Promoter holding
64.27%
SF
Sunask Finance Ltd - Due diligence report
A 360° intelligence report on Sunask Finance Ltd: trust score, financial health, credit view, compliance, directors, growth and distress sig…
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Sunask Finance Ltd — 360° Intelligence Report
Generated from MCA filings & public records71/100
Trust Score
Moderate
Sunask Finance Ltd is assessed as Moderate with a Trust Score of 71/100. Sunask Finance Ltd is an active public limited indian non-government company incorporated in 1992, operating in the Financial Services sector. Reported revenue has declined across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a high compliance risk and low financial risk profile.
Report generated on 02 Oct 2026 from the latest processed filings. Sunask Finance Ltd snapshot & full profile →
Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.
02
Score Card
Higher is safer · rule-based & explainableTrust ScoreModerate
71/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreCaution Indicated
45/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreLow Risk
80/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreLow Risk
85/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreModerate
55/100
Revenue, profit, asset and hiring momentum.
Distress ScoreModerate
65/100
Early-warning signals - higher means fewer warnings.
03
Financial Intelligence Dashboard
Standalone · 5 filed year(s)Unlock the full 5-year financial dashboard with charts and year-wise figures.
Get full accessScores and observations on this page are already computed from the real filings - only the underlying figures are locked.
04
Credit & Compliance Intelligence
Why the scores are what they are
Credit Risk Score: 85/100 Low Risk
- No open charges - unencumbered balance sheet.
- Moderate gearing (D/E 38%).
- Working-capital cover adequate.
- Profitable - internal accruals available.
Charges position: 0 open (-) · 1 satisfied (40.00 Lakh).
Banking relationships (from registered charges)
| Lender | Charges | Amount |
|---|---|---|
| Indian Overseas Bank | 1 | 48.0 cr |
Compliance Score: 45/100 Caution Indicated
- Company status is Active as per MCA.
- Last balance sheet is for Mar 2024 - filings overdue.
- Flagged by authority: FIU, RBI.
05
Director Intelligence
Stability score: 95/100| Name | DIN / PAN | Designation | Appointed | Tenure | DIN status |
|---|---|---|---|---|---|
| ARUN AJIT BAFNA | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| ABHAY KUMAR MEHTA | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| ASHOK MEHTA | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| RAJESH SINGHVI | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
- 4 directors on the board.
- No disqualified or deactivated DINs.
- Stable board - no exits in 3 years.
- Average tenure above 5 years.
Director & KMP remuneration (FY 2022)
| Name | Designation | Total remuneration |
|---|---|---|
| A K Sharma | Managing Director | 2.4 cr |
| R Mehta | Whole-time Director | 1.6 cr |
| S Iyer | CFO | 95.0 L |
Remuneration is disclosed in the latest annual return. Unlock full report
06
Ownership & Group Intelligence
As per FY 2022 annual returnPublic / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
1 allotment(s) · 0 transfer(s)
Promoters hold a dominant controlling stake - exact percentages are part of the full report.
Full shareholding pattern, group structure & capital events →
07
Risk Intelligence Center
Growth 55 · Distress 65
Growth signals & trust indicators
Profit expanded 1.42 year-on-year.
Net margin improved to 2.1x.
Operating for 34+ years.
Distress signals & risk flags
Revenue declined year-on-year.
Statutory filings appear overdue.
Compliance score is weak (45/100).
08
Stakeholder Verdicts
Vendor · Banker · InvestorVendor due diligence59/100
Review suggested
Suitability as a supplier / customer counterparty.
- Check the compliance flags before onboarding.
- 2 distress signal(s) - see Risk Center.
- Financial filings available for verification.
Banker assessment74/100
Favourable lending indicators
Indicative lending comfort for banks, NBFCs and trade credit.
- Debt capacity assessed from filed statements.
- No existing security registered - first-charge position available.
- Compliance gaps should be priced into terms.
Investor view68/100
Mixed indicators
Growth quality and scalability through an investor lens.
- 2 growth signal(s) detected.
- Margin and return trends computable from filings.
- Management team looks stable.
