Trust Fintech Limited - Due diligence report

A 360° intelligence report on Trustbank Cbs: trust score, financial health, credit view, compliance, directors, growth and distress signals …

1998-12-15 Nagpur, Maharashtra Active Listed Active Compliant
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TF Trust Fintech Limited
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Trustbank Cbs — 360° Intelligence Report

Generated from MCA filings & public records
88/100
Trust Score
Low Risk

Trustbank Cbs is assessed as Low Risk with a Trust Score of 88/100. Trustbank Cbs is an active public limited indian non-government company incorporated in 1998, operating in the Information Technology sector. The company has shown revenue growth across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a low compliance risk and low financial risk profile.

Report generated on 17 Jul 2026 from the latest processed filings. Trust Fintech Limited snapshot & full profile →

Financial Health › Strong
Overall Assessment CautionWeakNeutralGoodStrong Strong
Compliance › Strong

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreLow Risk
88/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreLow Risk
100/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreLow Risk
90/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreLow Risk
90/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreModerate
55/100
Board strength, DIN status, churn and network.
Growth ScoreLow Risk
90/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
90/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

Get full access

Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 90/100 Low Risk
  • Liabilities ≈ 38% EBITDA - serviceable.
  • No open charges - unencumbered balance sheet.
  • Working-capital cover adequate.
  • Profitable - internal accruals available.

Charges position: 0 open (-) · 4 satisfied (1.84 cr).

Banking relationships (from registered charges)
LenderChargesAmount
Indian Bank1 48.0 cr
Others1 48.0 cr
Allahabad Bank1 48.0 cr
Bank Of Baroda1 48.0 cr
Compliance Score: 100/100 Low Risk
  • Company status is Active as per MCA.
  • Annual filings current (balance sheet Mar 2025).
  • 1 active GST registration(s).
05

Director Intelligence

Stability score: 55/100
NameDIN / PANDesignationAppointedTenureDIN status
KAPIL DILIP CHANDRAYAN 01234567 Director 01/04/2018 6 yrs Approved
NITIN DATTATRAYA ALSHI 01234567 Director 01/04/2018 6 yrs Approved
HEMANT PADMANABH CHAFLE 01234567 Director 01/04/2018 6 yrs Approved
Sandhya Narendra Gulhane 01234567 Director 01/04/2018 6 yrs Approved
ANAND SHANKER KANE 01234567 Director 01/04/2018 6 yrs Approved
PRASAD ANNAJI DONGARKAR 01234567 Director 01/04/2018 6 yrs Approved
HERAMB RAMKRISHNA DAMLE 01234567 Director 01/04/2018 6 yrs Approved
MANDAR KISHOR DEO 01234567 Director 01/04/2018 6 yrs Approved
  • 8 directors on the board.
  • NITIN DATTATRAYA ALSHI has DIN status "Deactivated due to non-filing of DIR-3 KYC".
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
Director & KMP remuneration (FY 2017)
NameDesignationTotal remuneration
A K SharmaManaging Director2.4 cr
R MehtaWhole-time Director1.6 cr
S IyerCFO95.0 L

Remuneration is disclosed in the latest annual return. Unlock full report

06

Ownership & Group Intelligence

As per FY 2023 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
10 allotment(s) · 0 transfer(s)

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Key managerial personnel: HEMANT PADMANABH CHAFLE (Managing Director) · ANAND SHANKER KANE (CFO) · HERAMB RAMKRISHNA DAMLE (Whole-time director) · MANDAR KISHOR DEO (Whole-time director)

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 90 · Distress 90
Growth signals & trust indicators
Steady revenue growth: +1.42 over 4 year(s).
Latest year revenue grew 2.1x.
Profit expanded 24% year-on-year.
Asset base grew 0.86 - capacity expansion.
Net margin improved to 61%.
Operating for 27+ years.
Active GST registration(s).
Distress signals & risk flags
No critical warning flags detected in the available data.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence93/100
Favourable indicators
Suitability as a supplier / customer counterparty.
  • Statutory record is clean.
  • No distress signals on file.
  • Financial filings available for verification.
Banker assessment92/100
Favourable lending indicators
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance record supports lending.
Investor view90/100
Positive growth indicators
Growth quality and scalability through an investor lens.
  • 5 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management churn warrants questions.
09

