Text N Graphics Private Limited - Due diligence report

A 360° intelligence report on Text N Graphics Private Limited: trust score, financial health, credit view, compliance, directors, growth and…

1996-11-14 Ernakulam, Kerala Active Unlisted Active Non-Compliant
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TN Text N Graphics Private Limited
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Text N Graphics Private Limited — 360° Intelligence Report

Generated from MCA filings & public records
52/100
Trust Score
Moderate

Text N Graphics Private Limited is assessed as Moderate with a Trust Score of 52/100. Text N Graphics Private Limited is an active private limited indian non-government company incorporated in 1996, operating in the Media and Publishing sector. Reported revenue has declined across its recent filed years. It reported a loss in its latest filed year. Based on MCA filings and public records, it currently shows a moderate compliance risk and high financial risk profile.

Report generated on 11 Aug 2026 from the latest processed filings. Text N Graphics Private Limited snapshot & full profile →

Financial Health › Caution
Overall Assessment CautionWeakNeutralGoodStrong Neutral
Compliance › Strong

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreModerate
52/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreModerate
73/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreCaution Indicated
5/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreCaution Indicated
40/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreModerate
55/100
Board strength, DIN status, churn and network.
Growth ScoreCaution Indicated
40/100
Revenue, profit, asset and hiring momentum.
Distress ScoreCaution Indicated
40/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

Get full access

Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 40/100 Caution Indicated
  • Liabilities ≈ 38% EBITDA - stretched.

Charges position: 1 open (2.35 cr) · 0 satisfied (-).

Banking relationships (from registered charges)
LenderChargesAmount
The Federal Bank Ltd1 48.0 cr
Compliance Score: 73/100 Moderate
  • Company status is Active as per MCA.
  • Marked ACTIVE non-compliant (INC-22A).
  • Annual filings current (balance sheet Mar 2025).
  • Litigation present in 1 court forum(s).
  • 1 active GST registration(s).
Legal cases on record (1)
05

Director Intelligence

Stability score: 55/100
NameDIN / PANDesignationAppointedTenureDIN status
JAYAN VARGHESE 01234567 Director 01/04/2018 6 yrs Approved
SAJI VARGHESE 01234567 Director 01/04/2018 6 yrs Approved
BINU PULLAMKOTTU JOHN 01234567 Director 01/04/2018 6 yrs Approved
SUNNY VARGHESE 01234567 Director 01/04/2018 6 yrs Approved
PAUL ITTEERA 01234567 Director 01/04/2018 6 yrs Approved
  • 5 directors on the board.
  • JAYAN VARGHESE has DIN status "Disqualified by RoC u/s 164(2)".
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
06

Ownership & Group Intelligence

As per FY 2020 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
1 allotment(s) · 0 transfer(s)

Promoters hold a majority stake - exact percentages are part of the full report.

Key managerial personnel: PAUL ITTEERA (Managing Director)

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 40 · Distress 40
Growth signals & trust indicators
Operating for 29+ years.
Active GST registration(s).
Distress signals & risk flags
Revenue declined year-on-year.
Losses deepening year-on-year.
Negative net worth.
1 open charge(s) registered - assets are encumbered.
1 court case(s) on record - see the legal section for details.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence57/100
Review suggested
Suitability as a supplier / customer counterparty.
  • Statutory record is clean.
  • 3 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment38/100
Enhanced diligence advised
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • 1 open charge(s) of 2.35 cr already registered.
  • Compliance record supports lending.
Investor view31/100
Limited indicators at present
Growth quality and scalability through an investor lens.
  • No clear growth signals in the filed years.
  • Margin and return trends computable from filings.
  • Management churn warrants questions.
09

MCA Filings & Events Timeline

Latest 12 events
30 Sep 2025
Last AGM held
Annual general meeting
31 Mar 2025
Latest balance sheet
Filed with ROC
09 Oct 2018
Director ceased
JIFFY ITTEERA
09 Jan 2015
Charge created
The Federal Bank Ltd - 2.35 cr
29 Sep 2014
Director appointed
JAYAN VARGHESE (Director)
Director appointed
SAJI VARGHESE (Director)
Director appointed
BINU PULLAMKOTTU JOHN (Director)
Director ceased
ANILKUMAR PUTHOOR
17 Jan 2012
Securities allotted
45000 Equity Shares Without Differential Rights - 4.50 Lakh raised
14 Nov 1996
Incorporated
Registered with Roc Ernakulam
Director appointed
SUNNY VARGHESE (Director)
Director appointed
PAUL ITTEERA (Managing Director)
10

Key Observations

Auto-generated from the data above
Revenue declined 1.42 over the last 4 financial year(s).
Net profit margin moved from 2.1x to 24%.
5 active director(s) / partner(s); review board churn before relying on management continuity.
1 active GST registration(s) indicate ongoing business operations.
Promoters hold a majority stake as per the FY 2020 annual return.
Capital has been raised through 1 security allotment(s) - amounts available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Saraswati Offset Press Pvt Ltd U22110HR1992PTC031842 Haryana, Haryana, India
Right Print Solutions Private Limited U22200DL2009PTC194050 New Delhi, Delhi, India
Parth Digital Private Limited U74999MH2011PTC212398 Mumbai, Maharashtra, India
Pratidhwani Media Initiative Private Limited U22300DL2016PTC301352 New Delhi, Delhi, India
Eureka Packaging Private Limited U74950WB1998PTC087685 Kolkata, West Bengal, India
Aakruti Print Fx Private Limited U22219TG2014PTC093397 Hyderabad, Telangana, India
Jaskan Sd Technologies India Private Limited U24304TN2020PTC139081 Vyasarpadi, Tamil Nadu, India
Ratna Offsets Limited U22211UP1996PLC020924 Varanasi, Uttar Pradesh, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Text N Graphics Private Limited before audits and certifications: compliance score 73/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Text N Graphics Private Limited: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Enhanced diligence advised. Credit risk score 40/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Limited indicators at present. Growth score 40/100, margin trends, ownership structure and peer set for Text N Graphics Private Limited - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Review suggested. Trust score 52/100, distress signals and MSME payment-delay disclosures - know whether Text N Graphics Private Limited pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (1 case(s) on record), regulatory flags, charge documents trail and director networks for Text N Graphics Private Limited - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Text N Graphics Private Limited an active company?

Text N Graphics Private Limited has MCA status “Active” with a compliance score of 73/100 (Moderate).

Is Text N Graphics Private Limited financially healthy?

Text N Graphics Private Limited has a Financial Health Score of 5/100 (Caution Indicated) based on its filed financial statements.

Should I do business with Text N Graphics Private Limited?

Its overall Trust Score is 52/100 (Moderate). Vendor verdict: Review suggested. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Text N Graphics Private Limited?

Promoters hold a majority stake - exact percentages are in the full report. 5 active director(s) are on record.

Does Text N Graphics Private Limited have loans or charges against its assets?

1 open charge(s) are registered against its assets.

Is Text N Graphics Private Limited up to date with its ROC filings?

Marked ACTIVE non-compliant (INC-22A). Overall compliance score: 73/100 (Moderate).

Is it risky to lend to Text N Graphics Private Limited?

Its Credit Risk Score is 40/100 (Caution Indicated). Banker verdict: Enhanced diligence advised.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.