Ummed Educational Foundation - Due diligence report

A 360° intelligence report on Ummed Educational Foundation: trust score, financial health, credit view, compliance, directors, growth and di…

2014-02-04 Ahmedabad, Gujarat Active Unlisted Active Compliant
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Ummed Educational Foundation — 360° Intelligence Report

Generated from MCA filings & public records
61/100
Trust Score
Moderate

Ummed Educational Foundation is assessed as Moderate with a Trust Score of 61/100. Ummed Educational Foundation is an active private not for profit company incorporated in 2014, operating in the Education sector. The company has shown revenue growth across its recent filed years. It reported a loss in its latest filed year. Based on MCA filings and public records, it currently shows a low compliance risk and high financial risk profile.

Report generated on 04 Nov 2026 from the latest processed filings. Ummed Educational Foundation snapshot & full profile →

Overall Assessment CautionWeakNeutralGoodStrong Good

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreModerate
61/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreLow Risk
88/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreCaution Indicated
20/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
50/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreCaution Indicated
40/100
Board strength, DIN status, churn and network.
Growth ScoreLow Risk
80/100
Revenue, profit, asset and hiring momentum.
Distress ScoreModerate
70/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

Get full access

Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 50/100 Moderate
  • Liabilities ≈ 38% EBITDA - stretched.
  • No open charges - unencumbered balance sheet.
  • Externally credit-rated (B).

Charges position: 0 open (-) · 1 satisfied (8.78 cr).

Banking relationships (from registered charges)
LenderChargesAmount
Others1 48.0 cr
Compliance Score: 88/100 Low Risk
  • Company status is Active as per MCA.
  • Balance sheet slightly behind (Mar 2025).
05

Director Intelligence

Stability score: 40/100
NameDIN / PANDesignationAppointedTenureDIN status
SUMANKANWAR CHAMPAWAT UMMEDSINGH 01234567 Director 01/04/2018 6 yrs Approved
RAMKARAN MANGACHAND SAINI 01234567 Director 01/04/2018 6 yrs Approved
  • 2 directors on the board.
  • SUMANKANWAR CHAMPAWAT UMMEDSINGH has DIN status "Deactivated due to non-filing of DIR-3 KYC".
  • 1 director exit(s) in the last 3 years.
06

Ownership & Group Intelligence

As per FY 2024 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
4 allotment(s) · 0 transfer(s)

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 80 · Distress 70
Growth signals & trust indicators
Revenue acceleration: +1.42 over 4 year(s).
Latest year revenue grew 2.1x.
Operating for 12+ years.
Distress signals & risk flags
Negative net worth.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence74/100
Favourable indicators
Suitability as a supplier / customer counterparty.
  • Statutory record is clean.
  • 1 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment50/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance record supports lending.
Investor view54/100
Mixed indicators
Growth quality and scalability through an investor lens.
  • 2 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management churn warrants questions.
09

MCA Filings & Events Timeline

Latest 15 events
30 Sep 2025
Last AGM held
Annual general meeting
31 Mar 2025
Latest balance sheet
Filed with ROC
28 Mar 2025
Director ceased
MAHENDRA SINGH RATHORE
25 Mar 2025
Director appointed
RAMKARAN MANGACHAND SAINI (Director)
26 Nov 2024
Charge satisfied
Others
30 Sep 2022
Director ceased
SHAKTI SINGH BHATI
Director ceased
MEENAKSHI SINGH
30 Apr 2022
Director appointed
SUMANKANWAR CHAMPAWAT UMMEDSINGH (Director)
Director ceased
AMARJEETSINGH GURUDEVSINGH PANNU
15 May 2017
Securities allotted
690000 Equity Shares - 69.00 Lakh raised
22 Dec 2016
Charge created
Others - 8.78 cr
01 Nov 2016
Securities allotted
1050000 Equity Shares - 1.05 cr raised
10 Oct 2016
Securities allotted
2150000 Equity Shares - 2.15 cr raised
18 Mar 2016
Director ceased
MEHRAM CHANDRARAM MEGHWAL
Director ceased
BHIRAM RAM BUDARAM MEGHWAL
10

Key Observations

Auto-generated from the data above
Revenue grew 24% over the last 4 financial year(s).
Net profit margin moved from 0.86 to 61%.
Compliance record is strong - status, filings and flags are clean.
2 active director(s) / partner(s); review board churn before relying on management continuity.
All 1 registered charge(s) stand satisfied - past borrowings repaid.
Carries an external credit rating of B from Indiarating.
Promoters hold a dominant controlling stake as per the FY 2024 annual return.
Capital has been raised through 4 security allotment(s) - amounts available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Habbinson International Private Limited U80903PN2020PTC195469 Pune, Maharashtra, India
Ziyyara U80904DL2018PTC342249 New Delhi, Delhi, India
Knowledgucate Education Professional Academy Private Limited U80301MH2012PTC225682 Mumbai, Maharashtra, India
Little Bo-Peep School Private Limited U80301MH2022PTC377113 Mumbai, Maharashtra, India
Shivjyoti Education And Consulting Private Limited U80904RJ2021PTC073305 Kota, Rajasthan, India
Hyderabad Educational Institutions Private Limited U01119TG2006PTC051831 Sankarpally Mandal, Telangana, India
The Tree House L80101MH2006PLC163028 Mumbai, Maharashtra, India
Nifa Infocomp Services Private Limited U72200RJ1996PTC011535 Jaipur, Rajasthan, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Ummed Educational Foundation before audits and certifications: compliance score 88/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Ummed Educational Foundation: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 50/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Mixed indicators. Growth score 80/100, margin trends, ownership structure and peer set for Ummed Educational Foundation - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Favourable indicators. Trust score 61/100, distress signals and MSME payment-delay disclosures - know whether Ummed Educational Foundation pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Ummed Educational Foundation - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Ummed Educational Foundation an active company?

Ummed Educational Foundation has MCA status “Active” with a compliance score of 88/100 (Low Risk).

Is Ummed Educational Foundation financially healthy?

Ummed Educational Foundation has a Financial Health Score of 20/100 (Caution Indicated) based on its filed financial statements.

Should I do business with Ummed Educational Foundation?

Its overall Trust Score is 61/100 (Moderate). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Ummed Educational Foundation?

Promoters hold a dominant controlling stake - exact percentages are in the full report. 2 active director(s) are on record.

Does Ummed Educational Foundation have loans or charges against its assets?

No open charges - all 1 registered charge(s) stand satisfied, indicating past borrowings were repaid.

Is Ummed Educational Foundation up to date with its ROC filings?

Balance sheet slightly behind (Mar 2025). Overall compliance score: 88/100 (Low Risk).

Is it risky to lend to Ummed Educational Foundation?

Its Credit Risk Score is 50/100 (Moderate). Banker verdict: Mixed indicators - deeper appraisal suggested.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.