U M Cables Limited - Due diligence report

A 360° intelligence report on U M Cables Limited: trust score, financial health, credit view, compliance, directors, growth and distress sig…

1987-07-07 Kolkata, West Bengal Active Unlisted Active Compliant
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UM U M Cables Limited
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  • Director details, charges & MCA documents
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U M Cables Limited — 360° Intelligence Report

Generated from MCA filings & public records
88/100
Trust Score
Low Risk

U M Cables Limited is assessed as Low Risk with a Trust Score of 88/100. U M Cables Limited is an active public limited indian non-government company incorporated in 1987, operating in the Manufacturing sector. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a low compliance risk and low financial risk profile.

Report generated on 17 Jul 2026 from the latest processed filings. U M Cables Limited snapshot & full profile →

Financial Health › Strong
Overall Assessment CautionWeakNeutralGoodStrong Strong
Compliance › Strong

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreLow Risk
88/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreLow Risk
78/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreLow Risk
90/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
55/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
90/100
Board strength, DIN status, churn and network.
Growth ScoreModerate
50/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
90/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

Get full access

Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 55/100 Moderate
  • Liabilities ≈ 38% EBITDA - stretched.
  • Open charges exceed net worth - secured lenders rank ahead.
  • Moderate gearing (D/E 1.42).
  • Profitable - internal accruals available.
  • Externally credit-rated (BBB-).

Charges position: 1 open (47.50 cr) · 14 satisfied (835.00 cr).

Banking relationships (from registered charges)
LenderChargesAmount
State Bank Of India4 48.0 cr
Axis Bank Limited2 48.0 cr
Idbi Bank Limited1 48.0 cr
Indusind Bank Ltd.2 48.0 cr
Indusind Bank Limited1 48.0 cr
Yes Bank Limited1 48.0 cr
Compliance Score: 78/100 Low Risk
  • Company status is Active as per MCA.
  • Annual filings current (balance sheet Mar 2025).
  • Litigation present in 2 court forum(s).
  • Delayed payments to MSME suppliers disclosed (4 disclosure(s)).
  • 1 active GST registration(s).
Legal cases on record (2)
05

Director Intelligence

Stability score: 90/100
NameDIN / PANDesignationAppointedTenureDIN status
ALOKE PODDAR 01234567 Director 01/04/2018 6 yrs Approved
ABHIJIT PAUL 01234567 Director 01/04/2018 6 yrs Approved
AMBARISH BASU 01234567 Director 01/04/2018 6 yrs Approved
Rajesh Kini 01234567 Director 01/04/2018 6 yrs Approved
Rajesh Kini 01234567 Director 01/04/2018 6 yrs Approved
  • 5 directors on the board.
  • No disqualified or deactivated DINs.
  • 1 director exit(s) in the last 3 years.
  • Average tenure above 5 years.
Director & KMP remuneration (FY 2023)
NameDesignationTotal remuneration
A K SharmaManaging Director2.4 cr
R MehtaWhole-time Director1.6 cr
S IyerCFO95.0 L

Remuneration is disclosed in the latest annual return. Unlock full report

06

Ownership & Group Intelligence

As per FY 2023 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
Usha Martin Limited
Subsidiaries
-
Group entities
-
Capital events
0 allotment(s) · 4 transfer(s)

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Group entityRelationship% held
Usha Martin Limited Holding Company 74.00%

Key managerial personnel: Rajesh Kini (CFO)

