Stj Electronics Private Limited - Due diligence report

A 360° intelligence report on Stj Electronics: trust score, financial health, credit view, compliance, directors, growth and distress signal…

1991-12-02 New Delhi, Delhi Active Unlisted Active Compliant
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Stj Electronics — 360° Intelligence Report

Generated from MCA filings & public records
92/100
Trust Score
Low Risk

Stj Electronics is assessed as Low Risk with a Trust Score of 92/100. Stj Electronics is an active private limited indian non-government company incorporated in 1991, operating in the Information Technology sector. Reported revenue has declined across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a low compliance risk and low financial risk profile.

Report generated on 06 Jul 2026 from the latest processed filings. Stj Electronics Private Limited snapshot & full profile →

Financial Health › Strong
Overall Assessment CautionWeakNeutralGoodStrong Strong
Compliance › Strong

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreLow Risk
92/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreLow Risk
93/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreLow Risk
85/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreCaution Indicated
45/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreModerate
60/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
90/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

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Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 45/100 Caution Indicated
  • Liabilities ≈ 38% EBITDA - stretched.
  • Open charges exceed net worth - secured lenders rank ahead.
  • Profitable - internal accruals available.
  • Externally credit-rated (MSE).

Charges position: 3 open (13.29 cr) · 8 satisfied (26.74 cr).

Banking relationships (from registered charges)
LenderChargesAmount
Axis Bank Limited4 48.0 cr
Others1 48.0 cr
Hdfc Bank Limited1 48.0 cr
Citi Bank N.A.1 48.0 cr
Oriental Bank Of Commerce3 48.0 cr
Citibank N.A1 48.0 cr
Compliance Score: 93/100 Low Risk
  • Company status is Active as per MCA.
  • Annual filings current (balance sheet Mar 2025).
  • Litigation present in 1 court forum(s).
  • 1 active GST registration(s).
Legal cases on record (1)
05

Director Intelligence

Stability score: 95/100
NameDIN / PANDesignationAppointedTenureDIN status
ANNIE CHERIAN 01234567 Director 01/04/2018 6 yrs Approved
BINOJ CHERIAN 01234567 Director 01/04/2018 6 yrs Approved
CHERIAN CHAKKORU KONIKKARA 01234567 Director 01/04/2018 6 yrs Approved
LUCY BINOJ 01234567 Director 01/04/2018 6 yrs Approved
  • 4 directors on the board.
  • No disqualified or deactivated DINs.
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
Director & KMP remuneration (FY 2023)
NameDesignationTotal remuneration
A K SharmaManaging Director2.4 cr
R MehtaWhole-time Director1.6 cr
S IyerCFO95.0 L

Remuneration is disclosed in the latest annual return. Unlock full report

06

Ownership & Group Intelligence

As per FY 2023 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
7 allotment(s) · 0 transfer(s)

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Key managerial personnel: BINOJ CHERIAN (Managing Director)

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 60 · Distress 90
Growth signals & trust indicators
Profit expanded 1.42 year-on-year.
Net margin improved to 2.1x.
EPFO headcount growing - hiring signal.
Operating for 34+ years.
Active EPFO - real payroll on record.
Active GST registration(s).
Distress signals & risk flags
3 open charge(s) registered - assets are encumbered.
1 court case(s) on record - see the legal section for details.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence92/100
Favourable indicators
Suitability as a supplier / customer counterparty.
  • Statutory record is clean.
  • No distress signals on file.
  • Financial filings available for verification.
Banker assessment69/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • 3 open charge(s) of 13.29 cr already registered.
  • Compliance record supports lending.
Investor view77/100
Positive growth indicators
Growth quality and scalability through an investor lens.
  • 3 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 15 events
30 Oct 2025
Charge created
Axis Bank Limited - 1.84 cr
Charge created
Axis Bank Limited - 3.95 cr
30 Sep 2025
Last AGM held
Annual general meeting
07 May 2025
Charge satisfied
Axis Bank Limited
31 Mar 2025
Latest balance sheet
Filed with ROC
20 Mar 2025
Charge created
Axis Bank Limited - 11.75 cr
08 Dec 2022
Charge satisfied
Hdfc Bank Limited
21 Nov 2022
Charge satisfied
Others
10 Nov 2022
Charge created
Axis Bank Limited - 7.50 cr
09 Feb 2022
Securities allotted
499999 Equity Shares - 50.00 Lakh raised
20 Jan 2020
Securities allotted
650000 Equity Shares - 65.00 Lakh raised
28 Feb 2019
Securities allotted
1040000 Equity Shares - 1.04 cr raised
20 Aug 2018
Charge created
Hdfc Bank Limited - 5.09 cr
27 Dec 2016
Charge satisfied
Citibank N.A
08 Dec 2015
Charge satisfied
Citi Bank N.A.
10

Key Observations

Auto-generated from the data above
Revenue declined 24% over the last 4 financial year(s).
Net profit margin moved from 0.86 to 61%.
Debt-to-equity stands at 38% - leverage worth monitoring.
Net worth is positive.
Compliance record is strong - status, filings and flags are clean.
4 active director(s) / partner(s); board looks stable and experienced.
1 active GST registration(s) indicate ongoing business operations.
Carries an external credit rating of MSE from Crisil.
EPFO-registered employer - verifiable payroll history exists.
Promoters hold a dominant controlling stake as per the FY 2023 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
Capital has been raised through 7 security allotment(s) - amounts available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Humanetics Innovative Solutions India Private Limited U74900KA2015FTC084379 Bangalore North, Karnataka, India
Maestros Electronics L74900MH2010PLC200254 Navi Mumbai, Maharashtra, India
Aero Digital World Private Limited U32100DL2019PTC351118 Delhi, Delhi, India
Teknic Electromeconics Private Limited U31909KA1986PTC007586 Bangalore, Karnataka, India
Metec Electronics Private Limited U74999DL2019PTC347291 Delhi, Delhi, India
Rosmerta Autotech Limited U74899DL1987PLC027962 New Delhi, Delhi, India
Vikas Radiators Private Limited U74900DL2009PTC189967 New Delhi, Delhi, India
Idcube U74899DL2005PTC143835 Delhi, Delhi, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Stj Electronics before audits and certifications: compliance score 93/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Stj Electronics: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 45/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Positive growth indicators. Growth score 60/100, margin trends, ownership structure and peer set for Stj Electronics - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Favourable indicators. Trust score 92/100, distress signals and MSME payment-delay disclosures - know whether Stj Electronics pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (1 case(s) on record), regulatory flags, charge documents trail and director networks for Stj Electronics - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Stj Electronics an active company?

Stj Electronics has MCA status “Active” with a compliance score of 93/100 (Low Risk).

Is Stj Electronics financially healthy?

Stj Electronics has a Financial Health Score of 85/100 (Low Risk) based on its filed financial statements.

Should I do business with Stj Electronics?

Its overall Trust Score is 92/100 (Low Risk). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Stj Electronics?

Promoters hold a dominant controlling stake - exact percentages are in the full report. 4 active director(s) are on record.

Does Stj Electronics have loans or charges against its assets?

3 open charge(s) are registered against its assets, and 8 earlier charge(s) stand satisfied.

Is Stj Electronics up to date with its ROC filings?

Annual filings current (balance sheet Mar 2025). Overall compliance score: 93/100 (Low Risk).

Is it risky to lend to Stj Electronics?

Its Credit Risk Score is 45/100 (Caution Indicated). Banker verdict: Mixed indicators - deeper appraisal suggested.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.