Promoter holding
64.27%
SF
Swan Finance Limited - Due diligence report
A 360° intelligence report on Swan Finance: trust score, financial health, credit view, compliance, directors, growth and distress signals -…
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Swan Finance — 360° Intelligence Report
Generated from MCA filings & public records76/100
Trust Score
Low Risk
Swan Finance is assessed as Low Risk with a Trust Score of 76/100. Swan Finance is an active public limited indian non-government company incorporated in 1990, operating in the Financial Services sector. The company has shown revenue growth across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a moderate compliance risk and low financial risk profile.
Report generated on 15 Aug 2026 from the latest processed filings. Swan Finance Limited snapshot & full profile →
Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.
02
Score Card
Higher is safer · rule-based & explainableTrust ScoreLow Risk
76/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreModerate
56/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreLow Risk
75/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreCaution Indicated
40/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
90/100
Board strength, DIN status, churn and network.
Growth ScoreLow Risk
95/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
80/100
Early-warning signals - higher means fewer warnings.
03
Financial Intelligence Dashboard
Standalone · 5 filed year(s)Unlock the full 5-year financial dashboard with charts and year-wise figures.
Get full accessScores and observations on this page are already computed from the real filings - only the underlying figures are locked.
04
Credit & Compliance Intelligence
Why the scores are what they are
Credit Risk Score: 40/100 Caution Indicated
- Liabilities ≈ 38% EBITDA - stretched.
- Elevated gearing (D/E 1.42).
- Profitable - internal accruals available.
Charges position: 3 open (2.18 cr) · 3 satisfied (1.20 cr).
Banking relationships (from registered charges)
| Lender | Charges | Amount |
|---|---|---|
| Idbi Bank Limited | 2 | 48.0 cr |
| Punjab National Bank | 2 | 48.0 cr |
| Others | 2 | 48.0 cr |
Compliance Score: 56/100 Moderate
- Company status is Active as per MCA.
- Annual filings current (balance sheet Mar 2025).
- Flagged by authority: FIU.
- Litigation present in 2 court forum(s).
- 1 active GST registration(s).
Legal cases on record (2)
05
Director Intelligence
Stability score: 90/100| Name | DIN / PAN | Designation | Appointed | Tenure | DIN status |
|---|---|---|---|---|---|
| HARISHANKAR KHANDELWAL | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| SUCHITRA DHANANI | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| RAMESH CHANDRA SIROYA | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| ASHOK SODHANI | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
- 4 directors on the board.
- No disqualified or deactivated DINs.
- 2 director exit(s) in the last 3 years.
- Average tenure above 5 years.
Director & KMP remuneration (FY 2023)
| Name | Designation | Total remuneration |
|---|---|---|
| A K Sharma | Managing Director | 2.4 cr |
| R Mehta | Whole-time Director | 1.6 cr |
| S Iyer | CFO | 95.0 L |
Remuneration is disclosed in the latest annual return. Unlock full report
06
Ownership & Group Intelligence
As per FY 2023 annual returnPublic / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
1
Group entities
1
Capital events
1 allotment(s) · 2 transfer(s)
Promoters hold a majority stake - exact percentages are part of the full report.
| Group entity | Relationship | % held |
|---|---|---|
| Dkg Finvest Private Limited | Subsidiary Company | 74.00% |
Key managerial personnel: HARISHANKAR KHANDELWAL (Managing Director)
Full shareholding pattern, group structure & capital events →
07
Risk Intelligence Center
Growth 95 · Distress 80
Growth signals & trust indicators
Revenue acceleration: +2.1x over 4 year(s).
Latest year revenue grew 24%.
Profit expanded 0.86 year-on-year.
Asset base grew 61% - capacity expansion.
Net margin improved to 38%.
Operating for 36+ years.
Active EPFO - real payroll on record.
Active GST registration(s).
Distress signals & risk flags
Outside liabilities up 1.42 in a year.
Compliance score is weak (56/100).
3 open charge(s) registered - assets are encumbered.
2 court case(s) on record - see the legal section for details.
08
Stakeholder Verdicts
Vendor · Banker · InvestorVendor due diligence69/100
Review suggested
Suitability as a supplier / customer counterparty.
- Check the compliance flags before onboarding.
- 1 distress signal(s) - see Risk Center.
- Financial filings available for verification.
Banker assessment54/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
- Debt capacity assessed from filed statements.
- 3 open charge(s) of 2.18 cr already registered.
- Compliance gaps should be priced into terms.
Investor view83/100
Positive growth indicators
Growth quality and scalability through an investor lens.
- 5 growth signal(s) detected.
- Margin and return trends computable from filings.
- Management team looks stable.
