Promoter holding
64.27%
TC
Transunion Cibil Limited - Due diligence report
A 360° intelligence report on Transunioncibil: trust score, financial health, credit view, compliance, directors, growth and distress signal…
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Transunioncibil — 360° Intelligence Report
Generated from MCA filings & public records78/100
Trust Score
Low Risk
Transunioncibil is assessed as Low Risk with a Trust Score of 78/100. Transunioncibil is an active public limited indian non-government company incorporated in 2000, operating in the Financial Services sector. The company has shown revenue growth across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a low compliance risk and low financial risk profile.
Report generated on 10 Nov 2026 from the latest processed filings. Transunion Cibil Limited snapshot & full profile →
Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.
02
Score Card
Higher is safer · rule-based & explainableTrust ScoreLow Risk
78/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreLow Risk
80/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreLow Risk
95/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreLow Risk
95/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreCaution Indicated
30/100
Board strength, DIN status, churn and network.
Growth ScoreLow Risk
95/100
Revenue, profit, asset and hiring momentum.
Distress ScoreModerate
70/100
Early-warning signals - higher means fewer warnings.
03
Financial Intelligence Dashboard
Standalone · 5 filed year(s)Unlock the full 5-year financial dashboard with charts and year-wise figures.
Get full accessScores and observations on this page are already computed from the real filings - only the underlying figures are locked.
04
Credit & Compliance Intelligence
Why the scores are what they are
Credit Risk Score: 95/100 Low Risk
- Liabilities ≈ 38% EBITDA - serviceable.
- No open charges - unencumbered balance sheet.
- Moderate gearing (D/E 1.42).
- Working-capital cover adequate.
- Profitable - internal accruals available.
Charges position: 0 open (-) · 1 satisfied (1.35 cr).
Banking relationships (from registered charges)
| Lender | Charges | Amount |
|---|---|---|
| State Bank Of India | 1 | 48.0 cr |
Compliance Score: 80/100 Low Risk
- Company status is Active as per MCA.
- Annual filings current (balance sheet Mar 2026).
- Litigation present in 5 court forum(s).
- 3 active GST registration(s).
Legal cases on record (5)
05
Director Intelligence
Stability score: 30/100| Name | DIN / PAN | Designation | Appointed | Tenure | DIN status |
|---|---|---|---|---|---|
| ANANTHARAMAN VENKATARAMANAN | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| ABHINAV DHAR | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| RAJESH KUMAR RATHANCHAND | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| RAJESH KUMAR RATHANCHAND | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| WILLIAM JOHN FLYNN | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| DAVID GILBERT | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| TODD SKINNER | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| MELANIE TURGEON ZIMMERMAN | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| KANNAN NARAYANAN SRINIVASA | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| KETAKI SANAT BHAGWATI | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| POONAM SACHIN NAYAK | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| Mr. Amol Joshi | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| SANJAY PRASAD | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| Amol Gajanan Joshi | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| Bhavesh Sampatraj Jain | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| Bhavesh Sampatraj Jain | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
- 16 directors on the board.
- SANJAY PRASAD has DIN status "Deactivated due to non-filing of DIR-3 KYC".
- 5 director exits in 3 years - high churn.
Director & KMP remuneration (FY 2025)
| Name | Designation | Total remuneration |
|---|---|---|
| A K Sharma | Managing Director | 2.4 cr |
| R Mehta | Whole-time Director | 1.6 cr |
| S Iyer | CFO | 95.0 L |
Remuneration is disclosed in the latest annual return. Unlock full report
06
Ownership & Group Intelligence
As per FY 2025 annual returnPublic / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
Transunion (mauritius) Limited
Subsidiaries
-
Group entities
-
Capital events
0 allotment(s) · 9 transfer(s)
Promoters hold a dominant controlling stake - exact percentages are part of the full report.
| Group entity | Relationship | % held |
|---|---|---|
| Transunion (mauritius) Limited | Holding Company | 74.00% |
Key managerial personnel: RAJESH KUMAR RATHANCHAND (Managing Director) · RAJESH KUMAR RATHANCHAND (CEO) · Mr. Amol Joshi (CFO) · Bhavesh Sampatraj Jain (CEO)
Full shareholding pattern, group structure & capital events →
07
Risk Intelligence Center
Growth 95 · Distress 70
Growth signals & trust indicators
Revenue acceleration: +2.1x over 4 year(s).
Latest year revenue grew 24%.
Profit expanded 0.86 year-on-year.
Asset base grew 61% - capacity expansion.
EPFO headcount growing - hiring signal.
Operating for 26+ years.
Active EPFO - real payroll on record.
Active GST registration(s).
Distress signals & risk flags
Outside liabilities up 38% in a year.
3 director exits within 2 years.
5 court case(s) on record - see the legal section for details.
08
Stakeholder Verdicts
Vendor · Banker · InvestorVendor due diligence76/100
Favourable indicators
Suitability as a supplier / customer counterparty.
- Statutory record is clean.
- 2 distress signal(s) - see Risk Center.
- Financial filings available for verification.
Banker assessment91/100
Favourable lending indicators
Indicative lending comfort for banks, NBFCs and trade credit.
