Usha Textiles Private Limited - Due diligence report

A 360° intelligence report on Usha Textiles Private Limited: trust score, financial health, credit view, compliance, directors, growth and d…

1982-11-04 Tirupur, Tamil Nadu Active Unlisted Active Compliant
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UT Usha Textiles Private Limited
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Usha Textiles Private Limited — 360° Intelligence Report

Generated from MCA filings & public records
64/100
Trust Score
Moderate

Usha Textiles Private Limited is assessed as Moderate with a Trust Score of 64/100. Usha Textiles Private Limited is an active private limited indian non-government company incorporated in 1982, operating in the Manufacturing sector. Reported revenue has declined across its recent filed years. It reported a loss in its latest filed year. Based on MCA filings and public records, it currently shows a moderate compliance risk and high financial risk profile.

Report generated on 17 Jul 2026 from the latest processed filings. Usha Textiles Private Limited snapshot & full profile →

Financial Health › Weak
Overall Assessment CautionWeakNeutralGoodStrong Good
Compliance › Good

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreModerate
64/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreModerate
56/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreCaution Indicated
30/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreCaution Indicated
30/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreCaution Indicated
40/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
75/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

Get full access

Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 30/100 Caution Indicated
  • Negative operating earnings - debt service depends on external support.
  • Open charges exceed net worth - secured lenders rank ahead.

Charges position: 3 open (8.67 cr) · 14 satisfied (28.55 cr).

Banking relationships (from registered charges)
LenderChargesAmount
City Union Bank Limited11 48.0 cr
Others1 48.0 cr
Karnataka Bank Ltd.1 48.0 cr
Canara Bank2 48.0 cr
Llyods Finance Ltd.1 48.0 cr
The Tamilnadu Industrial Investment Corporation Ltd.1 48.0 cr
Compliance Score: 56/100 Moderate
  • Company status is Active as per MCA.
  • Annual filings current (balance sheet Mar 2025).
  • Flagged by authority: BANKS, DRT, EPFO.
  • Litigation present in 2 court forum(s).
  • 1 active GST registration(s).
Legal cases on record (2)
05

Director Intelligence

Stability score: 95/100
NameDIN / PANDesignationAppointedTenureDIN status
SENTHIL KUMAR VIDHYA LAKSHMIPRIYA 01234567 Director 01/04/2018 6 yrs Approved
MANTHRACHALAM SENTHIL KUMAR 01234567 Director 01/04/2018 6 yrs Approved
  • 2 directors on the board.
  • No disqualified or deactivated DINs.
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
06

Ownership & Group Intelligence

As per FY 2020 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
2 allotment(s) · 0 transfer(s)

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Key managerial personnel: MANTHRACHALAM SENTHIL KUMAR (Managing Director)

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 40 · Distress 75
Growth signals & trust indicators
Operating for 43+ years.
Active GST registration(s).
Distress signals & risk flags
Revenue declined year-on-year.
Compliance score is weak (56/100).
3 open charge(s) registered - assets are encumbered.
2 court case(s) on record - see the legal section for details.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence64/100
Review suggested
Suitability as a supplier / customer counterparty.
  • Check the compliance flags before onboarding.
  • 1 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment36/100
Enhanced diligence advised
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • 3 open charge(s) of 8.67 cr already registered.
  • Compliance gaps should be priced into terms.
Investor view42/100
Limited indicators at present
Growth quality and scalability through an investor lens.
  • No clear growth signals in the filed years.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 15 events
30 Sep 2025
Last AGM held
Annual general meeting
31 Mar 2025
Latest balance sheet
Filed with ROC
29 Jan 2020
Charge satisfied
Others
01 Jun 2017
Director ceased
MUTHUKUMAR BALASUBRAMANIAM
Director ceased
THILAKAVATHI MUTHUKUMAR
21 Aug 2015
Securities allotted
20000 Equity Shares Without Differential Rights - 20.00 Lakh raised
12 Aug 2015
Charge created
Others - 8.50 cr
06 Aug 2015
Charge satisfied
City Union Bank Limited
01 Aug 2015
Securities allotted
20000 Equity Shares Without Differential Rights - 20.00 Lakh raised
11 Jul 2013
Charge satisfied
Karnataka Bank Ltd.
19 Apr 2013
Charge satisfied
Canara Bank
04 Jan 2013
Charge satisfied
City Union Bank Limited
20 Sep 2007
Charge created
City Union Bank Limited - 4.72 cr
30 Jun 2007
Charge created
City Union Bank Limited - 14.30 cr
01 Aug 2006
Charge created
City Union Bank Limited - 46.00 Lakh
10

Key Observations

Auto-generated from the data above
Revenue declined 38% over the last 4 financial year(s).
Net profit margin moved from 1.42 to 2.1x.
Debt-to-equity stands at 24% - leverage worth monitoring.
Net worth is positive.
2 active director(s) / partner(s); board looks stable and experienced.
1 active GST registration(s) indicate ongoing business operations.
EPFO-registered employer - verifiable payroll history exists.
Promoters hold a dominant controlling stake as per the FY 2020 annual return.
Capital has been raised through 2 security allotment(s) - amounts available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Ramasurya Rentals & Consultant Private Limited U74999UP2017PTC097633 Greater Noida, Uttar Pradesh, India
Hibotex Pvt Ltd U17119GJ1987PTC009526 Surat, Gujarat, India
Digipment Digital Solution Private Limited U60100PN2019PTC182257 Pune, Maharashtra, India
Vakratund Interiors And Planners Private Limited U45201RJ2008PTC027467 Jaipur, Rajasthan, India
Magnotape Realty U31300MH1965PTC013230 Mumbai, Maharashtra, India
Rajanila Investments And Finance Private Limited U65990MH1993PTC072455 Mumbai, Maharashtra, India
Krithika Developers Private Limited U70109DL2011PTC212718 Delhi, Delhi, India
Amrapali Travels Private Limited U63040RJ1994PTC009235 Jaipur, Rajasthan, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Usha Textiles Private Limited before audits and certifications: compliance score 56/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Usha Textiles Private Limited: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Enhanced diligence advised. Credit risk score 30/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Limited indicators at present. Growth score 40/100, margin trends, ownership structure and peer set for Usha Textiles Private Limited - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Review suggested. Trust score 64/100, distress signals and MSME payment-delay disclosures - know whether Usha Textiles Private Limited pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (2 case(s) on record), regulatory flags, charge documents trail and director networks for Usha Textiles Private Limited - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Usha Textiles Private Limited an active company?

Usha Textiles Private Limited has MCA status “Active” with a compliance score of 56/100 (Moderate).

Is Usha Textiles Private Limited financially healthy?

Usha Textiles Private Limited has a Financial Health Score of 30/100 (Caution Indicated) based on its filed financial statements.

Should I do business with Usha Textiles Private Limited?

Its overall Trust Score is 64/100 (Moderate). Vendor verdict: Review suggested. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Usha Textiles Private Limited?

Promoters hold a dominant controlling stake - exact percentages are in the full report. 2 active director(s) are on record.

Does Usha Textiles Private Limited have loans or charges against its assets?

3 open charge(s) are registered against its assets, and 14 earlier charge(s) stand satisfied.

Is Usha Textiles Private Limited up to date with its ROC filings?

Annual filings current (balance sheet Mar 2025). Overall compliance score: 56/100 (Moderate).

Is it risky to lend to Usha Textiles Private Limited?

Its Credit Risk Score is 30/100 (Caution Indicated). Banker verdict: Enhanced diligence advised.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.