09
MCA Filings & Events Timeline
Latest 15 events30 Sep 2025
Last AGM held
Annual general meeting
31 Mar 2025
Latest balance sheet
Filed with ROC
20 Jan 2025
Charge satisfied
Punjab National Bank
30 Dec 2024
Charge satisfied
Others
30 Aug 2024
Director ceased
SUCHITRA DHANANI
01 Aug 2024
Director appointed
SUCHITRA DHANANI (Director)
27 Sep 2023
Director ceased
ASHOK SODHANI
30 Apr 2023
Director ceased
HARISHANKAR KHANDELWAL
01 Mar 2023
Director appointed
ASHOK SODHANI (Director)
02 Aug 2021
Director ceased
BHANU PRAKASH INANI
23 Jun 2021
Charge satisfied
Punjab National Bank
04 Sep 2019
Charge created
Others - 15.00 Lakh
29 Jul 2019
Charge created
Idbi Bank Limited - 30.40 Lakh
29 May 2019
Charge created
Idbi Bank Limited - 1.42 cr
01 Sep 2018
Director ceased
PARAS SARAOGI
10
Key Observations
Auto-generated from the data aboveRevenue grew 2.1x over the last 4 financial year(s).
Net profit margin moved from 24% to 0.86.
Debt-to-equity stands at 61% - leverage worth monitoring.
Net worth is positive.
4 active director(s) / partner(s); board looks stable and experienced.
1 active GST registration(s) indicate ongoing business operations.
Operates a group structure with 1 subsidiary(ies) - assess on a consolidated basis.
EPFO-registered employer - verifiable payroll history exists.
Promoters hold a majority stake as per the FY 2023 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
Capital has been raised through 1 security allotment(s) - amounts available in the full report.
| Company | CIN | Location |
|---|---|---|
| Dimensions | U74899HR1995PTC139627 | New Delhi, Delhi, India |
| Nirav Investments Pvt Ltd | U67120MH1993PTC071918 | Mumbai, Maharashtra, India |
| Shree Bahubali Commodities Private Limited | U51109WB1986PTC040593 | Kolkata, West Bengal, India |
| Cybercare Infoways India Private Limited | U72500OR2014PTC018186 | Bhubaneswar, Orissa, India |
| Katyayan Hr Solutions | U74999UP2017PTC092488 | Lucknow, Uttar Pradesh, India |
| Live-Time Wealth Private Limited | U74999MH2022PTC374861 | Vasai, Maharashtra, India |
| L&T Infra Investment Partners Advisory Private Limited | U67190MH2011PTC218046 | Mumbai, Maharashtra, India |
| Time Securities Services Private Limited | U67120MH1995PTC089667 | Mumbai, Maharashtra, India |
12
Who Uses This Report
CA · CS · Banker · Investor · VendorChartered Accountants (CA)
Verify Swan Finance before audits and certifications: compliance score 56/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.
Company Secretaries (CS)
Track statutory health of Swan Finance: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.
Bankers & NBFCs
Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 40/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.
Investors & Analysts
Investor view: Positive growth indicators. Growth score 95/100, margin trends, ownership structure and peer set for Swan Finance - screening before a deeper diligence.
Vendors & Procurement Teams
Vendor verdict: Review suggested. Trust score 76/100, distress signals and MSME payment-delay disclosures - know whether Swan Finance pays its suppliers before you extend credit terms.
Lawyers & Compliance Teams
Litigation footprint (2 case(s) on record), regulatory flags, charge documents trail and director networks for Swan Finance - groundwork for KYC, onboarding and disputes.
13
Frequently Asked Questions
Is Swan Finance an active company?
Swan Finance has MCA status “Active” with a compliance score of 56/100 (Moderate).
Is Swan Finance financially healthy?
Swan Finance has a Financial Health Score of 75/100 (Low Risk) based on its filed financial statements.
Should I do business with Swan Finance?
Its overall Trust Score is 76/100 (Low Risk). Vendor verdict: Review suggested. Review the risk flags in the Risk Intelligence Center before deciding.
Who controls Swan Finance?
Promoters hold a majority stake - exact percentages are in the full report. 4 active director(s) are on record.
Does Swan Finance have loans or charges against its assets?
3 open charge(s) are registered against its assets, and 3 earlier charge(s) stand satisfied.
Is Swan Finance up to date with its ROC filings?
Annual filings current (balance sheet Mar 2025). Overall compliance score: 56/100 (Moderate).
Is it risky to lend to Swan Finance?
Its Credit Risk Score is 40/100 (Caution Indicated). Banker verdict: Mixed indicators - deeper appraisal suggested.
Disclaimer: This report is generated automatically from MCA filings and public records as available
in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the
underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are
not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice.
Verify from official sources and consult a qualified professional before any business, lending or investment decision.
If you represent this company and believe any information is inaccurate or outdated,
report it here and we will review promptly.
