Tera Software Limited - Due diligence report

A 360° intelligence report on Tera Soft: trust score, financial health, credit view, compliance, directors, growth and distress signals - ge…

1994-09-26 Hyderabad, Telangana Active Listed Active Compliant
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Tera Soft — 360° Intelligence Report

Generated from MCA filings & public records
70/100
Trust Score
Moderate

Tera Soft is assessed as Moderate with a Trust Score of 70/100. Tera Soft is an active public limited indian non-government company incorporated in 1994, operating in the Information Technology sector. Reported revenue has declined across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a high compliance risk and low financial risk profile.

Report generated on 08 Jul 2026 from the latest processed filings. Tera Software Limited snapshot & full profile →

Financial Health › Strong
Overall Assessment CautionWeakNeutralGoodStrong Strong
Compliance › Weak

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreModerate
70/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreCaution Indicated
42/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreLow Risk
95/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreLow Risk
80/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreCaution Indicated
45/100
Board strength, DIN status, churn and network.
Growth ScoreModerate
65/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
80/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

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Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 80/100 Low Risk
  • Moderate gearing (D/E 38%).
  • Profitable - internal accruals available.
  • Externally credit-rated (B-).

Charges position: 2 open (104.80 cr) · 11 satisfied (36.67 cr).

Banking relationships (from registered charges)
LenderChargesAmount
Others1 48.0 cr
Canara Bank1 48.0 cr
Bank Of Maharashtra2 48.0 cr
Hewlett Packard Financial Services (India) Private Ltd5 48.0 cr
Bank Of Maharashtra2 48.0 cr
Syndicate Bank2 48.0 cr
Compliance Score: 42/100 Caution Indicated
  • Company status is Active as per MCA.
  • Annual filings current (balance sheet Mar 2025).
  • Flagged by authority: BSE.
  • Litigation present in 4 court forum(s).
  • Delayed payments to MSME suppliers disclosed (8 disclosure(s)).
  • 6 active GST registration(s).
Legal cases on record (4)
05

Director Intelligence

Stability score: 45/100
NameDIN / PANDesignationAppointedTenureDIN status
GOPICHAND TUMMALA 01234567 Director 01/04/2018 6 yrs Approved
TUMMALA BAPAIAH CHOWDARY 01234567 Director 01/04/2018 6 yrs Approved
MADHU MITRA TUMMALA 01234567 Director 01/04/2018 6 yrs Approved
MALLIKARJUNA CHINI 01234567 Director 01/04/2018 6 yrs Approved
DIVAKAR ATLURI 01234567 Director 01/04/2018 6 yrs Approved
BRAJA BANDHU NAYAK 01234567 Director 01/04/2018 6 yrs Approved
USHARANI VEMURI 01234567 Director 01/04/2018 6 yrs Approved
MALLIKARJUNA CHINI 01234567 Director 01/04/2018 6 yrs Approved
Pravallika Doddi 01234567 Director 01/04/2018 6 yrs Approved
  • 9 directors on the board.
  • MALLIKARJUNA CHINI has DIN status "Deactivated due to non-filing of DIR-3 KYC".
  • 3 director exit(s) in the last 3 years.
  • Average tenure above 5 years.
Director & KMP remuneration (FY 2023)
NameDesignationTotal remuneration
A K SharmaManaging Director2.4 cr
R MehtaWhole-time Director1.6 cr
S IyerCFO95.0 L

Remuneration is disclosed in the latest annual return. Unlock full report

06

Ownership & Group Intelligence

As per FY 2025 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
0 allotment(s) · 1 transfer(s)

Promoters hold a minority stake - exact percentages are part of the full report.

