Utkarsh India Limited - Due diligence report

A 360° intelligence report on Utkarsh: trust score, financial health, credit view, compliance, directors, growth and distress signals - gene…

1995-04-05 Kolkata, West Bengal Active Unlisted Active Compliant
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UI Utkarsh India Limited
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  • Full trust, health & credit-risk scores
  • Director details, charges & MCA documents
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Utkarsh — 360° Intelligence Report

Generated from MCA filings & public records
81/100
Trust Score
Low Risk

Utkarsh is assessed as Low Risk with a Trust Score of 81/100. Utkarsh is an active public limited indian non-government company incorporated in 1995, operating in the Manufacturing sector. The company has shown revenue growth across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a moderate compliance risk and low financial risk profile.

Report generated on 17 Jul 2026 from the latest processed filings. Utkarsh India Limited snapshot & full profile →

Financial Health › Strong
Overall Assessment CautionWeakNeutralGoodStrong Strong
Compliance › Good

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreLow Risk
81/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreModerate
56/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreLow Risk
90/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
65/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
90/100
Board strength, DIN status, churn and network.
Growth ScoreLow Risk
90/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
90/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

Get full access

Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 65/100 Moderate
  • Open charges exceed net worth - secured lenders rank ahead.
  • Moderate gearing (D/E 38%).
  • Profitable - internal accruals available.

Charges position: 21 open (1,176.96 cr) · 57 satisfied (4,397.03 cr).

Banking relationships (from registered charges)
LenderChargesAmount
Others33 48.0 cr
Indian Bank14 48.0 cr
Oriental Bank Of Commerce4 48.0 cr
State Bank Of India3 48.0 cr
Uco Bank4 48.0 cr
Axis Bank Limited6 48.0 cr
Compliance Score: 56/100 Moderate
  • Company status is Active as per MCA.
  • Annual filings current (balance sheet Mar 2025).
  • Flagged by authority: RBI.
  • Litigation present in 2 court forum(s).
Legal cases on record (2)
05

Director Intelligence

Stability score: 90/100
NameDIN / PANDesignationAppointedTenureDIN status
JOGINDER PAL DUA 01234567 Director 01/04/2018 6 yrs Approved
Manoj Agarwal 01234567 Director 01/04/2018 6 yrs Approved
SEEMA SHARMA 01234567 Director 01/04/2018 6 yrs Approved
SUMANTRA CHOUDHURY 01234567 Director 01/04/2018 6 yrs Approved
Asish Chakraborty 01234567 Director 01/04/2018 6 yrs Approved
SUNIL BANSAL 01234567 Director 01/04/2018 6 yrs Approved
UTKARSH BANSAL 01234567 Director 01/04/2018 6 yrs Approved
Sanjay Kumar Gupta 01234567 Director 01/04/2018 6 yrs Approved
Punit Jain 01234567 Director 01/04/2018 6 yrs Approved
  • 9 directors on the board.
  • No disqualified or deactivated DINs.
  • 3 director exit(s) in the last 3 years.
  • Average tenure above 5 years.
06

Ownership & Group Intelligence

Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
1
Group entities
2
Capital events
-

Key managerial personnel: Manoj Agarwal (Whole-time director) · Asish Chakraborty (Whole-time director) · SUNIL BANSAL (Managing Director) · UTKARSH BANSAL (Whole-time director)

