Promoter holding
64.27%
TL
Transerv Limited - Due diligence report
A 360° intelligence report on Dhanipay: trust score, financial health, credit view, compliance, directors, growth and distress signals - gen…
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Dhanipay — 360° Intelligence Report
Generated from MCA filings & public records70/100
Trust Score
Moderate
Dhanipay is assessed as Moderate with a Trust Score of 70/100. Dhanipay is an active public limited indian non-government company incorporated in 2010, operating in the Business Outsourcing sector. The company has shown revenue growth across its recent filed years. It reported a loss in its latest filed year. Based on MCA filings and public records, it currently shows a low compliance risk and high financial risk profile.
Report generated on 06 Jul 2026 from the latest processed filings. Transerv Limited snapshot & full profile →
Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.
02
Score Card
Higher is safer · rule-based & explainableTrust ScoreModerate
70/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreLow Risk
93/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreCaution Indicated
20/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreCaution Indicated
35/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
85/100
Board strength, DIN status, churn and network.
Growth ScoreModerate
60/100
Revenue, profit, asset and hiring momentum.
Distress ScoreModerate
60/100
Early-warning signals - higher means fewer warnings.
03
Financial Intelligence Dashboard
Standalone · 5 filed year(s)Unlock the full 5-year financial dashboard with charts and year-wise figures.
Get full accessScores and observations on this page are already computed from the real filings - only the underlying figures are locked.
04
Credit & Compliance Intelligence
Why the scores are what they are
Credit Risk Score: 35/100 Caution Indicated
- Negative operating earnings - debt service depends on external support.
- No open charges - unencumbered balance sheet.
- Elevated gearing (D/E 38%).
Charges position: 0 open (-) · 1 satisfied (13.50 cr).
Banking relationships (from registered charges)
| Lender | Charges | Amount |
|---|---|---|
| Others | 1 | 48.0 cr |
Compliance Score: 93/100 Low Risk
- Company status is Active as per MCA.
- Annual filings current (balance sheet Mar 2025).
- Litigation present in 1 court forum(s).
- 1 active GST registration(s).
Legal cases on record (1)
05
Director Intelligence
Stability score: 85/100| Name | DIN / PAN | Designation | Appointed | Tenure | DIN status |
|---|---|---|---|---|---|
| Sidharth Vinod Nathani | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| Sidharth Vinod Nathani | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| ALKA MALHOTRA | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| AKSHAY KUMAR TIWARY | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| SANJEEV KASHYAP | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| Jyoti Amar Sonawane | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
- 6 directors on the board.
- No disqualified or deactivated DINs.
- 3 director exit(s) in the last 3 years.
Director & KMP remuneration (FY 2023)
| Name | Designation | Total remuneration |
|---|---|---|
| A K Sharma | Managing Director | 2.4 cr |
| R Mehta | Whole-time Director | 1.6 cr |
| S Iyer | CFO | 95.0 L |
Remuneration is disclosed in the latest annual return. Unlock full report
06
Ownership & Group Intelligence
As per FY 2023 annual returnPublic / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
Dhani Loans And Services Limited
Subsidiaries
-
Group entities
-
Capital events
21 allotment(s) · 3 transfer(s)
Promoters hold a dominant controlling stake - exact percentages are part of the full report.
| Group entity | Relationship | % held |
|---|---|---|
| Dhani Loans And Services Limited | Holding Company | 74.00% |
| Dhani Services Limited | Holding Company | 74.00% |
Key managerial personnel: Sidharth Vinod Nathani (CEO) · Sidharth Vinod Nathani (CEO)
Full shareholding pattern, group structure & capital events →
07
Risk Intelligence Center
Growth 60 · Distress 60
Growth signals & trust indicators
Steady revenue growth: +1.42 over 4 year(s).
Operating for 15+ years.
Active EPFO - real payroll on record.
Active GST registration(s).
Distress signals & risk flags
Revenue declined year-on-year.
Losses deepening year-on-year.
1 court case(s) on record - see the legal section for details.
08
Stakeholder Verdicts
Vendor · Banker · InvestorVendor due diligence76/100
Favourable indicators
Suitability as a supplier / customer counterparty.
- Statutory record is clean.
- 2 distress signal(s) - see Risk Center.
- Financial filings available for verification.
Banker assessment45/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
- Debt capacity assessed from filed statements.
- No existing security registered - first-charge position available.
- Compliance record supports lending.
Investor view48/100
Mixed indicators
Growth quality and scalability through an investor lens.
- 1 growth signal(s) detected.
- Margin and return trends computable from filings.
- Management team looks stable.
