Surag Chitties Pvt Ltd - Due diligence report

A 360° intelligence report on Surag Chitties Pvt Ltd: trust score, financial health, credit view, compliance, directors, growth and distress…

1983-07-11 Thrissur, Kerala Active Unlisted Active Compliant
Share
Connect MCP
SC Surag Chitties Pvt Ltd
Full Due-Diligence Report + Documents
  • Unlock all financial figures & 5-year trends
  • Full trust, health & credit-risk scores
  • Director details, charges & MCA documents
₹700 ₹449 Save ₹251 excl. GST
Or from ₹279/report with credits View credit packages
Company Credits – Starter
  • One credit unlocks this full due-diligence report
  • Use across any company’s report, anytime
  • Credits valid for 12 months
× ₹700 ₹279 = ₹2,790 60% off
Choose your own credit amount View credit packages

Surag Chitties Pvt Ltd — 360° Intelligence Report

Generated from MCA filings & public records
63/100
Trust Score
Moderate

Surag Chitties Pvt Ltd is assessed as Moderate with a Trust Score of 63/100. Surag Chitties Pvt Ltd is an active private limited indian non-government company incorporated in 1983, operating in the Financial Services sector. Reported revenue has declined across its recent filed years. It reported a loss in its latest filed year. Based on MCA filings and public records, it currently shows a low compliance risk and high financial risk profile.

Report generated on 12 Aug 2026 from the latest processed filings. Surag Chitties Pvt Ltd snapshot & full profile →

Financial Health › Caution
Overall Assessment CautionWeakNeutralGoodStrong Good
Compliance › Strong

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreModerate
63/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreLow Risk
86/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreCaution Indicated
10/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
50/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreCaution Indicated
40/100
Revenue, profit, asset and hiring momentum.
Distress ScoreCaution Indicated
40/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

Get full access

Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 50/100 Moderate
  • Liabilities ≈ 38% EBITDA - stretched.
  • No open charges - unencumbered balance sheet.
  • Working-capital cover adequate.

Charges position: 0 open (-) · 0 satisfied (-).

Compliance Score: 86/100 Low Risk
  • Company status is Active as per MCA.
  • Annual filings current (balance sheet Mar 2025).
  • Litigation present in 2 court forum(s).
  • 1 active GST registration(s).
Legal cases on record (2)
05

Director Intelligence

Stability score: 95/100
NameDIN / PANDesignationAppointedTenureDIN status
ELENJICKAL CHEEKU GEORGE 01234567 Director 01/04/2018 6 yrs Approved
ALUKKAL KUNJUVAREED OUSEPHUNNY 01234567 Director 01/04/2018 6 yrs Approved
THALAPILLY MANI MENON 01234567 Director 01/04/2018 6 yrs Approved
KANNAMTHODATH GOVINDANKUTTY MENON BALAKRISHNAN 01234567 Director 01/04/2018 6 yrs Approved
THEETHAIHOUSE CHAKKUNNY BABY 01234567 Director 01/04/2018 6 yrs Approved
ALLUMPURATH SIVARAMAN ASHE 01234567 Director 01/04/2018 6 yrs Approved
THERATTILAVINISSERRY VAREED PAUL 01234567 Director 01/04/2018 6 yrs Approved
  • 7 directors on the board.
  • No disqualified or deactivated DINs.
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
06

Ownership & Group Intelligence

As per FY 2021 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
3 allotment(s) · 0 transfer(s)

Promoters hold a minority stake - exact percentages are part of the full report.

Key managerial personnel: ALUKKAL KUNJUVAREED OUSEPHUNNY (Managing Director)

