Total Financial Services Ltd. - Due diligence report

A 360° intelligence report on Total Financial Services Ltd.: trust score, financial health, credit view, compliance, directors, growth and d…

1994-04-22 Kol, West Bengal Active Unlisted Active Compliant
Share
View plans Plan
TF Total Financial Services Ltd.
View plans Plan
Full Due-Diligence Report + Documents
  • Unlock all financial figures & 5-year trends
  • Full trust, health & credit-risk scores
  • Director details, charges & MCA documents
₹700 ₹349 50% off New user
Or enjoy up to 50% off with credits View credit packages
Company Credits – Starter
  • One credit unlocks this full due-diligence report
  • Use across any company’s report, anytime
  • Credits valid for 12 months
× ₹700 ₹279 = ₹2,790 60% off
Choose your own credit amount View credit packages

Total Financial Services Ltd. — 360° Intelligence Report

Generated from MCA filings & public records
55/100
Trust Score
Moderate

Total Financial Services Ltd. is assessed as Moderate with a Trust Score of 55/100. Total Financial Services Ltd. is an active public limited indian non-government company incorporated in 1994, operating in the Financial Services sector. The company has shown revenue growth across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a moderate compliance risk and high financial risk profile.

Report generated on 06 Jul 2026 from the latest processed filings. Total Financial Services Ltd. snapshot & full profile →

Financial Health › Weak
Overall Assessment CautionWeakNeutralGoodStrong Good
Compliance › Good

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreModerate
55/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreModerate
56/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreCaution Indicated
30/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
55/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreModerate
55/100
Board strength, DIN status, churn and network.
Growth ScoreLow Risk
80/100
Revenue, profit, asset and hiring momentum.
Distress ScoreModerate
55/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

Get full access

Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 55/100 Moderate
  • Negative operating earnings - debt service depends on external support.
  • No open charges - unencumbered balance sheet.
  • Profitable - internal accruals available.

Charges position: 0 open (-) · 0 satisfied (-).

Compliance Score: 56/100 Moderate
  • Company status is Active as per MCA.
  • Annual filings current (balance sheet Mar 2025).
  • Flagged by authority: SEBI, FIU, RBI.
  • Litigation present in 2 court forum(s).
Legal cases on record (2)
05

Director Intelligence

Stability score: 55/100
NameDIN / PANDesignationAppointedTenureDIN status
ALOKE KUMAR CHAKRABORTY 01234567 Director 01/04/2018 6 yrs Approved
SWAPAN ROY 01234567 Director 01/04/2018 6 yrs Approved
SANJAY KUMAR BAJORIA 01234567 Director 01/04/2018 6 yrs Approved
  • 3 directors on the board.
  • SANJAY KUMAR BAJORIA has DIN status "Disqualified by RoC u/s 164(2)".
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
06

Ownership & Group Intelligence

As per FY 2022 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
-

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 80 · Distress 55
Growth signals & trust indicators
Revenue acceleration: +38% over 4 year(s).
Profit expanded 1.42 year-on-year.
Operating for 32+ years.
Active EPFO - real payroll on record.
Distress signals & risk flags
Revenue declined year-on-year.
Negative net worth.
Compliance score is weak (56/100).
2 court case(s) on record - see the legal section for details.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence55/100
Review suggested
Suitability as a supplier / customer counterparty.
  • Check the compliance flags before onboarding.
  • 2 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment48/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance gaps should be priced into terms.
Investor view56/100
Mixed indicators
Growth quality and scalability through an investor lens.
  • 2 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management churn warrants questions.
09

MCA Filings & Events Timeline

Latest 11 events
30 Sep 2025
Last AGM held
Annual general meeting
31 Mar 2025
Latest balance sheet
Filed with ROC
30 Sep 2022
Director ceased
SWAPAN ROY
24 Jun 2022
Director ceased
ASHISH BANSAL AGGARWAL
21 Jun 2022
Director appointed
ALOKE KUMAR CHAKRABORTY (Director)
15 Jun 2022
Director ceased
SOURAV BHATTACHARJEE
01 Jun 2022
Director appointed
SWAPAN ROY (Director)
12 Aug 2018
Director ceased
ASHOK KUMAR RUNGTA
20 Aug 2007
Director appointed
SANJAY KUMAR BAJORIA (Director)
Director ceased
CHINTAN UPADHYAY
22 Apr 1994
Incorporated
Registered with Roc Kolkata
10

Key Observations

Auto-generated from the data above
Revenue grew 2.1x over the last 4 financial year(s).
3 active director(s) / partner(s); review board churn before relying on management continuity.
EPFO-registered employer - verifiable payroll history exists.
Promoters hold a dominant controlling stake as per the FY 2022 annual return.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Parakram Dealers Private Limited U51909WB2009PTC140108 Kolkata, West Bengal, India
Vijit Realty Private Limited U70100MP2011PTC025580 Indore, Madhya Pradesh, India
Rajnigandha Promotions Pvt Ltd U65993WB1981PTC034105 Kolkata, West Bengal, India
Country Finvest Private Limited U74899DL1995PTC070269 New Delhi, Delhi, India
D'Mitra Finance And Leasing Co Pvt Ltd U65920MH1989PTC053643 Aurangabad, Maharashtra, India
Zircon Plastics Private Limited (Sangh Investments) U65910GJ1984PTC006687 Ahmedabad, Gujarat, India
Shivam Laminators Pvt Ltd U17232WB1991PTC052086 Kolkata, West Bengal, India
Pulkit Homes Private Limited U70109WB2011PTC168430 Kolkata, West Bengal, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Total Financial Services Ltd. before audits and certifications: compliance score 56/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Total Financial Services Ltd.: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 55/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Mixed indicators. Growth score 80/100, margin trends, ownership structure and peer set for Total Financial Services Ltd. - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Review suggested. Trust score 55/100, distress signals and MSME payment-delay disclosures - know whether Total Financial Services Ltd. pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (2 case(s) on record), regulatory flags, charge documents trail and director networks for Total Financial Services Ltd. - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Total Financial Services Ltd. an active company?

Total Financial Services Ltd. has MCA status “Active” with a compliance score of 56/100 (Moderate).

Is Total Financial Services Ltd. financially healthy?

Total Financial Services Ltd. has a Financial Health Score of 30/100 (Caution Indicated) based on its filed financial statements.

Should I do business with Total Financial Services Ltd.?

Its overall Trust Score is 55/100 (Moderate). Vendor verdict: Review suggested. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Total Financial Services Ltd.?

Promoters hold a dominant controlling stake - exact percentages are in the full report. 3 active director(s) are on record.

Does Total Financial Services Ltd. have loans or charges against its assets?

No charges are registered against this company - an unencumbered balance sheet.

Is Total Financial Services Ltd. up to date with its ROC filings?

Annual filings current (balance sheet Mar 2025). Overall compliance score: 56/100 (Moderate).

Is it risky to lend to Total Financial Services Ltd.?

Its Credit Risk Score is 55/100 (Moderate). Banker verdict: Mixed indicators - deeper appraisal suggested.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.