09
MCA Filings & Events Timeline
Latest 15 events22 Sep 2025
Last AGM held
Annual general meeting
31 Mar 2025
Latest balance sheet
Filed with ROC
06 Jun 2024
Director appointed
ALKA MALHOTRA (Company Secretary)
Director appointed
Jyoti Amar Sonawane (Cfo)
19 Oct 2023
Director appointed
Sidharth Vinod Nathani (CEO)
25 Sep 2023
Director ceased
Sidharth Vinod Nathani
Director ceased
AKSHAY KUMAR TIWARY
Director ceased
SANJEEV KASHYAP
31 Mar 2023
Share transfer (FY 2023)
1.00000000 shares to Ravinder Kumar
13 Feb 2023
Director appointed
Sidharth Vinod Nathani (CEO)
31 Jan 2023
Director appointed
SANJEEV KASHYAP (Director)
28 Nov 2022
Director appointed
AKSHAY KUMAR TIWARY (Director)
Director ceased
VIPIN CHAUDHARY
28 Sep 2022
Director ceased
AKHIL GUPTA
27 Apr 2022
Director ceased
AJIT KUMAR MITTAL
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Key Observations
Auto-generated from the data aboveRevenue grew 2.1x over the last 4 financial year(s).
Net profit margin moved from 24% to 0.86.
Debt-to-equity stands at 61% - leverage worth monitoring.
Net worth is positive.
Compliance record is strong - status, filings and flags are clean.
6 active director(s) / partner(s); board looks stable and experienced.
1 active GST registration(s) indicate ongoing business operations.
All 1 registered charge(s) stand satisfied - past borrowings repaid.
EPFO-registered employer - verifiable payroll history exists.
Promoters hold a dominant controlling stake as per the FY 2023 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
Capital has been raised through 21 security allotment(s) - amounts available in the full report.
| Company | CIN | Location |
|---|---|---|
| Sen Brothers Forex Private Limited | U74900WB2014PTC202730 | Kolkata, West Bengal, India |
| North Eastern Publishing And Advertising Co Ltd. | L68200WB1981PLC272244 | Kolkata, West Bengal, India |
| Shriram Li Holdings Private Limited | U72900TN2019PTC132421 | Chennai, Tamil Nadu, India |
| Riteshindustries | L74899DL1987PLC027050 | New Delhi, Delhi, India |
| Khfl | U65910MH2011PTC221255 | Mumbai, Maharashtra, India |
| Prudent Arc Limited | U74900DL2011PLC225445 | New Delhi, Delhi, India |
| Samrup Trading Private Limited | U67100GJ2003PTC042465 | Vadodara, Gujarat, India |
| Prolific Finvest Private Limited | U74140KA2003PTC050949 | Bangalore, Karnataka, India |
12
Who Uses This Report
CA · CS · Banker · Investor · VendorChartered Accountants (CA)
Verify Dhanipay before audits and certifications: compliance score 93/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.
Company Secretaries (CS)
Track statutory health of Dhanipay: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.
Bankers & NBFCs
Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 35/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.
Investors & Analysts
Investor view: Mixed indicators. Growth score 60/100, margin trends, ownership structure and peer set for Dhanipay - screening before a deeper diligence.
Vendors & Procurement Teams
Vendor verdict: Favourable indicators. Trust score 70/100, distress signals and MSME payment-delay disclosures - know whether Dhanipay pays its suppliers before you extend credit terms.
Lawyers & Compliance Teams
Litigation footprint (1 case(s) on record), regulatory flags, charge documents trail and director networks for Dhanipay - groundwork for KYC, onboarding and disputes.
13
Frequently Asked Questions
Is Dhanipay an active company?
Dhanipay has MCA status “Active” with a compliance score of 93/100 (Low Risk).
Is Dhanipay financially healthy?
Dhanipay has a Financial Health Score of 20/100 (Caution Indicated) based on its filed financial statements.
Should I do business with Dhanipay?
Its overall Trust Score is 70/100 (Moderate). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.
Who controls Dhanipay?
The ultimate holding entity is Dhani Loans And Services Limited. 6 active director(s) are on record.
Does Dhanipay have loans or charges against its assets?
No open charges - all 1 registered charge(s) stand satisfied, indicating past borrowings were repaid.
Is Dhanipay up to date with its ROC filings?
Annual filings current (balance sheet Mar 2025). Overall compliance score: 93/100 (Low Risk).
Is it risky to lend to Dhanipay?
Its Credit Risk Score is 35/100 (Caution Indicated). Banker verdict: Mixed indicators - deeper appraisal suggested.
Disclaimer: This report is generated automatically from MCA filings and public records as available
in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the
underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are
not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice.
Verify from official sources and consult a qualified professional before any business, lending or investment decision.
If you represent this company and believe any information is inaccurate or outdated,
report it here and we will review promptly.
