Tanmay Micro Finance Foundation - Due diligence report

A 360° intelligence report on Tanmay Micro Finance Foundation: trust score, financial health, credit view, compliance, directors, growth and…

2017-02-02 Varanasi, Uttar Pradesh Active Unlisted Active Compliant
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TM Tanmay Micro Finance Foundation
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Tanmay Micro Finance Foundation — 360° Intelligence Report

Generated from MCA filings & public records
82/100
Trust Score
Low Risk

Tanmay Micro Finance Foundation is assessed as Low Risk with a Trust Score of 82/100. Tanmay Micro Finance Foundation is an active private not for profit company incorporated in 2017, operating in the Non-Profit Organizations sector. The company has shown revenue growth across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a low compliance risk and moderate financial risk profile.

Report generated on 17 Jul 2026 from the latest processed filings. Tanmay Micro Finance Foundation snapshot & full profile →

Financial Health › Good
Overall Assessment CautionWeakNeutralGoodStrong Strong
Compliance › Strong

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreLow Risk
82/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreLow Risk
100/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreModerate
60/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
50/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreLow Risk
75/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
75/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

Get full access

Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 50/100 Moderate
  • Liabilities ≈ 38% EBITDA - stretched.
  • No open charges - unencumbered balance sheet.
  • Elevated gearing (D/E 1.42).
  • Working-capital cover adequate.
  • Profitable - internal accruals available.

Charges position: 0 open (-) · 0 satisfied (-).

Compliance Score: 100/100 Low Risk
  • Company status is Active as per MCA.
  • Annual filings current (balance sheet Mar 2025).
05

Director Intelligence

Stability score: 95/100
NameDIN / PANDesignationAppointedTenureDIN status
SHIV BILAS PANDEY 01234567 Director 01/04/2018 6 yrs Approved
DIVYA PANDAY 01234567 Director 01/04/2018 6 yrs Approved
  • 2 directors on the board.
  • No disqualified or deactivated DINs.
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
06

Ownership & Group Intelligence

Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
-

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 75 · Distress 75
Growth signals & trust indicators
Revenue acceleration: +2.1x over 4 year(s).
Net margin improved to 24%.
Operating for 9 years.
Distress signals & risk flags
Revenue declined year-on-year.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence87/100
Favourable indicators
Suitability as a supplier / customer counterparty.
  • Statutory record is clean.
  • 1 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment66/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance record supports lending.
Investor view72/100
Positive growth indicators
Growth quality and scalability through an investor lens.
  • 2 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 7 events
30 Sep 2025
Last AGM held
Annual general meeting
31 Mar 2025
Latest balance sheet
Filed with ROC
14 Apr 2018
Director ceased
JAGESHWAR NATH SETH
13 Apr 2018
Director appointed
DIVYA PANDAY (Director)
03 Oct 2017
Director ceased
SHAMSHER SINGH PATEL
02 Feb 2017
Incorporated
Registered with Roc Kanpur
Director appointed
SHIV BILAS PANDEY (Director)
10

Key Observations

Auto-generated from the data above
Revenue grew 0.86 over the last 4 financial year(s).
Net profit margin moved from 61% to 38%.
Debt-to-equity stands at 1.42 - leverage worth monitoring.
Net worth is positive.
Compliance record is strong - status, filings and flags are clean.
2 active director(s) / partner(s); board looks stable and experienced.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Kharghar Healthcare And Research Foundation U85300MH2021NPL365346 Thane, Maharashtra, India
Aravalli Lok Samiti Federation U85300RJ2021NPL074374 Udaipur, Rajasthan, India
Sqay Federation Of India U85300JK2020NPL011493 Pulwama, Jammu & Kashmir, India
Mananam Foundation U85300MH2020NPL348376 Mumbai, Maharashtra, India
Kids Priority Center U85300DL2021NPL387858 Delhi, Delhi, India
Soham Pride Owners Association U85300GJ2021NPL124126 Surat, Gujarat, India
Abhishek Gautam Memorial Diagnostic Private Limited U85320BR2019PTC041708 Motihari, Bihar, India
Sanchi Social Foundation U85300MP2020NPL053722 Vidisha, Madhya Pradesh, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Tanmay Micro Finance Foundation before audits and certifications: compliance score 100/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Tanmay Micro Finance Foundation: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 50/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Positive growth indicators. Growth score 75/100, margin trends, ownership structure and peer set for Tanmay Micro Finance Foundation - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Favourable indicators. Trust score 82/100, distress signals and MSME payment-delay disclosures - know whether Tanmay Micro Finance Foundation pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Tanmay Micro Finance Foundation - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Tanmay Micro Finance Foundation an active company?

Tanmay Micro Finance Foundation has MCA status “Active” with a compliance score of 100/100 (Low Risk).

Is Tanmay Micro Finance Foundation financially healthy?

Tanmay Micro Finance Foundation has a Financial Health Score of 60/100 (Moderate) based on its filed financial statements.

Should I do business with Tanmay Micro Finance Foundation?

Its overall Trust Score is 82/100 (Low Risk). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Tanmay Micro Finance Foundation?

See the directors and ownership sections above for board and shareholding detail. 2 active director(s) are on record.

Does Tanmay Micro Finance Foundation have loans or charges against its assets?

No charges are registered against this company - an unencumbered balance sheet.

Is Tanmay Micro Finance Foundation up to date with its ROC filings?

Annual filings current (balance sheet Mar 2025). Overall compliance score: 100/100 (Low Risk).

Is it risky to lend to Tanmay Micro Finance Foundation?

Its Credit Risk Score is 50/100 (Moderate). Banker verdict: Mixed indicators - deeper appraisal suggested.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.