Stcl Limited - Due diligence report

A 360° intelligence report on Stcl Limited: trust score, financial health, credit view, compliance, directors, growth and distress signals -…

1982-10-23 Bangalore, Karnataka Active Unlisted Active Compliant
SL Stcl Limited
Full Due-Diligence Report + Documents
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  • Full trust, health & credit-risk scores
  • Director details, charges & MCA documents
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Stcl Limited — 360° Intelligence Report

Generated from MCA filings & public records
56/100
Trust Score
Moderate

Stcl Limited is assessed as Moderate with a Trust Score of 56/100. Stcl Limited is an active private limited union government company incorporated in 1982, operating in the Healthcare sector. Reported revenue has declined across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a moderate compliance risk and high financial risk profile.

Report generated on 23 Jul 2026 from the latest processed filings. Stcl Limited snapshot & full profile →

Overall Assessment CautionWeakNeutralGoodStrong Good

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreModerate
56/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreModerate
55/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreCaution Indicated
40/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
50/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreModerate
55/100
Board strength, DIN status, churn and network.
Growth ScoreModerate
50/100
Revenue, profit, asset and hiring momentum.
Distress ScoreCaution Indicated
45/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

Get full access

Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 50/100 Moderate
  • Negative operating earnings - debt service depends on external support.
  • Profitable - internal accruals available.

Charges position: 9 open (3,738.48 cr) · 0 satisfied (-).

Banking relationships (from registered charges)
LenderChargesAmount
State Bank Of India2 48.0 cr
Vijaya Bank1 48.0 cr
Union Bank Of India1 48.0 cr
Idbi Bank Limited1 48.0 cr
Canara Bank1 48.0 cr
Uco Bank1 48.0 cr
Compliance Score: 55/100 Moderate
  • Company status is Active as per MCA.
  • Last balance sheet is for Mar 2021 - filings overdue.
  • Litigation present in 3 court forum(s).
  • 1 active GST registration(s).
Legal cases on record (3)
05

Director Intelligence

Stability score: 55/100
NameDIN / PANDesignationAppointedTenureDIN status
DURGA SAKTHI NAGPAL 01234567 Director 01/04/2018 6 yrs Approved
NAINAR ARUMUGAM NAINAR JEYAKUMAR 01234567 Director 01/04/2018 6 yrs Approved
ANUP SINGH 01234567 Director 01/04/2018 6 yrs Approved
ROOMA NAGRATH 01234567 Director 01/04/2018 6 yrs Approved
SANJEEV KUMAR SHARMA 01234567 Director 01/04/2018 6 yrs Approved
Jitendra Kumar Jha 01234567 Director 01/04/2018 6 yrs Approved
  • 6 directors on the board.
  • ROOMA NAGRATH has DIN status "Deactivated due to non-filing of DIR-3 KYC".
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
Director & KMP remuneration (FY 2017)
NameDesignationTotal remuneration
A K SharmaManaging Director2.4 cr
R MehtaWhole-time Director1.6 cr
S IyerCFO95.0 L

Remuneration is disclosed in the latest annual return. Unlock full report

06

Ownership & Group Intelligence

As per FY 2021 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
The State Trading Corporation Of India Limited
Subsidiaries
-
Group entities
-
Capital events
-

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Group entityRelationship% held
The State Trading Corporation Of India Limited Holding Company 74.00%

Key managerial personnel: SANJEEV KUMAR SHARMA (Managing Director) · Jitendra Kumar Jha (Managing Director)

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 50 · Distress 45
Growth signals & trust indicators
Profit expanded 38% year-on-year.
Operating for 43+ years.
Active GST registration(s).
Distress signals & risk flags
Revenue declined year-on-year.
Negative net worth.
Statutory filings appear overdue.
Compliance score is weak (55/100).
9 open charge(s) registered - assets are encumbered.
3 court case(s) on record - see the legal section for details.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence52/100
Review suggested
Suitability as a supplier / customer counterparty.
  • Check the compliance flags before onboarding.
  • 3 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment48/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • 9 open charge(s) of 3,738.48 cr already registered.
  • Compliance gaps should be priced into terms.
Investor view48/100
Mixed indicators
Growth quality and scalability through an investor lens.
  • 1 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management churn warrants questions.
09

