Sreekarayil Chits (India) Limited - Due diligence report

A 360° intelligence report on Sreekarayil Chits (India) Limited: trust score, financial health, credit view, compliance, directors, growth a…

2012-12-31 Tirupur, Tamil Nadu Active Unlisted Active Compliant
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SC Sreekarayil Chits (India) Limited
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Sreekarayil Chits (India) Limited — 360° Intelligence Report

Generated from MCA filings & public records
87/100
Trust Score
Low Risk

Sreekarayil Chits (India) Limited is assessed as Low Risk with a Trust Score of 87/100. Sreekarayil Chits (India) Limited is an active public limited indian non-government company incorporated in 2012, operating in the Financial Services sector. Reported revenue has declined across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a low compliance risk and moderate financial risk profile.

Report generated on 28 Jul 2026 from the latest processed filings. Sreekarayil Chits (India) Limited snapshot & full profile →

Financial Health › Strong
Overall Assessment CautionWeakNeutralGoodStrong Strong
Compliance › Strong

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreLow Risk
87/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreLow Risk
100/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreModerate
70/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
60/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreCaution Indicated
40/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
75/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

Get full access

Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 60/100 Moderate
  • Negative operating earnings - debt service depends on external support.
  • No open charges - unencumbered balance sheet.
  • Working-capital cover adequate.
  • Profitable - internal accruals available.

Charges position: 0 open (-) · 0 satisfied (-).

Compliance Score: 100/100 Low Risk
  • Company status is Active as per MCA.
  • Annual filings current (balance sheet Mar 2025).
  • 3 active GST registration(s).
05

Director Intelligence

Stability score: 95/100
NameDIN / PANDesignationAppointedTenureDIN status
KOMBATH KUTTAPPAN REMA 01234567 Director 01/04/2018 6 yrs Approved
KARAYIL DAMODARAN RAJAN 01234567 Director 01/04/2018 6 yrs Approved
SIDDAPPA GOVINDAPPA 01234567 Director 01/04/2018 6 yrs Approved
THANKAMMA SANTHOSH 01234567 Director 01/04/2018 6 yrs Approved
SHIVANNA KOTHATHI NANJUNDEGOWDA 01234567 Director 01/04/2018 6 yrs Approved
PRAMOD MARKAND SINGH 01234567 Director 01/04/2018 6 yrs Approved
PAYYAPPILLI DONBOSCO THOMAS 01234567 Director 01/04/2018 6 yrs Approved
  • 7 directors on the board.
  • No disqualified or deactivated DINs.
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
06

Ownership & Group Intelligence

As per FY 2023 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
3 allotment(s) · 0 transfer(s)

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Key managerial personnel: KARAYIL DAMODARAN RAJAN (Managing Director) · PAYYAPPILLI DONBOSCO THOMAS (Whole-time director)

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 40 · Distress 75
Growth signals & trust indicators
Operating for 13+ years.
Active GST registration(s).
Distress signals & risk flags
Revenue declined year-on-year.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence89/100
Favourable indicators
Suitability as a supplier / customer counterparty.
  • Statutory record is clean.
  • 1 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment73/100
Favourable lending indicators
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance record supports lending.
Investor view62/100
Mixed indicators
Growth quality and scalability through an investor lens.
  • No clear growth signals in the filed years.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 15 events
30 Sep 2025
Last AGM held
Annual general meeting
31 Mar 2025
Latest balance sheet
Filed with ROC
31 May 2022
Director ceased
BOJJA VENU GOPAL
02 Sep 2021
Director ceased
UMADEVI
10 Jun 2019
Director appointed
SIDDAPPA GOVINDAPPA (Director)
Director appointed
THANKAMMA SANTHOSH (Director)
Director appointed
SHIVANNA KOTHATHI NANJUNDEGOWDA (Director)
Director appointed
PRAMOD MARKAND SINGH (Director)
Director ceased
VARSHA RAJAN
10 Mar 2019
Director ceased
SWAMINATHAN KANNAN
Director ceased
NIKITHITHARA MANI VALLON
Director ceased
MAYANKUTTY BHARATHAN
28 Sep 2018
Securities allotted
15000 Equity Shares - 15.00 Lakh raised
31 Mar 2015
Securities allotted
4000.00 Equity Shares - 4.00 Lakh raised
08 Oct 2013
Securities allotted
10000.00 Equity Shares - 10.00 Lakh raised
10

Key Observations

Auto-generated from the data above
Revenue declined 38% over the last 4 financial year(s).
Net profit margin moved from 1.42 to 2.1x.
Net worth is positive.
Compliance record is strong - status, filings and flags are clean.
7 active director(s) / partner(s); board looks stable and experienced.
3 active GST registration(s) indicate ongoing business operations.
Promoters hold a dominant controlling stake as per the FY 2023 annual return.
Capital has been raised through 3 security allotment(s) - amounts available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Growshop Capital Advisors Private Limited U67110DL2022PTC400715 Delhi, Delhi, India
Vardhman Textiles U17231PB1994PLC014256 Ludhiana., Punjab, India
Anmol Tie-Up Pvt. Ltd. U51109GJ1994PTC067034 Surat City, Gujarat, India
3K Continuum (Opc) Private Limited U73100CH2022OPC044481 Chandigarh, Chandigarh, India
Prabhat Capital Investments Limited U65990MH2022PLC374599 Mumbai, Maharashtra, India
Nincro Eternal Resources Private Limited U93000MH1992PTC065594 Mumbai, Maharashtra, India
Trimplex Marketing Pvt Ltd U51909WB1994PTC062086 Kolkata, West Bengal, India
Kumkum Agencies Pvt. Ltd. U51909UP1995PTC064134 Varanasi, Uttar Pradesh, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Sreekarayil Chits (India) Limited before audits and certifications: compliance score 100/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Sreekarayil Chits (India) Limited: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Favourable lending indicators. Credit risk score 60/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Mixed indicators. Growth score 40/100, margin trends, ownership structure and peer set for Sreekarayil Chits (India) Limited - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Favourable indicators. Trust score 87/100, distress signals and MSME payment-delay disclosures - know whether Sreekarayil Chits (India) Limited pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Sreekarayil Chits (India) Limited - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Sreekarayil Chits (India) Limited an active company?

Sreekarayil Chits (India) Limited has MCA status “Active” with a compliance score of 100/100 (Low Risk).

Is Sreekarayil Chits (India) Limited financially healthy?

Sreekarayil Chits (India) Limited has a Financial Health Score of 70/100 (Moderate) based on its filed financial statements.

Should I do business with Sreekarayil Chits (India) Limited?

Its overall Trust Score is 87/100 (Low Risk). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Sreekarayil Chits (India) Limited?

Promoters hold a dominant controlling stake - exact percentages are in the full report. 7 active director(s) are on record.

Does Sreekarayil Chits (India) Limited have loans or charges against its assets?

No charges are registered against this company - an unencumbered balance sheet.

Is Sreekarayil Chits (India) Limited up to date with its ROC filings?

Annual filings current (balance sheet Mar 2025). Overall compliance score: 100/100 (Low Risk).

Is it risky to lend to Sreekarayil Chits (India) Limited?

Its Credit Risk Score is 60/100 (Moderate). Banker verdict: Favourable lending indicators.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.