Usmart Education Limited - Due diligence report

A 360° intelligence report on Usmart Education Limited: trust score, financial health, credit view, compliance, directors, growth and distre…

2013-12-27 Kolkata, West Bengal Active Unlisted Active Non-Compliant
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Usmart Education Limited — 360° Intelligence Report

Generated from MCA filings & public records
55/100
Trust Score
Moderate

Usmart Education Limited is assessed as Moderate with a Trust Score of 55/100. Usmart Education Limited is an active public limited indian non-government company incorporated in 2013, operating in the Education sector. It reported a loss in its latest filed year. Based on MCA filings and public records, it currently shows a moderate compliance risk and high financial risk profile.

Report generated on 16 Jul 2026 from the latest processed filings. Usmart Education Limited snapshot & full profile →

Financial Health › Caution
Overall Assessment CautionWeakNeutralGoodStrong Good
Compliance › Good

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreModerate
55/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreModerate
68/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreCaution Indicated
5/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreCaution Indicated
45/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreModerate
50/100
Revenue, profit, asset and hiring momentum.
Distress ScoreCaution Indicated
30/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 3 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

Get full access

Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 45/100 Caution Indicated
  • Negative operating earnings - debt service depends on external support.
  • No open charges - unencumbered balance sheet.

Charges position: 0 open (-) · 0 satisfied (-).

Compliance Score: 68/100 Moderate
  • Company status is Active as per MCA.
  • Marked ACTIVE non-compliant (INC-22A).
  • Balance sheet slightly behind (Mar 2024).
  • 2 active GST registration(s).
05

Director Intelligence

Stability score: 95/100
NameDIN / PANDesignationAppointedTenureDIN status
BEATE MAUDER HELENE KATHARINA 01234567 Director 01/04/2018 6 yrs Approved
KRITIKA KAKKAR 01234567 Director 01/04/2018 6 yrs Approved
AASHUTOSH ARUN AKSHIKAR 01234567 Director 01/04/2018 6 yrs Approved
SHASHANK SRIVASTAVA 01234567 Director 01/04/2018 6 yrs Approved
  • 4 directors on the board.
  • No disqualified or deactivated DINs.
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
06

Ownership & Group Intelligence

As per FY 2017 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
Mercury Travels Ltd
Subsidiaries
-
Group entities
-
Capital events
-

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Group entityRelationship% held
Mercury Travels Ltd Holding Company 74.00%

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 50 · Distress 30
Growth signals & trust indicators
Operating for 12+ years.
Active EPFO - real payroll on record.
Active GST registration(s).
Distress signals & risk flags
Revenue declined year-on-year.
Losses deepening year-on-year.
Outside liabilities up 38% in a year.
Negative net worth.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence53/100
Review suggested
Suitability as a supplier / customer counterparty.
  • Check the compliance flags before onboarding.
  • 4 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment39/100
Enhanced diligence advised
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance gaps should be priced into terms.
Investor view36/100
Limited indicators at present
Growth quality and scalability through an investor lens.
  • No clear growth signals in the filed years.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 8 events
30 Sep 2024
Last AGM held
Annual general meeting
31 Mar 2024
Latest balance sheet
Filed with ROC
22 Oct 2018
Director appointed
SHASHANK SRIVASTAVA (Additional Director)
29 Sep 2015
Director ceased
RAJEEV GOPAL WAGLE
27 Dec 2013
Incorporated
Registered with Roc Kolkata I
Director appointed
BEATE MAUDER HELENE KATHARINA (Director)
Director appointed
KRITIKA KAKKAR (Director)
Director appointed
AASHUTOSH ARUN AKSHIKAR (Director)
10

Key Observations

Auto-generated from the data above
4 active director(s) / partner(s); board looks stable and experienced.
2 active GST registration(s) indicate ongoing business operations.
EPFO-registered employer - verifiable payroll history exists.
Promoters hold a dominant controlling stake as per the FY 2017 annual return.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Modern Academy Of Advanced Training And Studies Private Limited U80301WB2009PTC140580 Kolkata, West Bengal, India
Maheshwar Management And Enterprise Limited U74120UP2010PLC040490 Lucknow, Uttar Pradesh, India
Khwahish Leather Skill Trainers & Consultants Private Limited U74140MP2014PTC032780 Indore, Madhya Pradesh, India
Aartissan Design Media Private Limited U72900GJ2009PTC055950 Ahmedabad, Gujarat, India
Jawahar Educations Private Limited U80904MH2011PTC218544 Nagpur, Maharashtra, India
Anantinnovation U80301DL2012PTC246831 New Delhi, Delhi, India
S P Classes Private Limited U80904MH1999PTC120315 Borivali West, Maharashtra, India
Visu Academy Limited U80902TG2008PLC057603 Hyderabad, Telangana, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Usmart Education Limited before audits and certifications: compliance score 68/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Usmart Education Limited: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Enhanced diligence advised. Credit risk score 45/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Limited indicators at present. Growth score 50/100, margin trends, ownership structure and peer set for Usmart Education Limited - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Review suggested. Trust score 55/100, distress signals and MSME payment-delay disclosures - know whether Usmart Education Limited pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Usmart Education Limited - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Usmart Education Limited an active company?

Usmart Education Limited has MCA status “Active” with a compliance score of 68/100 (Moderate).

Is Usmart Education Limited financially healthy?

Usmart Education Limited has a Financial Health Score of 5/100 (Caution Indicated) based on its filed financial statements.

Should I do business with Usmart Education Limited?

Its overall Trust Score is 55/100 (Moderate). Vendor verdict: Review suggested. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Usmart Education Limited?

The ultimate holding entity is Mercury Travels Ltd. 4 active director(s) are on record.

Does Usmart Education Limited have loans or charges against its assets?

No charges are registered against this company - an unencumbered balance sheet.

Is Usmart Education Limited up to date with its ROC filings?

Marked ACTIVE non-compliant (INC-22A). Overall compliance score: 68/100 (Moderate).

Is it risky to lend to Usmart Education Limited?

Its Credit Risk Score is 45/100 (Caution Indicated). Banker verdict: Enhanced diligence advised.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.