Travancore Chits Private Limited - Due diligence report

A 360° intelligence report on Travancore Chits Private Limited: trust score, financial health, credit view, compliance, directors, growth an…

2011-03-08 Koothattukulam, Kerala Active Unlisted Active Non-Compliant
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Travancore Chits Private Limited — 360° Intelligence Report

Generated from MCA filings & public records
58/100
Trust Score
Moderate

Travancore Chits Private Limited is assessed as Moderate with a Trust Score of 58/100. Travancore Chits Private Limited is an active private limited indian non-government company incorporated in 2011, operating in the Financial Services sector. Reported revenue has declined across its recent filed years. It reported a loss in its latest filed year. Based on MCA filings and public records, it currently shows a moderate compliance risk and moderate financial risk profile.

Report generated on 16 Aug 2026 from the latest processed filings. Travancore Chits Private Limited snapshot & full profile →

Financial Health › Neutral
Overall Assessment CautionWeakNeutralGoodStrong Good
Compliance › Good

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreModerate
58/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreModerate
55/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreModerate
50/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
60/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreModerate
55/100
Board strength, DIN status, churn and network.
Growth ScoreCaution Indicated
40/100
Revenue, profit, asset and hiring momentum.
Distress ScoreModerate
50/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

Get full access

Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 60/100 Moderate
  • Negative operating earnings - debt service depends on external support.
  • No open charges - unencumbered balance sheet.
  • Moderate gearing (D/E 38%).
  • Working-capital cover adequate.

Charges position: 0 open (-) · 0 satisfied (-).

Compliance Score: 55/100 Moderate
  • Company status is Active as per MCA.
  • Marked ACTIVE non-compliant (INC-22A).
  • Last balance sheet is for Mar 2018 - filings overdue.
05

Director Intelligence

Stability score: 55/100
NameDIN / PANDesignationAppointedTenureDIN status
GEORGE JOHN THUKALAN 01234567 Director 01/04/2018 6 yrs Approved
BASIL ABRAHAM 01234567 Director 01/04/2018 6 yrs Approved
ELDHO KURIAKOSE 01234567 Director 01/04/2018 6 yrs Approved
ANISH CHERIAN 01234567 Director 01/04/2018 6 yrs Approved
SHAJAN THURUTHISSERIL CHACKO 01234567 Director 01/04/2018 6 yrs Approved
MIDHUN KURUVILLA KURIEN 01234567 Director 01/04/2018 6 yrs Approved
VARGHEESE THAYYIL MATHAI 01234567 Director 01/04/2018 6 yrs Approved
  • 7 directors on the board.
  • GEORGE JOHN THUKALAN has DIN status "Deactivated due to non-filing of DIR-3 KYC".
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
Director & KMP remuneration (FY 2016)
NameDesignationTotal remuneration
A K SharmaManaging Director2.4 cr
R MehtaWhole-time Director1.6 cr
S IyerCFO95.0 L

Remuneration is disclosed in the latest annual return. Unlock full report

06

Ownership & Group Intelligence

As per FY 2018 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
3 allotment(s) · 0 transfer(s)

Promoters hold the largest single block of equity - exact percentages are part of the full report.

Key managerial personnel: GEORGE JOHN THUKALAN (Managing Director)

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 40 · Distress 50
Growth signals & trust indicators
Operating for 15+ years.
Distress signals & risk flags
Revenue declined year-on-year.
Losses deepening year-on-year.
Statutory filings appear overdue.
Compliance score is weak (55/100).
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence54/100
Review suggested
Suitability as a supplier / customer counterparty.
  • Check the compliance flags before onboarding.
  • 3 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment56/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance gaps should be priced into terms.
Investor view48/100
Mixed indicators
Growth quality and scalability through an investor lens.
  • No clear growth signals in the filed years.
  • Margin and return trends computable from filings.
  • Management churn warrants questions.
09

MCA Filings & Events Timeline

Latest 13 events
30 Sep 2018
Last AGM held
Annual general meeting
31 Mar 2018
Latest balance sheet
Filed with ROC
29 Mar 2012
Securities allotted
44000.00 Equity Shares - 44.00 Lakh raised
11 Feb 2012
Securities allotted
11000.00 Equity Shares - 11.00 Lakh raised
25 Jan 2012
Securities allotted
28000.00 Equity Shares - 28.00 Lakh raised
08 Mar 2011
Incorporated
Registered with Roc Ernakulam
Director appointed
GEORGE JOHN THUKALAN (Managing Director)
Director appointed
BASIL ABRAHAM (Director)
Director appointed
ELDHO KURIAKOSE (Director)
Director appointed
ANISH CHERIAN (Director)
Director appointed
SHAJAN THURUTHISSERIL CHACKO (Director)
Director appointed
MIDHUN KURUVILLA KURIEN (Director)
Director appointed
VARGHEESE THAYYIL MATHAI (Director)
10

Key Observations

Auto-generated from the data above
Revenue declined 1.42 over the last 4 financial year(s).
Net profit margin moved from 2.1x to 24%.
Debt-to-equity stands at 0.86 - manageable leverage.
Net worth is positive.
7 active director(s) / partner(s); review board churn before relying on management continuity.
Promoters hold the largest single block of equity as per the FY 2018 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
Capital has been raised through 3 security allotment(s) - amounts available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Praxis Suppliers Pvt.Ltd. U51109WB1995PTC070866 Kolkata, West Bengal, India
Knack Corporate Services Private Limited U65991TN1991PTC021042 Chennai, Tamil Nadu, India
Focus Chits Pvt Ltd U65992HR1994PTC032434 Faridabad, Haryana, India
Richfield Investments Limited U67120WB1994PLC093831 Kolkata, West Bengal, India
Irinjalakuda Loans And Enterprises Pvt Ltd U65923KL1984PTC003981 Trichur District, Kerala, India
Mahima Securities Private Limited U67120WB2009PTC137781 Kolkata, West Bengal, India
Rimi Marketing Company Pvt. Ltd. U15499WB1990PTC048876 Kolkata, West Bengal, India
Loyal Abana Nidhi Limited U65910KL2016PLC040464 Kannur, Kerala, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Travancore Chits Private Limited before audits and certifications: compliance score 55/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Travancore Chits Private Limited: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 60/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Mixed indicators. Growth score 40/100, margin trends, ownership structure and peer set for Travancore Chits Private Limited - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Review suggested. Trust score 58/100, distress signals and MSME payment-delay disclosures - know whether Travancore Chits Private Limited pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Travancore Chits Private Limited - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Travancore Chits Private Limited an active company?

Travancore Chits Private Limited has MCA status “Active” with a compliance score of 55/100 (Moderate).

Is Travancore Chits Private Limited financially healthy?

Travancore Chits Private Limited has a Financial Health Score of 50/100 (Moderate) based on its filed financial statements.

Should I do business with Travancore Chits Private Limited?

Its overall Trust Score is 58/100 (Moderate). Vendor verdict: Review suggested. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Travancore Chits Private Limited?

Promoters hold the largest single block of equity - exact percentages are in the full report. 7 active director(s) are on record.

Does Travancore Chits Private Limited have loans or charges against its assets?

No charges are registered against this company - an unencumbered balance sheet.

Is Travancore Chits Private Limited up to date with its ROC filings?

Marked ACTIVE non-compliant (INC-22A). Overall compliance score: 55/100 (Moderate).

Is it risky to lend to Travancore Chits Private Limited?

Its Credit Risk Score is 60/100 (Moderate). Banker verdict: Mixed indicators - deeper appraisal suggested.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.