MCA Filings & Events Timeline

Latest 15 events
25 Sep 2024
Director appointed
Jitendra Kumar Jha (Managing Director)
29 Sep 2021
Last AGM held
Annual general meeting
31 Mar 2021
Latest balance sheet
Filed with ROC
22 Mar 2021
Director appointed
ANUP SINGH (Director)
14 Sep 2020
Director appointed
NAINAR ARUMUGAM NAINAR JEYAKUMAR (Director)
31 Jul 2020
Director ceased
RAJIV CHOPRA
16 Sep 2019
Director appointed
DURGA SAKTHI NAGPAL (Additional Director)
08 Aug 2019
Director ceased
SHOBHIT JAIN
31 Jan 2018
Director appointed
SANJEEV KUMAR SHARMA (Managing Director)
Director ceased
GIRISH HOSADURGA PARAMESWARAPPA
15 May 2017
Director appointed
ROOMA NAGRATH (Director)
20 Feb 2017
Director ceased
MUGDHA SINHA
03 Feb 2017
Director ceased
KHALEEL RAHIM
29 Aug 2016
Director ceased
SAMIR KUMAR
02 Jul 2015
Director ceased
ADITI DAS ROUT
10

Key Observations

Auto-generated from the data above
Revenue declined 1.42 over the last 4 financial year(s).
6 active director(s) / partner(s); review board churn before relying on management continuity.
1 active GST registration(s) indicate ongoing business operations.
EPFO-registered employer - verifiable payroll history exists.
Promoters hold a dominant controlling stake as per the FY 2021 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Incepto Health Care Private Limited U85100DL2019PTC346031 Delhi, Delhi, India
Institute Of Chartered Tax Practitioners India U85100KA2020NPL131334 Banashankar, Karnataka, India
Rubellite Healthcare And Hospitality Services (Opc) Private Limited U85190WB2018OPC227124 Berhampore, West Bengal, India
Damyanti Devi Foundation U85100HR2018NPL075891 Faridabad, Haryana, India
Saikaveri Healthcare (Opc) Private Limited U85100KA2020OPC134760 Bangalore, Karnataka, India
Mata Lakhmani Adarsh Clinic Private Limited U85110JH2020PTC013886 Daltonganj, Jharkhand, India
Umeed Health & Medicare Hospitals U85100DL2014NPL265554 East Delhi, Delhi, India
Krishna Home Healthcare Services Private Limited U85110RJ2020PTC069745 Jodhpur, Rajasthan, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Stcl Limited before audits and certifications: compliance score 55/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Stcl Limited: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 50/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Mixed indicators. Growth score 50/100, margin trends, ownership structure and peer set for Stcl Limited - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Review suggested. Trust score 56/100, distress signals and MSME payment-delay disclosures - know whether Stcl Limited pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (3 case(s) on record), regulatory flags, charge documents trail and director networks for Stcl Limited - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Stcl Limited an active company?

Stcl Limited has MCA status “Active” with a compliance score of 55/100 (Moderate).

Is Stcl Limited financially healthy?

Stcl Limited has a Financial Health Score of 40/100 (Caution Indicated) based on its filed financial statements.

Should I do business with Stcl Limited?

Its overall Trust Score is 56/100 (Moderate). Vendor verdict: Review suggested. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Stcl Limited?

The ultimate holding entity is The State Trading Corporation Of India Limited. 6 active director(s) are on record.

Does Stcl Limited have loans or charges against its assets?

9 open charge(s) are registered against its assets.

Is Stcl Limited up to date with its ROC filings?

Last balance sheet is for Mar 2021 - filings overdue. Overall compliance score: 55/100 (Moderate).

Is it risky to lend to Stcl Limited?

Its Credit Risk Score is 50/100 (Moderate). Banker verdict: Mixed indicators - deeper appraisal suggested.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.