- Debt capacity assessed from filed statements.
- No existing security registered - first-charge position available.
- Compliance record supports lending.
Investor view91/100
Positive growth indicators
Growth quality and scalability through an investor lens.
- 5 growth signal(s) detected.
- Margin and return trends computable from filings.
- Management churn warrants questions.
09
MCA Filings & Events Timeline
Latest 15 events31 Mar 2026
Latest balance sheet
Filed with ROC
10 Jul 2025
Last AGM held
Annual general meeting
09 Jul 2025
Director ceased
KANNAN NARAYANAN SRINIVASA
Director ceased
KETAKI SANAT BHAGWATI
31 Jan 2025
Director appointed
KANNAN NARAYANAN SRINIVASA (Director)
Director appointed
KETAKI SANAT BHAGWATI (Director)
27 Dec 2024
Director appointed
Bhavesh Sampatraj Jain (Ceo)
20 Dec 2024
Director ceased
Bhavesh Sampatraj Jain
10 Dec 2024
Director appointed
Bhavesh Sampatraj Jain (CEO)
30 Jun 2024
Director ceased
WILLIAM JOHN FLYNN
Director ceased
SANJAY PRASAD
01 Apr 2024
Director appointed
SANJAY PRASAD (Director)
07 Feb 2024
Director appointed
WILLIAM JOHN FLYNN (Director)
09 Jul 2023
Director ceased
ANANTHARAMAN VENKATARAMANAN
Director ceased
MELANIE TURGEON ZIMMERMAN
10
Key Observations
Auto-generated from the data aboveRevenue grew 1.42 over the last 4 financial year(s).
Net profit margin moved from 2.1x to 24%.
Debt-to-equity stands at 0.86 - manageable leverage.
Net worth is positive.
Compliance record is strong - status, filings and flags are clean.
16 active director(s) / partner(s); review board churn before relying on management continuity.
3 active GST registration(s) indicate ongoing business operations.
All 1 registered charge(s) stand satisfied - past borrowings repaid.
EPFO-registered employer - verifiable payroll history exists.
Promoters hold a dominant controlling stake as per the FY 2025 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
| Company | CIN | Location |
|---|---|---|
| Verdant Environmental Technologies | U29190MH1995PTC087858 | Mumbai, Maharashtra, India |
| Akamai Technologies India Private Limited | U64202KA2004PTC033749 | Bengaluru, Karnataka, India |
| Western Digital | U72300KA2005PTC035961 | Kadubeesnahalli Bengaluru, Karnataka, India |
| Ninestars | U72200TN1999PTC050637 | Chennai, Tamil Nadu, India |
| Firstsource | L64202MH2001PLC134147 | Goregaon East, Maharashtra, India |
| Karix Mobile Private Limited | U70100TG1998PTC054527 | Hyderabad, Telangana, India |
| Iris Global Services Private Limited | U72900DL2009PLC189527 | New Delhi, Delhi, India |
| U72900TG2010FTC068332 | Shaikpet, Telangana, India |
12
Who Uses This Report
CA · CS · Banker · Investor · VendorChartered Accountants (CA)
Verify Transunioncibil before audits and certifications: compliance score 80/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.
Company Secretaries (CS)
Track statutory health of Transunioncibil: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.
Bankers & NBFCs
Current banker verdict: Favourable lending indicators. Credit risk score 95/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.
Investors & Analysts
Investor view: Positive growth indicators. Growth score 95/100, margin trends, ownership structure and peer set for Transunioncibil - screening before a deeper diligence.
Vendors & Procurement Teams
Vendor verdict: Favourable indicators. Trust score 78/100, distress signals and MSME payment-delay disclosures - know whether Transunioncibil pays its suppliers before you extend credit terms.
Lawyers & Compliance Teams
Litigation footprint (5 case(s) on record), regulatory flags, charge documents trail and director networks for Transunioncibil - groundwork for KYC, onboarding and disputes.
13
Frequently Asked Questions
Is Transunioncibil an active company?
Transunioncibil has MCA status “Active” with a compliance score of 80/100 (Low Risk).
Is Transunioncibil financially healthy?
Transunioncibil has a Financial Health Score of 95/100 (Low Risk) based on its filed financial statements.
Should I do business with Transunioncibil?
Its overall Trust Score is 78/100 (Low Risk). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.
Who controls Transunioncibil?
The ultimate holding entity is Transunion (mauritius) Limited. 16 active director(s) are on record.
Does Transunioncibil have loans or charges against its assets?
No open charges - all 1 registered charge(s) stand satisfied, indicating past borrowings were repaid.
Is Transunioncibil up to date with its ROC filings?
Annual filings current (balance sheet Mar 2026). Overall compliance score: 80/100 (Low Risk).
Is it risky to lend to Transunioncibil?
Its Credit Risk Score is 95/100 (Low Risk). Banker verdict: Favourable lending indicators.
Disclaimer: This report is generated automatically from MCA filings and public records as available
in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the
underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are
not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice.
Verify from official sources and consult a qualified professional before any business, lending or investment decision.
If you represent this company and believe any information is inaccurate or outdated,
report it here and we will review promptly.
