Umt Investments Limited - Due diligence report

A 360° intelligence report on Umt Investments Limited: trust score, financial health, credit view, compliance, directors, growth and distres…

1997-08-26 Mumbai, Maharashtra Active Unlisted Active Compliant
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UI Umt Investments Limited
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Umt Investments Limited — 360° Intelligence Report

Generated from MCA filings & public records
56/100
Trust Score
Moderate

Umt Investments Limited is assessed as Moderate with a Trust Score of 56/100. Umt Investments Limited is an active public limited indian non-government company incorporated in 1997, operating in the Financial Services sector. Reported revenue has declined across its recent filed years. It reported a loss in its latest filed year. Based on MCA filings and public records, it currently shows a high compliance risk and high financial risk profile.

Report generated on 17 Jul 2026 from the latest processed filings. Umt Investments Limited snapshot & full profile →

Financial Health › Weak
Overall Assessment CautionWeakNeutralGoodStrong Good
Compliance › Weak

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreModerate
56/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreCaution Indicated
31/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreCaution Indicated
35/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreCaution Indicated
35/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreCaution Indicated
40/100
Revenue, profit, asset and hiring momentum.
Distress ScoreModerate
65/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

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Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 35/100 Caution Indicated
  • Negative operating earnings - debt service depends on external support.
  • No open charges - unencumbered balance sheet.
  • Elevated gearing (D/E 38%).

Charges position: 0 open (-) · 0 satisfied (-).

Compliance Score: 31/100 Caution Indicated
  • Company status is Active as per MCA.
  • Last balance sheet is for Mar 2019 - filings overdue.
  • Flagged by authority: RBI, FIU.
  • Litigation present in 2 court forum(s).
Legal cases on record (2)
05

Director Intelligence

Stability score: 95/100
NameDIN / PANDesignationAppointedTenureDIN status
VARSHA SINGH 01234567 Director 01/04/2018 6 yrs Approved
DINESH RAVINDRA SAGADE 01234567 Director 01/04/2018 6 yrs Approved
NAGESH GANESH ALAI 01234567 Director 01/04/2018 6 yrs Approved
SURENDER DHARAM MEHTA 01234567 Director 01/04/2018 6 yrs Approved
Abhijeet Shahaji Modak 01234567 Director 01/04/2018 6 yrs Approved
PRIYANKA SINHA 01234567 Director 01/04/2018 6 yrs Approved
  • 6 directors on the board.
  • No disqualified or deactivated DINs.
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
Director & KMP remuneration (FY 2017)
NameDesignationTotal remuneration
A K SharmaManaging Director2.4 cr
R MehtaWhole-time Director1.6 cr
S IyerCFO95.0 L

Remuneration is disclosed in the latest annual return. Unlock full report

06

Ownership & Group Intelligence

As per FY 2019 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
Jaykay Finholding (india) Private Limited
Subsidiaries
1
Group entities
1
Capital events
1 allotment(s) · 9 transfer(s)

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Group entityRelationship% held
Usha Martin Telematics Ltd Subsidiary Company 74.00%
Jaykay Finholding (india) Private Limited Holding Company 74.00%
Telecom Investments India Private Limited Holding Company 74.00%

Key managerial personnel: DINESH RAVINDRA SAGADE (CFO)

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 40 · Distress 65
Growth signals & trust indicators
Operating for 28+ years.
Distress signals & risk flags
Losses deepening year-on-year.
Statutory filings appear overdue.
Compliance score is weak (31/100).
2 court case(s) on record - see the legal section for details.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence49/100
Review suggested
Suitability as a supplier / customer counterparty.
  • Check the compliance flags before onboarding.
  • 2 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment34/100
Enhanced diligence advised
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance gaps should be priced into terms.
Investor view42/100
Limited indicators at present
Growth quality and scalability through an investor lens.
  • No clear growth signals in the filed years.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 15 events
30 Sep 2019
Last AGM held
Annual general meeting
31 Mar 2019
Latest balance sheet
Filed with ROC
08 Mar 2019
Director appointed
DINESH RAVINDRA SAGADE (CFO)
14 Dec 2018
Director appointed
Abhijeet Shahaji Modak (Company Secretary)
29 Sep 2018
Director ceased
PRIYANKA SINHA
27 Jun 2018
Director appointed
PRIYANKA SINHA (Director)
01 Jun 2018
Director ceased
BHUVANESH PRATAP SINGH
01 Oct 2017
Director ceased
ERIK ANTONIUS JACOBUS DE RIJK
28 Sep 2017
Director ceased
VARSHA SINGH
Director ceased
BALASUBRAMANIAN VENKATARAMAN
Director ceased
PANKAJ VASANI
22 Aug 2017
Director ceased
PRAKASH BHALCHANDRA WAIKAR
31 Mar 2017
Share transfer (FY 2017)
5.00000000 shares to Christian
Share transfer (FY 2017)
5.00000000 shares to Hariram Veena
Share transfer (FY 2017)
10.00000000 shares to Mahavir
10

Key Observations

Auto-generated from the data above
Revenue declined 1.42 over the last 4 financial year(s).
Debt-to-equity stands at 2.1x - leverage worth monitoring.
Net worth is positive.
6 active director(s) / partner(s); board looks stable and experienced.
Operates a group structure with 1 subsidiary(ies) - assess on a consolidated basis.
Promoters hold a dominant controlling stake as per the FY 2019 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
Capital has been raised through 1 security allotment(s) - amounts available in the full report.
11

Peers & Related Companies

Full peer comparison →
Peer companies will appear here as our matching engine processes this industry.
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Umt Investments Limited before audits and certifications: compliance score 31/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Umt Investments Limited: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Enhanced diligence advised. Credit risk score 35/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Limited indicators at present. Growth score 40/100, margin trends, ownership structure and peer set for Umt Investments Limited - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Review suggested. Trust score 56/100, distress signals and MSME payment-delay disclosures - know whether Umt Investments Limited pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (2 case(s) on record), regulatory flags, charge documents trail and director networks for Umt Investments Limited - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Umt Investments Limited an active company?

Umt Investments Limited has MCA status “Active” with a compliance score of 31/100 (Caution Indicated).

Is Umt Investments Limited financially healthy?

Umt Investments Limited has a Financial Health Score of 35/100 (Caution Indicated) based on its filed financial statements.

Should I do business with Umt Investments Limited?

Its overall Trust Score is 56/100 (Moderate). Vendor verdict: Review suggested. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Umt Investments Limited?

The ultimate holding entity is Jaykay Finholding (india) Private Limited. 6 active director(s) are on record.

Does Umt Investments Limited have loans or charges against its assets?

No charges are registered against this company - an unencumbered balance sheet.

Is Umt Investments Limited up to date with its ROC filings?

Last balance sheet is for Mar 2019 - filings overdue. Overall compliance score: 31/100 (Caution Indicated).

Is it risky to lend to Umt Investments Limited?

Its Credit Risk Score is 35/100 (Caution Indicated). Banker verdict: Enhanced diligence advised.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.