MCA Filings & Events Timeline

Latest 15 events
23 Sep 2025
Last AGM held
Annual general meeting
31 Mar 2025
Latest balance sheet
Filed with ROC
25 Jan 2024
Securities allotted
951625 Equity Shares Without Differential Rights - 5.42 cr raised
24 Jan 2024
Securities allotted
11406707 Equity Shares Without Differential Rights
20 Jan 2024
Charge satisfied
Indian Bank
06 Jan 2024
Director appointed
KAPIL DILIP CHANDRAYAN (Director)
Director appointed
NITIN DATTATRAYA ALSHI (Director)
Director appointed
Sandhya Narendra Gulhane (Director)
Director appointed
PRASAD ANNAJI DONGARKAR (Director)
21 Oct 2023
Director appointed
ANAND SHANKER KANE (CFO)
01 Jun 2022
Charge satisfied
Others
16 Jul 2019
Charge satisfied
Allahabad Bank
21 Jun 2019
Charge satisfied
Bank Of Baroda
07 Jan 2019
Securities allotted
41419 Equity Shares Without Differential Rights - 30.00 Lakh raised
03 Oct 2017
Securities allotted
41419 Equity Shares Without Differential Rights - 30.00 Lakh raised
10

Key Observations

Auto-generated from the data above
Revenue grew 38% over the last 4 financial year(s).
Net profit margin moved from 1.42 to 2.1x.
Net worth is positive.
Compliance record is strong - status, filings and flags are clean.
8 active director(s) / partner(s); review board churn before relying on management continuity.
1 active GST registration(s) indicate ongoing business operations.
All 4 registered charge(s) stand satisfied - past borrowings repaid.
Promoters hold a dominant controlling stake as per the FY 2023 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
Capital has been raised through 10 security allotment(s) - amounts available in the full report.
1 overseas direct investment(s) (ODI) on record - international footprint.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Quantum Global Infratech Limited U45400DL2007PLC171238 New Delhi, Delhi, India
Radiant Info Solutions U72900DL2008PTC178862 New Delhi, Delhi, India
Netro Networks Private Limited U72200DL2018PTC333909 East Delhi, Delhi, India
Next Gen Security Solutions Private Limited U74999PN2008PTC131896 Pune City, Maharashtra, India
Cxwai Tech India Private Limited U72900KA2019FTC124335 Bangalore, Karnataka, India
Federal Soft Systems Private Limited U72200TG2020PTC138945 Hyderabad, Telangana, India
Telestream U72900KA2019FTC128474 Bengaluru, Karnataka, India
Valiance Analytics Private Limited U72900UP2018PTC109677 Dadri, Uttar Pradesh, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Trustbank Cbs before audits and certifications: compliance score 100/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Trustbank Cbs: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Favourable lending indicators. Credit risk score 90/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Positive growth indicators. Growth score 90/100, margin trends, ownership structure and peer set for Trustbank Cbs - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Favourable indicators. Trust score 88/100, distress signals and MSME payment-delay disclosures - know whether Trustbank Cbs pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Trustbank Cbs - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Trustbank Cbs an active company?

Trustbank Cbs has MCA status “Active” with a compliance score of 100/100 (Low Risk).

Is Trustbank Cbs financially healthy?

Trustbank Cbs has a Financial Health Score of 90/100 (Low Risk) based on its filed financial statements.

Should I do business with Trustbank Cbs?

Its overall Trust Score is 88/100 (Low Risk). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Trustbank Cbs?

Promoters hold a dominant controlling stake - exact percentages are in the full report. 8 active director(s) are on record.

Does Trustbank Cbs have loans or charges against its assets?

No open charges - all 4 registered charge(s) stand satisfied, indicating past borrowings were repaid.

Is Trustbank Cbs up to date with its ROC filings?

Annual filings current (balance sheet Mar 2025). Overall compliance score: 100/100 (Low Risk).

Is it risky to lend to Trustbank Cbs?

Its Credit Risk Score is 90/100 (Low Risk). Banker verdict: Favourable lending indicators.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.