Sumati Projects Ltd - Due diligence report

A 360° intelligence report on Sumati Projects Ltd: trust score, financial health, credit view, compliance, directors, growth and distress si…

1981-12-11 Kolkata, West Bengal Active Listed Active Compliant
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Sumati Projects Ltd — 360° Intelligence Report

Generated from MCA filings & public records
64/100
Trust Score
Moderate

Sumati Projects Ltd is assessed as Moderate with a Trust Score of 64/100. Sumati Projects Ltd is an active public limited indian non-government company incorporated in 1981, operating in the Financial Services sector. Reported revenue has declined across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a high compliance risk and low financial risk profile.

Report generated on 12 Aug 2026 from the latest processed filings. Sumati Projects Ltd snapshot & full profile →

Financial Health › Strong
Overall Assessment CautionWeakNeutralGoodStrong Good
Compliance › Caution

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreModerate
64/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreCaution Indicated
13/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreLow Risk
95/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
65/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreModerate
70/100
Board strength, DIN status, churn and network.
Growth ScoreModerate
65/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
80/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

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Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 65/100 Moderate
  • Liabilities ≈ 38% EBITDA - stretched.
  • No open charges - unencumbered balance sheet.
  • Moderate gearing (D/E 1.42).
  • Profitable - internal accruals available.

Charges position: 0 open (-) · 0 satisfied (-).

Compliance Score: 13/100 Caution Indicated
  • Company status is Active as per MCA.
  • Last balance sheet is for Mar 2023 - filings overdue.
  • Flagged by authority: FIU, SEBI.
  • Litigation present in 2 court forum(s).
  • 1 auditor resignation(s) filed - latest: ARSK & Associates on 2022-03-10.
  • Delayed payments to MSME suppliers disclosed (7 disclosure(s)).
  • 1 active GST registration(s).
Legal cases on record (2)
05

Director Intelligence

Stability score: 70/100
NameDIN / PANDesignationAppointedTenureDIN status
PRAVEEN SARAF 01234567 Director 01/04/2018 6 yrs Approved
  • Board below statutory minimum.
  • No disqualified or deactivated DINs.
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
Director & KMP remuneration (FY 2023)
NameDesignationTotal remuneration
A K SharmaManaging Director2.4 cr
R MehtaWhole-time Director1.6 cr
S IyerCFO95.0 L

Remuneration is disclosed in the latest annual return. Unlock full report

06

Ownership & Group Intelligence

As per FY 2023 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
0 allotment(s) · 1 transfer(s)

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Key managerial personnel: PRAVEEN SARAF (CFO)

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 65 · Distress 80
Growth signals & trust indicators
Latest year revenue grew 2.1x.
Profit expanded 24% year-on-year.
Net margin improved to 0.86.
Operating for 44+ years.
Active GST registration(s).
Distress signals & risk flags
Statutory filings appear overdue.
Compliance score is weak (13/100).
1 auditor resignation(s) on record - review the stated reasons.
MSME payment delays disclosed - latest outstanding 92,040.00.
2 court case(s) on record - see the legal section for details.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence48/100
Review suggested
Suitability as a supplier / customer counterparty.
  • Check the compliance flags before onboarding.
  • 1 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment61/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance gaps should be priced into terms.
Investor view75/100
Positive growth indicators
Growth quality and scalability through an investor lens.
  • 3 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 5 events
30 Sep 2023
Last AGM held
Annual general meeting
31 Mar 2023
Latest balance sheet
Filed with ROC
10 Sep 2020
Director appointed
PRAVEEN SARAF (CFO)
31 Mar 2016
Share transfer (FY 2016)
50000.00000000 shares to ISHMA FINANCIAL SERVICES PVT.LTD.
11 Dec 1981
Incorporated
Registered with Roc Kolkata
10

Key Observations

Auto-generated from the data above
Revenue declined 61% over the last 4 financial year(s).
Debt-to-equity stands at 38% - manageable leverage.
Net worth is positive.
1 active director(s) / partner(s); board looks stable and experienced.
1 active GST registration(s) indicate ongoing business operations.
Promoters hold a dominant controlling stake as per the FY 2023 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Mukund Security & Investment Limited U65990MH1992PLC069720 Mumbai, Maharashtra, India
Emerald Leasing Finance & Investment L65993CH1983PLC041774 Chandigarh, Chandigarh, India
Global Assets Leasing And Finance Private Limited U65923DL2011PTC215809 East Delhi, Delhi, India
Paceman Finance India Private Limited U65191TN1994PTC029363 Chennai, Tamil Nadu, India
Sri Amman Finance Private Limited U65993TZ2005PTC011732 Udumalpet, Tamil Nadu, India
Uca Finvest U74899DL1989PTC034680 Delhi, Delhi, India
Amazer Investment And Finance Limited U74899DL1994PLC062313 New Delhi, Delhi, India
Rashmi Commercial Co Ltd U01409WB1982PLC034876 Kolkata, West Bengal, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Sumati Projects Ltd before audits and certifications: compliance score 13/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Sumati Projects Ltd: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 65/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Positive growth indicators. Growth score 65/100, margin trends, ownership structure and peer set for Sumati Projects Ltd - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Review suggested. Trust score 64/100, distress signals and MSME payment-delay disclosures - know whether Sumati Projects Ltd pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (2 case(s) on record), regulatory flags, charge documents trail and director networks for Sumati Projects Ltd - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Sumati Projects Ltd an active company?

Sumati Projects Ltd has MCA status “Active” with a compliance score of 13/100 (Caution Indicated).

Is Sumati Projects Ltd financially healthy?

Sumati Projects Ltd has a Financial Health Score of 95/100 (Low Risk) based on its filed financial statements.

Should I do business with Sumati Projects Ltd?

Its overall Trust Score is 64/100 (Moderate). Vendor verdict: Review suggested. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Sumati Projects Ltd?

Promoters hold a dominant controlling stake - exact percentages are in the full report. 1 active director(s) are on record.

Does Sumati Projects Ltd have loans or charges against its assets?

No charges are registered against this company - an unencumbered balance sheet.

Is Sumati Projects Ltd up to date with its ROC filings?

Last balance sheet is for Mar 2023 - filings overdue. Overall compliance score: 13/100 (Caution Indicated).

Is it risky to lend to Sumati Projects Ltd?

Its Credit Risk Score is 65/100 (Moderate). Banker verdict: Mixed indicators - deeper appraisal suggested.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.