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 50 · Distress 90
Growth signals & trust indicators
Operating for 39+ years.
Active EPFO - real payroll on record.
Active GST registration(s).
Distress signals & risk flags
1 open charge(s) registered - assets are encumbered.
MSME payment delays disclosed - latest outstanding 5.12 Lakh.
2 court case(s) on record - see the legal section for details.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence85/100
Favourable indicators
Suitability as a supplier / customer counterparty.
  • Statutory record is clean.
  • No distress signals on file.
  • Financial filings available for verification.
Banker assessment71/100
Favourable lending indicators
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • 1 open charge(s) of 47.50 cr already registered.
  • Compliance record supports lending.
Investor view74/100
Positive growth indicators
Growth quality and scalability through an investor lens.
  • No clear growth signals in the filed years.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 15 events
29 Jul 2025
Last AGM held
Annual general meeting
15 Jun 2025
Director ceased
Rajesh Kini
16 May 2025
Director appointed
Rajesh Kini (Cfo)
19 Apr 2025
Director appointed
Rajesh Kini (CFO)
31 Mar 2025
Latest balance sheet
Filed with ROC
02 Jul 2023
Director ceased
ABHIJIT PAUL
Director ceased
GOURI SHANKAR RATHI
24 Apr 2023
Director ceased
DEVADIP BHOWMIK
20 Oct 2022
Director appointed
ABHIJIT PAUL (Director)
23 Mar 2022
Charge satisfied
Axis Bank Limited
04 Mar 2022
Charge satisfied
Indusind Bank Ltd.
02 Dec 2021
Charge satisfied
Axis Bank Limited
08 Jul 2021
Charge created
Others - 47.50 cr
02 Mar 2021
Charge satisfied
Idbi Bank Limited
10 Sep 2020
Director ceased
DHRUB JYOTI BASU
10

Key Observations

Auto-generated from the data above
Revenue grew 2.1x over the last 4 financial year(s).
Net profit margin moved from 24% to 0.86.
Debt-to-equity stands at 61% - manageable leverage.
Net worth is positive.
Compliance record is strong - status, filings and flags are clean.
5 active director(s) / partner(s); board looks stable and experienced.
1 active GST registration(s) indicate ongoing business operations.
Carries an external credit rating of BBB- from Care.
EPFO-registered employer - verifiable payroll history exists.
Promoters hold a dominant controlling stake as per the FY 2023 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Inac Brass Private Limited U27109GJ2009PTC058423 Jamnagar, Gujarat, India
Space Teleinfra U74110DL2009PLC190648 New Delhi, Delhi, India
T. R. Chemicals Limited U24132OR1993PLC003326 Sundergarh, Orissa, India
Saivijay Pragati Steel Udyog Private Limited U27320KA2004PTC034423 Hospet, Karnataka, India
Shasthaa Steels Private Limited U27104KL2003PTC016578 Palakkad, Kerala, India
Adhavan Steels Private Limited U27310TZ2011PTC017694 Coimbatore South, Tamil Nadu, India
Inox World Industries Private Limited U51101DL2007PTC162491 New Delhi, Delhi, India
Southco U28930PN2005PTC164624 Pune, Maharashtra, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify U M Cables Limited before audits and certifications: compliance score 78/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of U M Cables Limited: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Favourable lending indicators. Credit risk score 55/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Positive growth indicators. Growth score 50/100, margin trends, ownership structure and peer set for U M Cables Limited - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Favourable indicators. Trust score 88/100, distress signals and MSME payment-delay disclosures - know whether U M Cables Limited pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (2 case(s) on record), regulatory flags, charge documents trail and director networks for U M Cables Limited - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is U M Cables Limited an active company?

U M Cables Limited has MCA status “Active” with a compliance score of 78/100 (Low Risk).

Is U M Cables Limited financially healthy?

U M Cables Limited has a Financial Health Score of 90/100 (Low Risk) based on its filed financial statements.

Should I do business with U M Cables Limited?

Its overall Trust Score is 88/100 (Low Risk). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls U M Cables Limited?

The ultimate holding entity is Usha Martin Limited. 5 active director(s) are on record.

Does U M Cables Limited have loans or charges against its assets?

1 open charge(s) are registered against its assets, and 14 earlier charge(s) stand satisfied.

Is U M Cables Limited up to date with its ROC filings?

Annual filings current (balance sheet Mar 2025). Overall compliance score: 78/100 (Low Risk).

Is it risky to lend to U M Cables Limited?

Its Credit Risk Score is 55/100 (Moderate). Banker verdict: Favourable lending indicators.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.