United Machine Co Ltd - Due diligence report

A 360° intelligence report on United Machine Co Ltd: trust score, financial health, credit view, compliance, directors, growth and distress …

1949-03-28 Kolkata, West Bengal Active Unlisted Active Compliant
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UM United Machine Co Ltd
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United Machine Co Ltd — 360° Intelligence Report

Generated from MCA filings & public records
69/100
Trust Score
Moderate

United Machine Co Ltd is assessed as Moderate with a Trust Score of 69/100. United Machine Co Ltd is an active public limited indian non-government company incorporated in 1949, operating in the Financial Services sector. The company has shown revenue growth across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a high compliance risk and moderate financial risk profile.

Report generated on 18 Jul 2026 from the latest processed filings. United Machine Co Ltd snapshot & full profile →

Financial Health › Good
Overall Assessment CautionWeakNeutralGoodStrong Good
Compliance › Neutral

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreModerate
69/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreCaution Indicated
48/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreModerate
60/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
50/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreModerate
70/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
75/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

Get full access

Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 50/100 Moderate
  • Liabilities ≈ 38% EBITDA - stretched.
  • No open charges - unencumbered balance sheet.
  • Elevated gearing (D/E 1.42).
  • Working-capital cover adequate.
  • Profitable - internal accruals available.

Charges position: 0 open (-) · 0 satisfied (-).

Compliance Score: 48/100 Caution Indicated
  • Company status is Active as per MCA.
  • Balance sheet slightly behind (Mar 2024).
  • Flagged by authority: SEBI.
  • 1 auditor resignation(s) filed - latest: ROY & BAGCHI on 2022-07-12.
  • 1 active GST registration(s).
05

Director Intelligence

Stability score: 95/100
NameDIN / PANDesignationAppointedTenureDIN status
KAVITA KHAITAN 01234567 Director 01/04/2018 6 yrs Approved
MEGHNA VAKHARIA 01234567 Director 01/04/2018 6 yrs Approved
ISHA KHAITAN 01234567 Director 01/04/2018 6 yrs Approved
YASHODHARA KHAITAN 01234567 Director 01/04/2018 6 yrs Approved
  • 4 directors on the board.
  • No disqualified or deactivated DINs.
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
06

Ownership & Group Intelligence

As per FY 2023 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
1
Group entities
3
Capital events
7 allotment(s) · 8 transfer(s)

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Group entityRelationship% held
Prana Lifestyle Private Limited Subsidiary Company 74.00%
Majerhat Estates & Developers Ltd Associate Company 74.00%
Calcutta Tea Chest & Fibre Limited Associate Company 74.00%

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 70 · Distress 75
Growth signals & trust indicators
Revenue acceleration: +2.1x over 4 year(s).
Operating for 77+ years.
Active GST registration(s).
Distress signals & risk flags
Revenue declined year-on-year.
Compliance score is weak (48/100).
1 auditor resignation(s) on record - review the stated reasons.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence62/100
Review suggested
Suitability as a supplier / customer counterparty.
  • Check the compliance flags before onboarding.
  • 1 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment52/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance gaps should be priced into terms.
Investor view66/100
Mixed indicators
Growth quality and scalability through an investor lens.
  • 1 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 15 events
30 Sep 2025
Last AGM held
Annual general meeting
31 Mar 2024
Latest balance sheet
Filed with ROC
26 Mar 2021
Securities allotted
28265 Debentures - 28.27 cr raised
11 Feb 2021
Securities allotted
950 Debentures - 95.00 Lakh raised
08 Feb 2021
Securities allotted
300 Debentures - 30.00 Lakh raised
03 Feb 2021
Director ceased
KAMAL KISHORE BAHETI
13 Jan 2021
Securities allotted
250 Debentures - 25.00 Lakh raised
07 Jan 2021
Securities allotted
265 Debentures - 26.50 Lakh raised
18 Dec 2020
Securities allotted
8200 Debentures - 8.20 cr raised
30 Sep 2019
Director ceased
MEGHNA VAKHARIA
Director ceased
ISHA KHAITAN
26 Aug 2019
Director appointed
MEGHNA VAKHARIA (Director)
09 Jul 2019
Director ceased
AMRITANSHU KHAITAN
11 Jun 2019
Director ceased
SUVAMOY SAHA
20 May 2019
Director appointed
ISHA KHAITAN (Director)
10

Key Observations

Auto-generated from the data above
Revenue grew 24% over the last 4 financial year(s).
Net profit margin moved from 0.86 to 61%.
Debt-to-equity stands at 38% - leverage worth monitoring.
Net worth is positive.
4 active director(s) / partner(s); board looks stable and experienced.
1 active GST registration(s) indicate ongoing business operations.
Operates a group structure with 1 subsidiary(ies) - assess on a consolidated basis.
Promoters hold a dominant controlling stake as per the FY 2023 annual return.
Capital has been raised through 7 security allotment(s) - amounts available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Srinidhi Finance Private Limited U65191TN1983PTC009937 Chennai, Tamil Nadu, India
Niskha Finance Private Limited U65999KA2019PTC123773 Bangalore, Karnataka, India
Ambit Financial Services Private Limited U24100MH2007PTC176356 Mumbai, Maharashtra, India
Bas Holdings Private Limited U67120TN2000PTC044231 Chennai, Tamil Nadu, India
Andhra Bank Financial Services Limited U65910TG1991PLC012376 Na, Telangana, India
Santoshi Finlease Private Limited U68200DL2005PTC139248 Delhi, Delhi, India
Expressions Portfolio Private Limited U67120DL1996PTC077649 New Delhi, Delhi, India
Anupam Motor Finance Limited U65191TN1985PLC012477 Egmore Nungambakkam, Tamil Nadu, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify United Machine Co Ltd before audits and certifications: compliance score 48/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of United Machine Co Ltd: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 50/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Mixed indicators. Growth score 70/100, margin trends, ownership structure and peer set for United Machine Co Ltd - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Review suggested. Trust score 69/100, distress signals and MSME payment-delay disclosures - know whether United Machine Co Ltd pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for United Machine Co Ltd - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is United Machine Co Ltd an active company?

United Machine Co Ltd has MCA status “Active” with a compliance score of 48/100 (Caution Indicated).

Is United Machine Co Ltd financially healthy?

United Machine Co Ltd has a Financial Health Score of 60/100 (Moderate) based on its filed financial statements.

Should I do business with United Machine Co Ltd?

Its overall Trust Score is 69/100 (Moderate). Vendor verdict: Review suggested. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls United Machine Co Ltd?

Promoters hold a dominant controlling stake - exact percentages are in the full report. 4 active director(s) are on record.

Does United Machine Co Ltd have loans or charges against its assets?

No charges are registered against this company - an unencumbered balance sheet.

Is United Machine Co Ltd up to date with its ROC filings?

Balance sheet slightly behind (Mar 2024). Overall compliance score: 48/100 (Caution Indicated).

Is it risky to lend to United Machine Co Ltd?

Its Credit Risk Score is 50/100 (Moderate). Banker verdict: Mixed indicators - deeper appraisal suggested.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.