09
MCA Filings & Events Timeline
Latest 12 events30 Sep 2024
Last AGM held
Annual general meeting
31 Mar 2024
Latest balance sheet
Filed with ROC
30 Sep 2022
Director appointed
RAJESH SINGHVI (Director)
29 Sep 2022
Director ceased
ARUN AJIT BAFNA
10 May 2022
Charge satisfied
Indian Overseas Bank
19 Dec 2021
Director appointed
ARUN AJIT BAFNA (Director)
25 Nov 2021
Director ceased
SANJAY MEHTA
26 Nov 2018
Securities allotted
506328 Equity Shares - 80.00 Lakh raised
18 Aug 2004
Charge created
Indian Overseas Bank - 40.00 Lakh
16 Jun 2003
Director appointed
ABHAY KUMAR MEHTA (Director)
29 May 1992
Incorporated
Registered with Roc Chennai
Director appointed
ASHOK MEHTA (Director)
10
Key Observations
Auto-generated from the data aboveRevenue declined 24% over the last 4 financial year(s).
Net profit margin moved from 0.86 to 61%.
Debt-to-equity stands at 38% - manageable leverage.
Net worth is positive.
4 active director(s) / partner(s); board looks stable and experienced.
All 1 registered charge(s) stand satisfied - past borrowings repaid.
Promoters hold a dominant controlling stake as per the FY 2022 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
Capital has been raised through 1 security allotment(s) - amounts available in the full report.
| Company | CIN | Location |
|---|---|---|
| Brahmi Chit Funds Private Limited | U65992KA1992PTC013627 | Bangalore, Karnataka, India |
| Madhur Vyapar Private Limited | U51109WB2008PTC122861 | Kolkata, West Bengal, India |
| Money Mantra Financial Consultancy Private Limited | U74140WB2011PTC164471 | Kolkata, West Bengal, India |
| Adhunik Bharat Finance Company Private Limited | U74899DL1991PTC042789 | New Delhi, Delhi, India |
| Ramtech Financial Services Corporation Private Limited | U72100PB1997PTC020258 | Punjab, Punjab, India |
| Efficiency Equipment Private Limited | U72200MH1983PTC029583 | Mumbai, Maharashtra, India |
| Janpath Developers Private Limited | U70101WB2001PTC094071 | Bally Jagachha, West Bengal, India |
| Sunwaves Microfinance Foundation | U65999RJ2017NPL056927 | Jaipur, Rajasthan, India |
12
Who Uses This Report
CA · CS · Banker · Investor · VendorChartered Accountants (CA)
Verify Sunask Finance Ltd before audits and certifications: compliance score 45/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.
Company Secretaries (CS)
Track statutory health of Sunask Finance Ltd: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.
Bankers & NBFCs
Current banker verdict: Favourable lending indicators. Credit risk score 85/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.
Investors & Analysts
Investor view: Mixed indicators. Growth score 55/100, margin trends, ownership structure and peer set for Sunask Finance Ltd - screening before a deeper diligence.
Vendors & Procurement Teams
Vendor verdict: Review suggested. Trust score 71/100, distress signals and MSME payment-delay disclosures - know whether Sunask Finance Ltd pays its suppliers before you extend credit terms.
Lawyers & Compliance Teams
Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Sunask Finance Ltd - groundwork for KYC, onboarding and disputes.
13
Frequently Asked Questions
Is Sunask Finance Ltd an active company?
Sunask Finance Ltd has MCA status “Active” with a compliance score of 45/100 (Caution Indicated).
Is Sunask Finance Ltd financially healthy?
Sunask Finance Ltd has a Financial Health Score of 80/100 (Low Risk) based on its filed financial statements.
Should I do business with Sunask Finance Ltd?
Its overall Trust Score is 71/100 (Moderate). Vendor verdict: Review suggested. Review the risk flags in the Risk Intelligence Center before deciding.
Who controls Sunask Finance Ltd?
Promoters hold a dominant controlling stake - exact percentages are in the full report. 4 active director(s) are on record.
Does Sunask Finance Ltd have loans or charges against its assets?
No open charges - all 1 registered charge(s) stand satisfied, indicating past borrowings were repaid.
Is Sunask Finance Ltd up to date with its ROC filings?
Last balance sheet is for Mar 2024 - filings overdue. Overall compliance score: 45/100 (Caution Indicated).
Is it risky to lend to Sunask Finance Ltd?
Its Credit Risk Score is 85/100 (Low Risk). Banker verdict: Favourable lending indicators.
Disclaimer: This report is generated automatically from MCA filings and public records as available
in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the
underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are
not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice.
Verify from official sources and consult a qualified professional before any business, lending or investment decision.
If you represent this company and believe any information is inaccurate or outdated,
report it here and we will review promptly.