Key managerial personnel: GOPICHAND TUMMALA (Managing Director) · MADHU MITRA TUMMALA (Whole-time director)

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 65 · Distress 80
Growth signals & trust indicators
Latest year revenue grew 1.42.
Profit expanded 2.1x year-on-year.
Net margin improved to 24%.
Operating for 31+ years.
Active EPFO - real payroll on record.
Active GST registration(s).
Distress signals & risk flags
3 director exits within 2 years.
Compliance score is weak (42/100).
2 open charge(s) registered - assets are encumbered.
MSME payment delays disclosed - latest outstanding 2.90 cr.
4 court case(s) on record - see the legal section for details.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence62/100
Review suggested
Suitability as a supplier / customer counterparty.
  • Check the compliance flags before onboarding.
  • 1 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment75/100
Favourable lending indicators
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • 2 open charge(s) of 104.80 cr already registered.
  • Compliance gaps should be priced into terms.
Investor view77/100
Positive growth indicators
Growth quality and scalability through an investor lens.
  • 3 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management churn warrants questions.
09

MCA Filings & Events Timeline

Latest 15 events
26 Sep 2025
Last AGM held
Annual general meeting
31 Mar 2025
Latest balance sheet
Filed with ROC
30 Sep 2024
Director ceased
HANUMAN CHOWDARY TRIPURANENI
Director ceased
THOZUVANOOR VELLAT LAKSHMI
08 Sep 2024
Director ceased
USHARANI VEMURI
03 Aug 2024
Director appointed
USHARANI VEMURI (Director)
19 Jan 2024
Director appointed
Pravallika Doddi (Cfo)
17 Aug 2023
Director appointed
MADHU MITRA TUMMALA (Whole-time director)
30 Jun 2023
Director ceased
ODURU BABU
11 Nov 2022
Director ceased
SIVARAMA PRASAD TAMMANA
24 Sep 2022
Director appointed
BRAJA BANDHU NAYAK (Director)
16 Nov 2021
Director appointed
MALLIKARJUNA CHINI (Nodal Officer)
11 Nov 2021
Director ceased
SURAPANENI SREE RAMA KOTESWARA RAO
30 Jul 2021
Director ceased
DIVAKAR ATLURI
12 Feb 2021
Director appointed
MALLIKARJUNA CHINI (Company Secretary)
10

Key Observations

Auto-generated from the data above
Revenue declined 0.86 over the last 4 financial year(s).
Net profit margin moved from 61% to 38%.
Debt-to-equity stands at 1.42 - manageable leverage.
Net worth is positive.
9 active director(s) / partner(s); review board churn before relying on management continuity.
6 active GST registration(s) indicate ongoing business operations.
Carries an external credit rating of B- from Indiarating.
EPFO-registered employer - verifiable payroll history exists.
Promoters hold a minority stake as per the FY 2025 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Smallcase U62099KA2015PTC081722 Bangalore, Karnataka, India
Nippon Data Systems U74899DL1994PLC059897 New Delhi, Delhi, India
Invecto Technologies Private Limited U72900MH2022PTC377444 Mumbai, Maharashtra, India
Credavenue U72900TN2020PTC137251 Chennai, Tamil Nadu, India
Hoonartek U72900PN2021PTC201337 Pune, Maharashtra, India
Razorpay U72900KA2020PTC139072 Bangalore, Karnataka, India
Unicommerce Esolutions L74140DL2012PLC230932 New Delhi, Delhi, India
Vgipl L93000MH1997PLC110645 Nagpur, Maharashtra, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Tera Soft before audits and certifications: compliance score 42/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Tera Soft: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Favourable lending indicators. Credit risk score 80/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Positive growth indicators. Growth score 65/100, margin trends, ownership structure and peer set for Tera Soft - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Review suggested. Trust score 70/100, distress signals and MSME payment-delay disclosures - know whether Tera Soft pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (4 case(s) on record), regulatory flags, charge documents trail and director networks for Tera Soft - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Tera Soft an active company?

Tera Soft has MCA status “Active” with a compliance score of 42/100 (Caution Indicated).

Is Tera Soft financially healthy?

Tera Soft has a Financial Health Score of 95/100 (Low Risk) based on its filed financial statements.

Should I do business with Tera Soft?

Its overall Trust Score is 70/100 (Moderate). Vendor verdict: Review suggested. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Tera Soft?

Promoters hold a minority stake - exact percentages are in the full report. 9 active director(s) are on record.

Does Tera Soft have loans or charges against its assets?

2 open charge(s) are registered against its assets, and 11 earlier charge(s) stand satisfied.

Is Tera Soft up to date with its ROC filings?

Annual filings current (balance sheet Mar 2025). Overall compliance score: 42/100 (Caution Indicated).

Is it risky to lend to Tera Soft?

Its Credit Risk Score is 80/100 (Low Risk). Banker verdict: Favourable lending indicators.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.