Terrals Technologies Private Limited - Due diligence report

A 360° intelligence report on Phable: trust score, financial health, credit view, compliance, directors, growth and distress signals - gener…

2017-10-10 Bangalore, Karnataka Active Unlisted Active Compliant
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TT Terrals Technologies Private Limited
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Phable — 360° Intelligence Report

Generated from MCA filings & public records
76/100
Trust Score
Low Risk

Phable is assessed as Low Risk with a Trust Score of 76/100. Phable is an active private limited indian non-government company incorporated in 2017, operating in the Internet sector. It reported a loss in its latest filed year. Based on MCA filings and public records, it currently shows a low compliance risk and moderate financial risk profile.

Report generated on 09 Jul 2026 from the latest processed filings. Terrals Technologies Private Limited snapshot & full profile →

Financial Health › Strong
Overall Assessment CautionWeakNeutralGoodStrong Strong
Compliance › Strong

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreLow Risk
76/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreLow Risk
75/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreModerate
70/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
55/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreModerate
65/100
Revenue, profit, asset and hiring momentum.
Distress ScoreModerate
65/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

Get full access

Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 55/100 Moderate
  • Negative operating earnings - debt service depends on external support.
  • Moderate gearing (D/E 38%).
  • Working-capital cover adequate.

Charges position: 1 open (10.00 cr) · 0 satisfied (-).

Banking relationships (from registered charges)
LenderChargesAmount
Others1 48.0 cr
Compliance Score: 75/100 Low Risk
  • Company status is Active as per MCA.
  • Last balance sheet is for Mar 2022 - filings overdue.
  • 1 active GST registration(s).
05

Director Intelligence

Stability score: 95/100
NameDIN / PANDesignationAppointedTenureDIN status
MUKESH KUMAR BANSAL 01234567 Director 01/04/2018 6 yrs Approved
SUMIT SINHA 01234567 Director 01/04/2018 6 yrs Approved
  • 2 directors on the board.
  • No disqualified or deactivated DINs.
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
Director & KMP remuneration (FY 2022)
NameDesignationTotal remuneration
A K SharmaManaging Director2.4 cr
R MehtaWhole-time Director1.6 cr
S IyerCFO95.0 L

Remuneration is disclosed in the latest annual return. Unlock full report

06

Ownership & Group Intelligence

As per FY 2022 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
39 allotment(s) · 0 transfer(s)

Promoters hold a majority stake - exact percentages are part of the full report.

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 65 · Distress 65
Growth signals & trust indicators
Latest year revenue grew 1.42.
Asset base grew 2.1x - capacity expansion.
Operating for 8 years.
Active GST registration(s).
Distress signals & risk flags
Losses deepening year-on-year.
Statutory filings appear overdue.
1 open charge(s) registered - assets are encumbered.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence72/100
Favourable indicators
Suitability as a supplier / customer counterparty.
  • Statutory record is clean.
  • 2 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment64/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • 1 open charge(s) of 10.00 cr already registered.
  • Compliance record supports lending.
Investor view70/100
Positive growth indicators
Growth quality and scalability through an investor lens.
  • 2 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 15 events
30 Jun 2023
Director ceased
WILLIAM BAO BEAN
10 Jan 2023
Securities allotted
58 Preference Shares - 1.32 cr raised
23 Dec 2022
Securities allotted
247 Preference Shares - 5.63 cr raised
20 Dec 2022
Securities allotted
53 Preference Shares - 1.21 cr raised
05 Dec 2022
Securities allotted
36 Preference Shares - 82.02 Lakh raised
18 Nov 2022
Securities allotted
131 Preference Shares - 2.98 cr raised
30 Sep 2022
Last AGM held
Annual general meeting
23 May 2022
Securities allotted
523 Preference Shares - 11.92 cr raised
13 Apr 2022
Securities allotted
5281 Preference Shares - 120.32 cr raised
31 Mar 2022
Latest balance sheet
Filed with ROC
29 Mar 2022
Securities allotted
438 Preference Shares - 9.98 cr raised
08 Feb 2022
Securities allotted
2197 Preference Shares - 29.99 cr raised
Securities allotted
42 Equity Shares - 420.00 raised
23 Dec 2021
Securities allotted
1000 Debentures - 10.00 cr raised
Securities allotted
52 Preference Shares - 71.04 Lakh raised
10

Key Observations

Auto-generated from the data above
Debt-to-equity stands at 24% - manageable leverage.
Net worth is positive.
Compliance record is strong - status, filings and flags are clean.
2 active director(s) / partner(s); board looks stable and experienced.
1 active GST registration(s) indicate ongoing business operations.
Promoters hold a majority stake as per the FY 2022 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
Capital has been raised through 39 security allotment(s) - amounts available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
3Embed Software Technologies Private Limited U72200KA2012PTC063647 Bangalore, Karnataka, India
Lorhan It Services Private Limited U72200TG2018PTC128632 Hyderabad, Telangana, India
Morph Digital Solutions Private Limited U72200KA2012PTC062064 Bangalore, Karnataka, India
Linkdigi Spaces Private Limited U74999KA2017PTC103035 Bangalore South, Karnataka, India
Simplified Financial Solutions Private Limited U67190MH2004PTC149652 Mumbai, Maharashtra, India
Jonas Collections And Recovery India Private Limited U72900KA2021FTC148090 Bangalore South, Karnataka, India
Myhcue U72900TN2015PTC100193 Chennai, Tamil Nadu, India
Chartered Information Systems U72900MH2002PTC135191 Nagpur, Maharashtra, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Phable before audits and certifications: compliance score 75/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Phable: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 55/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Positive growth indicators. Growth score 65/100, margin trends, ownership structure and peer set for Phable - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Favourable indicators. Trust score 76/100, distress signals and MSME payment-delay disclosures - know whether Phable pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Phable - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Phable an active company?

Phable has MCA status “Active” with a compliance score of 75/100 (Low Risk).

Is Phable financially healthy?

Phable has a Financial Health Score of 70/100 (Moderate) based on its filed financial statements.

Should I do business with Phable?

Its overall Trust Score is 76/100 (Low Risk). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Phable?

Promoters hold a majority stake - exact percentages are in the full report. 2 active director(s) are on record.

Does Phable have loans or charges against its assets?

1 open charge(s) are registered against its assets.

Is Phable up to date with its ROC filings?

Last balance sheet is for Mar 2022 - filings overdue. Overall compliance score: 75/100 (Low Risk).

Is it risky to lend to Phable?

Its Credit Risk Score is 55/100 (Moderate). Banker verdict: Mixed indicators - deeper appraisal suggested.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.