Sumptuous Constructions Private Limited - Due diligence report

A 360° intelligence report on Sumptuous Constructions Private Limited: trust score, financial health, credit view, compliance, directors, gr…

2014-12-01 Kolkata, West Bengal Active Unlisted Active Compliant
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Sumptuous Constructions Private Limited — 360° Intelligence Report

Generated from MCA filings & public records
74/100
Trust Score
Moderate

Sumptuous Constructions Private Limited is assessed as Moderate with a Trust Score of 74/100. Sumptuous Constructions Private Limited is an active private limited indian non-government company incorporated in 2014, operating in the Financial Services sector. The company has shown revenue growth across its recent filed years. It reported a loss in its latest filed year. Based on MCA filings and public records, it currently shows a low compliance risk and high financial risk profile.

Report generated on 06 Jul 2026 from the latest processed filings. Sumptuous Constructions Private Limited snapshot & full profile →

Financial Health › Caution
Overall Assessment CautionWeakNeutralGoodStrong Strong
Compliance › Strong

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreModerate
74/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreLow Risk
100/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreCaution Indicated
20/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreCaution Indicated
40/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreModerate
60/100
Revenue, profit, asset and hiring momentum.
Distress ScoreModerate
70/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

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Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 40/100 Caution Indicated
  • Liabilities ≈ 38% EBITDA - stretched.

Charges position: 2 open (14.45 cr) · 4 satisfied (16.65 cr).

Banking relationships (from registered charges)
LenderChargesAmount
Others4 48.0 cr
Hdfc Bank Limited2 48.0 cr
Compliance Score: 100/100 Low Risk
  • Company status is Active as per MCA.
  • Annual filings current (balance sheet Mar 2025).
  • 1 active GST registration(s).
05

Director Intelligence

Stability score: 95/100
NameDIN / PANDesignationAppointedTenureDIN status
AMRITA AGARWAL 01234567 Director 01/04/2018 6 yrs Approved
ANJANI AGARWAL 01234567 Director 01/04/2018 6 yrs Approved
  • 2 directors on the board.
  • No disqualified or deactivated DINs.
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
06

Ownership & Group Intelligence

As per FY 2023 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
-

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 60 · Distress 70
Growth signals & trust indicators
Steady revenue growth: +1.42 over 4 year(s).
Operating for 11+ years.
Active GST registration(s).
Distress signals & risk flags
Negative net worth.
2 open charge(s) registered - assets are encumbered.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence83/100
Favourable indicators
Suitability as a supplier / customer counterparty.
  • Statutory record is clean.
  • 1 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment49/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • 2 open charge(s) of 14.45 cr already registered.
  • Compliance record supports lending.
Investor view50/100
Mixed indicators
Growth quality and scalability through an investor lens.
  • 1 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 15 events
30 Sep 2025
Last AGM held
Annual general meeting
19 Aug 2025
Charge satisfied
Hdfc Bank Limited
31 Mar 2025
Latest balance sheet
Filed with ROC
20 Apr 2024
Charge created
Hdfc Bank Limited - 4.95 cr
10 Aug 2023
Charge satisfied
Others
09 Aug 2023
Charge satisfied
Others
28 Feb 2023
Charge created
Hdfc Bank Limited - 7.00 cr
21 Dec 2021
Charge created
Others - 9.50 cr
22 Jul 2020
Charge created
Others - 82.48 Lakh
31 Aug 2018
Charge created
Others - 4.35 cr
03 Aug 2018
Director ceased
SUMON MAJUMDER
Director ceased
AJIT KUMAR KAPOOR
01 Aug 2018
Director appointed
AMRITA AGARWAL (Director)
Director appointed
ANJANI AGARWAL (Director)
03 Apr 2017
Charge created
Others - 4.48 cr
10

Key Observations

Auto-generated from the data above
Revenue grew 2.1x over the last 4 financial year(s).
Net profit margin moved from 24% to 0.86.
Compliance record is strong - status, filings and flags are clean.
2 active director(s) / partner(s); board looks stable and experienced.
1 active GST registration(s) indicate ongoing business operations.
Promoters hold a dominant controlling stake as per the FY 2023 annual return.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Ovo Cabs Private Limited U63030PB2022PTC055983 Amritsar, Punjab, India
Isafe Equipment Private Limited U71290MH2021PTC372467 Thane, Maharashtra, India
Cabme India Private Limited U63030RJ2020PTC071974 Jaipur, Rajasthan, India
Abheesta Business Solutions Private Limited U74140TG2006PTC049419 Hyderbad- 500 082.A.P., Telangana, India
Kanodia Electroplast Private Limited U29292DL2012PTC244392 Delhi, Delhi, India
Yash Gupta Agencies Private Limited U51909RJ2013PTC041879 Jaipur, Rajasthan, India
Deva Electric Powers Private Limited U40300DL2007PTC163884 New Delhi, Delhi, India
Gro Club U35999KA2020PTC138092 Bangalore North, Karnataka, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Sumptuous Constructions Private Limited before audits and certifications: compliance score 100/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Sumptuous Constructions Private Limited: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 40/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Mixed indicators. Growth score 60/100, margin trends, ownership structure and peer set for Sumptuous Constructions Private Limited - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Favourable indicators. Trust score 74/100, distress signals and MSME payment-delay disclosures - know whether Sumptuous Constructions Private Limited pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Sumptuous Constructions Private Limited - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Sumptuous Constructions Private Limited an active company?

Sumptuous Constructions Private Limited has MCA status “Active” with a compliance score of 100/100 (Low Risk).

Is Sumptuous Constructions Private Limited financially healthy?

Sumptuous Constructions Private Limited has a Financial Health Score of 20/100 (Caution Indicated) based on its filed financial statements.

Should I do business with Sumptuous Constructions Private Limited?

Its overall Trust Score is 74/100 (Moderate). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Sumptuous Constructions Private Limited?

Promoters hold a dominant controlling stake - exact percentages are in the full report. 2 active director(s) are on record.

Does Sumptuous Constructions Private Limited have loans or charges against its assets?

2 open charge(s) are registered against its assets, and 4 earlier charge(s) stand satisfied.

Is Sumptuous Constructions Private Limited up to date with its ROC filings?

Annual filings current (balance sheet Mar 2025). Overall compliance score: 100/100 (Low Risk).

Is it risky to lend to Sumptuous Constructions Private Limited?

Its Credit Risk Score is 40/100 (Caution Indicated). Banker verdict: Mixed indicators - deeper appraisal suggested.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.