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 90 · Distress 90
Growth signals & trust indicators
Revenue acceleration: +1.42 over 4 year(s).
Profit expanded 2.1x year-on-year.
Asset base grew 24% - capacity expansion.
EPFO headcount growing - hiring signal.
Operating for 31+ years.
Active EPFO - real payroll on record.
Distress signals & risk flags
Compliance score is weak (56/100).
21 open charge(s) registered - assets are encumbered.
2 court case(s) on record - see the legal section for details.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence74/100
Favourable indicators
Suitability as a supplier / customer counterparty.
  • Check the compliance flags before onboarding.
  • No distress signals on file.
  • Financial filings available for verification.
Banker assessment70/100
Favourable lending indicators
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • 21 open charge(s) of 1,176.96 cr already registered.
  • Compliance gaps should be priced into terms.
Investor view88/100
Positive growth indicators
Growth quality and scalability through an investor lens.
  • 4 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 15 events
25 Mar 2026
Charge satisfied
Indian Bank
19 Mar 2026
Charge satisfied
Uco Bank
30 Jan 2026
Charge satisfied
Axis Bank Limited
27 Jan 2026
Charge satisfied
Others
16 Jan 2026
Charge satisfied
Others
15 Jan 2026
Charge created
Axis Bank Limited - 14.70 Lakh
Charge satisfied
Idbi Bank Limited
14 Jan 2026
Charge satisfied
Yes Bank Limited
27 Nov 2025
Charge created
Indian Bank - 7.00 Lakh
17 Oct 2025
Charge satisfied
Others
30 Sep 2025
Last AGM held
Annual general meeting
26 Sep 2025
Charge created
Uco Bank - 105.00 cr
03 Sep 2025
Charge created
Indian Bank - 2.53 cr
29 Aug 2025
Charge created
Indian Bank - 12.26 Lakh
28 Aug 2025
Charge created
Idbi Bank Limited - 55.00 cr
10

Key Observations

Auto-generated from the data above
Revenue grew 0.86 over the last 4 financial year(s).
Net profit margin moved from 61% to 38%.
Debt-to-equity stands at 1.42 - manageable leverage.
Net worth is positive.
9 active director(s) / partner(s); board looks stable and experienced.
Operates a group structure with 1 subsidiary(ies) - assess on a consolidated basis.
EPFO-registered employer - verifiable payroll history exists.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Sahyadri Starch And Industries Private Limited U24110MH1980PTC022885 Mumbai, Maharashtra, India
Delval Flow Controls Private Limited U29299PN2005PTC021445 Pune, Maharashtra, India
Paplgroup U15530DL2007PTC281067 Delhi, Delhi, India
Ranka Jewellers Private Limited U36911PN1990PTC055569 Pune, Maharashtra, India
Mukka Proteins L10207KA2010PLC055771 Mangaluru, Karnataka, India
Buhler (India) Private Limited U85110KA1991PTC011695 Bangalore, Karnataka, India
Deepa Jewellers Limited U74999TG2016PLC109435 Himayathnagar, Telangana, India
Kunshan Q Tech Microelectronics (India) Private Limited U26109DL2019FTC344132 New Delhi, Delhi, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Utkarsh before audits and certifications: compliance score 56/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Utkarsh: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Favourable lending indicators. Credit risk score 65/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Positive growth indicators. Growth score 90/100, margin trends, ownership structure and peer set for Utkarsh - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Favourable indicators. Trust score 81/100, distress signals and MSME payment-delay disclosures - know whether Utkarsh pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (2 case(s) on record), regulatory flags, charge documents trail and director networks for Utkarsh - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Utkarsh an active company?

Utkarsh has MCA status “Active” with a compliance score of 56/100 (Moderate).

Is Utkarsh financially healthy?

Utkarsh has a Financial Health Score of 90/100 (Low Risk) based on its filed financial statements.

Should I do business with Utkarsh?

Its overall Trust Score is 81/100 (Low Risk). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Utkarsh?

See the directors and ownership sections above for board and shareholding detail. 9 active director(s) are on record.

Does Utkarsh have loans or charges against its assets?

21 open charge(s) are registered against its assets, and 57 earlier charge(s) stand satisfied.

Is Utkarsh up to date with its ROC filings?

Annual filings current (balance sheet Mar 2025). Overall compliance score: 56/100 (Moderate).

Is it risky to lend to Utkarsh?

Its Credit Risk Score is 65/100 (Moderate). Banker verdict: Favourable lending indicators.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.