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 40 · Distress 40
Growth signals & trust indicators
Operating for 43+ years.
Active GST registration(s).
Distress signals & risk flags
Revenue declined year-on-year.
Losses deepening year-on-year.
Negative net worth.
2 court case(s) on record - see the legal section for details.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence65/100
Review suggested
Suitability as a supplier / customer counterparty.
  • Statutory record is clean.
  • 3 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment47/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance record supports lending.
Investor view35/100
Limited indicators at present
Growth quality and scalability through an investor lens.
  • No clear growth signals in the filed years.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 15 events
30 Sep 2025
Last AGM held
Annual general meeting
31 Mar 2025
Latest balance sheet
Filed with ROC
02 Feb 2021
Director ceased
THEKKEKARA CHUMMAR ROBY
06 May 2020
Director ceased
PEREPPADAN JOSEPH JOSEPH
02 Aug 2017
Director appointed
ALLUMPURATH SIVARAMAN ASHE (Director)
Director ceased
KANDAMKULATHI KOCHUVAREED SHAJAN
28 Mar 2016
Securities allotted
4000 Equity Shares Without Differential Rights - 4.00 Lakh raised
12 Aug 2015
Director appointed
THEETHAIHOUSE CHAKKUNNY BABY (Director)
Director ceased
MATHAN ANTHONY
Director ceased
ALUKKAL DEVASSY JOSEPH
12 Sep 2013
Securities allotted
2680 Equity Shares Without Differential Rights - 2.68 Lakh raised
31 Oct 2011
Securities allotted
5209 Equity Shares Without Differential Rights - 5.21 Lakh raised
29 Sep 2009
Director appointed
THERATTILAVINISSERRY VAREED PAUL (Director)
29 Sep 2007
Director appointed
THALAPILLY MANI MENON (Director)
Director ceased
KRISHNANDABABU
10

Key Observations

Auto-generated from the data above
Revenue declined 1.42 over the last 4 financial year(s).
Net profit margin moved from 2.1x to 24%.
Compliance record is strong - status, filings and flags are clean.
7 active director(s) / partner(s); board looks stable and experienced.
1 active GST registration(s) indicate ongoing business operations.
Promoters hold a minority stake as per the FY 2021 annual return.
Capital has been raised through 3 security allotment(s) - amounts available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Swasti Vinayaka Investech Private Limited U51900MH1981PTC024296 Mumbai, Maharashtra, India
Aksara Commercial Private Limited U51909WB2009PTC139234 Kolkata, West Bengal, India
Muthoot M George Nidhi Limited U65991KL1987PLC004730 Kozhenchery, Kerala, India
Ohm Forex Private Limited U67190UR2006PTC031955 Road, Dehradun, Uttarakhand, India
Arjunshila Tracon Private Limited U51909WB1996PTC077822 Kolkata, West Bengal, India
Ratandeep Investment Pvt Ltd U65991WB1995PTC072503 Kolkata, West Bengal, India
Vedika Securities And Management Pvt Ltd U67120WB1995PTC069425 Kolkata, West Bengal, India
Prudential Tradelink Private Limited U51909WB2008PTC123809 Kolkata, West Bengal, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Surag Chitties Pvt Ltd before audits and certifications: compliance score 86/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Surag Chitties Pvt Ltd: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 50/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Limited indicators at present. Growth score 40/100, margin trends, ownership structure and peer set for Surag Chitties Pvt Ltd - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Review suggested. Trust score 63/100, distress signals and MSME payment-delay disclosures - know whether Surag Chitties Pvt Ltd pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (2 case(s) on record), regulatory flags, charge documents trail and director networks for Surag Chitties Pvt Ltd - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Surag Chitties Pvt Ltd an active company?

Surag Chitties Pvt Ltd has MCA status “Active” with a compliance score of 86/100 (Low Risk).

Is Surag Chitties Pvt Ltd financially healthy?

Surag Chitties Pvt Ltd has a Financial Health Score of 10/100 (Caution Indicated) based on its filed financial statements.

Should I do business with Surag Chitties Pvt Ltd?

Its overall Trust Score is 63/100 (Moderate). Vendor verdict: Review suggested. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Surag Chitties Pvt Ltd?

Promoters hold a minority stake - exact percentages are in the full report. 7 active director(s) are on record.

Does Surag Chitties Pvt Ltd have loans or charges against its assets?

No charges are registered against this company - an unencumbered balance sheet.

Is Surag Chitties Pvt Ltd up to date with its ROC filings?

Annual filings current (balance sheet Mar 2025). Overall compliance score: 86/100 (Low Risk).

Is it risky to lend to Surag Chitties Pvt Ltd?

Its Credit Risk Score is 50/100 (Moderate). Banker verdict: Mixed indicators - deeper appraisal suggested.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.