags before onboarding.
  • 4 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment26/100
Enhanced diligence advised
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance gaps should be priced into terms.
Investor view34/100
Limited indicators at present
Growth quality and scalability through an investor lens.
  • No clear growth signals in the filed years.
  • Margin and return trends computable from filings.
  • Management churn warrants questions.
09

MCA Filings & Events Timeline

Latest 15 events
30 Sep 2016
Last AGM held
Annual general meeting
31 Mar 2016
Latest balance sheet
Filed with ROC
01 Aug 2013
Director ceased
PRADEEP KOLANGATT
01 Aug 2012
Director ceased
KATHIR KUNDUVARAVALAPPIL PURUSHOTHAMAN
Director ceased
VADIKKIVEETIL RAJENDRAN
23 Jul 2009
Director ceased
VELLALATH SIVAN
Director ceased
KADAVATH GIREESH KUMAR
Director ceased
GOPINATHAN VELLALATH
Director ceased
PRABHAKARAN MOORKKANAT
30 Jun 2009
Director appointed
VELLALATH SIVAN (Director)
Director appointed
KADAVATH GIREESH KUMAR (Director)
Director appointed
GOPINATHAN VELLALATH (Director)
Director appointed
PRABHAKARAN MOORKKANAT (Director)
08 Feb 2008
Incorporated
Registered with Roc Ernakulam
Director appointed
KUTTATH GANGADHARAN (Managing Director)
10

Key Observations

Auto-generated from the data above
Revenue declined 1.42 over the last 1 financial year(s).
Net profit margin moved from 2.1x to 24%.
Debt-to-equity stands at 0.86 - leverage worth monitoring.
Net worth is positive.
6 active director(s) / partner(s); review board churn before relying on management continuity.
Promoters hold a dominant controlling stake as per the FY 2016 annual return.
11

Peers & Related Companies

Full peer comparison →
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Bharatiya Security Troops & Trainers Private Limited U74999BR2015PTC024765 Muzaffarpur, Bihar, India
Royal Wireless Services Private Limited U64204UP2014PTC066410 Agra, Uttar Pradesh, India
Meghagen Biosciences Private Limited U74900KA2015PTC082952 Bengaluru, Karnataka, India
Grd Techno Engineering Private Limited U15100MH2012PTC233542 Nagpur, Maharashtra, India
Littlemore Marketing Private Limited U93000MH2009PTC192584 Mumbai, Maharashtra, India
Parachievers Consultancy Services Private Limited U74999DL2013PTC249241 New Delhi, Delhi, India
Dogra Infrastructures Private Limited U74140JK2004PTC002471 Jammu And Kashmir, Jammu & Kashmir, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Velappaya Chits Private Limited before audits and certifications: compliance score 10/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Velappaya Chits Private Limited: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Enhanced diligence advised. Credit risk score 35/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Limited indicators at present. Growth score 40/100, margin trends, ownership structure and peer set for Velappaya Chits Private Limited - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Caution indicated. Trust score 35/100, distress signals and MSME payment-delay disclosures - know whether Velappaya Chits Private Limited pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Velappaya Chits Private Limited - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Velappaya Chits Private Limited an active company?

Velappaya Chits Private Limited has MCA status “Strike Off” with a compliance score of 10/100 (Caution Indicated).

Is Velappaya Chits Private Limited financially healthy?

Velappaya Chits Private Limited has a Financial Health Score of 25/100 (Caution Indicated) based on its filed financial statements.

Should I do business with Velappaya Chits Private Limited?

Its overall Trust Score is 35/100 (Caution Indicated). Vendor verdict: Caution indicated. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Velappaya Chits Private Limited?

Promoters hold a dominant controlling stake - exact percentages are in the full report. 6 active director(s) are on record.

Does Velappaya Chits Private Limited have loans or charges against its assets?

No charges are registered against this company - an unencumbered balance sheet.

Is Velappaya Chits Private Limited up to date with its ROC filings?

Marked ACTIVE non-compliant (INC-22A). Overall compliance score: 10/100 (Caution Indicated).

Is it risky to lend to Velappaya Chits Private Limited?

Its Credit Risk Score is 35/100 (Caution Indicated). Banker verdict: Enhanced diligence advised.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.