Standard Credit Ltd - Due diligence report

A 360° intelligence report on Standard Credit Ltd: trust score, financial health, credit view, compliance, directors, growth and distress si…

1985-11-14 Na, Delhi Strike Off Unlisted Active Compliant
Share
View plans Plan
SC Standard Credit Ltd
View plans Plan
Full Due-Diligence Report + Documents
  • Unlock all financial figures & 5-year trends
  • Full trust, health & credit-risk scores
  • Director details, charges & MCA documents
₹700 ₹349 50% off New user
Or enjoy up to 50% off with credits View credit packages
Company Credits – Starter
  • One credit unlocks this full due-diligence report
  • Use across any company’s report, anytime
  • Credits valid for 12 months
× ₹700 ₹279 = ₹2,790 60% off
Choose your own credit amount View credit packages

Standard Credit Ltd — 360° Intelligence Report

Generated from MCA filings & public records
45/100
Trust Score
Caution Indicated

Standard Credit Ltd is assessed as Caution Indicated with a Trust Score of 45/100. Standard Credit Ltd is a public limited indian non-government company incorporated in 1985, operating in the Financial Services sector. Reported revenue has declined across its recent filed years. It reported a loss in its latest filed year. Based on MCA filings and public records, it currently shows a high compliance risk and high financial risk profile.

Report generated on 15 Jul 2026 from the latest processed filings. Standard Credit Ltd snapshot & full profile →

Financial Health › Weak
Overall Assessment CautionWeakNeutralGoodStrong Neutral
Compliance › Caution

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreCaution Indicated
45/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreCaution Indicated
5/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreCaution Indicated
40/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
50/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreCaution Indicated
40/100
Revenue, profit, asset and hiring momentum.
Distress ScoreCaution Indicated
40/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 4 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

Get full access

Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 50/100 Moderate
  • Negative operating earnings - debt service depends on external support.
  • No open charges - unencumbered balance sheet.
  • Working-capital cover adequate.

Charges position: 0 open (-) · 0 satisfied (-).

Compliance Score: 5/100 Caution Indicated
  • Company status is "Strike Off" - not Active.
  • Last balance sheet is for Mar 2023 - filings overdue.
  • Flagged by authority: DSE.
05

Director Intelligence

Stability score: 95/100
NameDIN / PANDesignationAppointedTenureDIN status
SUSHIL JAIN 01234567 Director 01/04/2018 6 yrs Approved
VISHAL GUPTA 01234567 Director 01/04/2018 6 yrs Approved
KRISHNA C K PILLAI 01234567 Director 01/04/2018 6 yrs Approved
  • 3 directors on the board.
  • No disqualified or deactivated DINs.
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
06

Ownership & Group Intelligence

As per FY 2017 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
-

Promoters hold the largest single block of equity - exact percentages are part of the full report.

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 40 · Distress 40
Growth signals & trust indicators
Operating for 40+ years.
Distress signals & risk flags
Revenue declined year-on-year.
Statutory filings appear overdue.
Adverse company status: Strike Off.
Compliance score is weak (5/100).
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence28/100
Caution indicated
Suitability as a supplier / customer counterparty.
  • Check the compliance flags before onboarding.
  • 3 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment36/100
Enhanced diligence advised
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance gaps should be priced into terms.
Investor view41/100
Limited indicators at present
Growth quality and scalability through an investor lens.
  • No clear growth signals in the filed years.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 10 events
30 Sep 2023
Last AGM held
Annual general meeting
31 Mar 2023
Latest balance sheet
Filed with ROC
29 Sep 2015
Director ceased
VISHAL GUPTA
25 May 2015
Director appointed
VISHAL GUPTA (Director)
Director ceased
SURINDER SINGH
19 Mar 2014
Director ceased
VIJAY KUMAR SAHNI
14 Mar 2014
Director appointed
SUSHIL JAIN (Director)
28 Feb 2008
Director appointed
KRISHNA C K PILLAI (Director)
16 Jan 2008
Director ceased
HARCHARAN SINGH NAG
14 Nov 1985
Incorporated
Registered with Roc Delhi
10

Key Observations

Auto-generated from the data above
Revenue declined 38% over the last 3 financial year(s).
Net worth is positive.
3 active director(s) / partner(s); board looks stable and experienced.
Promoters hold the largest single block of equity as per the FY 2017 annual return.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Ksk Trust Private Limited U67120TN2001PTC179836 Chennai, Tamil Nadu, India
Patco Plantations Private Limited U65992TN1955PTC002033 Chennai 1, Tamil Nadu, India
Eko India Financial Services U85191DL2007NPL170821 New Delhi, Delhi, India
Navketan Mercantile Private Limited U74899DL1995PTC068619 New Delhi, Delhi, India
Cube Capital Consultancy Private Limited U67110MH2009PTC190126 Mumbai, Maharashtra, India
Satya M N P Chits Private Limited U65992DL1997PTC089255 New Delhi, Delhi, India
Velagapudi Foundation U15140TN1985NPL011678 Chennai, Tamil Nadu, India
Ahinsa Capital Market & Holdings Limited U65923DL2011PLC225056 New Delhi, Delhi, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Standard Credit Ltd before audits and certifications: compliance score 5/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Standard Credit Ltd: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Enhanced diligence advised. Credit risk score 50/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Limited indicators at present. Growth score 40/100, margin trends, ownership structure and peer set for Standard Credit Ltd - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Caution indicated. Trust score 45/100, distress signals and MSME payment-delay disclosures - know whether Standard Credit Ltd pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Standard Credit Ltd - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Standard Credit Ltd an active company?

Standard Credit Ltd has MCA status “Strike Off” with a compliance score of 5/100 (Caution Indicated).

Is Standard Credit Ltd financially healthy?

Standard Credit Ltd has a Financial Health Score of 40/100 (Caution Indicated) based on its filed financial statements.

Should I do business with Standard Credit Ltd?

Its overall Trust Score is 45/100 (Caution Indicated). Vendor verdict: Caution indicated. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Standard Credit Ltd?

Promoters hold the largest single block of equity - exact percentages are in the full report. 3 active director(s) are on record.

Does Standard Credit Ltd have loans or charges against its assets?

No charges are registered against this company - an unencumbered balance sheet.

Is Standard Credit Ltd up to date with its ROC filings?

Last balance sheet is for Mar 2023 - filings overdue. Overall compliance score: 5/100 (Caution Indicated).

Is it risky to lend to Standard Credit Ltd?

Its Credit Risk Score is 50/100 (Moderate). Banker verdict: Enhanced diligence advised.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.